Joe Knows Retirement

You could be a Midwestern Millionaire and not even know it. In this episode of Joe Knows Retirement, Joe explains who the Midwestern Millionaire is and shares how they have to uniquely plan for retirement. From tax planning to spending their money, Midwestern Millionaires need tailored retirement planning which Joe dives into in this episode.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-youtube.html

🟥 Read our latest article featured in Kiplinger:  https://www.kiplinger.com/retirement/will-you-pay-higher-taxes-in-retirement

📞 Apply to talk with us: https://peakretirementplanning.com/schedule-a-meeting/

What's the big deal with Roth conversions? In this episode of Joe Knows Retirement, Joe answers that question and describes who Roth conversions might not be right for, as well as who they often are right for. He considers factors that go into determining whether a Roth conversion is right for you, such as how much money you have in savings, whether or not you have a pension, and your willingness to work with a professional team.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-youtube.html

🟥 Read our latest article featured in Kiplinger:  https://www.kiplinger.com/retirement/will-you-pay-higher-taxes-in-retirement

📞 Apply to talk with us: https://peakretirementplanning.com/schedule-a-meeting/

In this episode of Joe Knows Retirement, Joe joins Mindy and Boots on 610 WTVN to discuss the current market and share some tips on how to invest wisely. He talks about the importance of clarifying your goals when determining how you invest, and briefly explains how the stock market works and why diversification is so important.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-youtube.html

🟥 Read our latest article featured in Kiplinger:  https://www.kiplinger.com/retirement/will-you-pay-higher-taxes-in-retirement

📞 Apply to talk with us: https://peakretirementplanning.com/schedule-a-meeting/

Has anyone ever told you that you need permanent life insurance in retirement? As Joe talks about in this episode of Joe Knows Retirement, it may be helpful for some people, but for others it may not be necessary. Life insurance can be a great way to diversify your assets in retirement, as well as serve as a vehicle for tax planning and estate planning, but depending on your financial situation, there may be better tools out there.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-youtube.html

🟥 Read our latest article featured in Kiplinger:  https://www.kiplinger.com/retirement/will-you-pay-higher-taxes-in-retirement

📞 Apply to talk with us: https://peakretirementplanning.com/schedule-a-meeting/

If you don't plan on working in retirement and you don't have a pension, then it's important to have an income plan. In this episode of Joe Knows Retirement, Joe shares three essential things to consider when planning your income in retirement. From taxes to market volatility, Joe covers it in this episode.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-youtube.html

🟥 Read our latest article featured in Kiplinger:  https://www.kiplinger.com/retirement/will-you-pay-higher-taxes-in-retirement

📞 Apply to talk with us: https://peakretirementplanning.com/schedule-a-meeting/

Did you know only 25% of people have a Roth IRA? In this episode of Joe Knows Retirement, Joe talks about why Roth IRAs are rarer than you may have thought, then shares why Roth IRAs can be extremely valuable, especially if you have over $1 million in tax-deferred savings. He also answers common questions about Roth conversions and discusses whether they could be right for you.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-youtube.html

🟥 Read our latest article featured in Kiplinger:  https://www.kiplinger.com/retirement/will-you-pay-higher-taxes-in-retirement

📞 Apply to talk with us: https://peakretirementplanning.com/schedule-a-meeting/

Generational wealth can provide opportunities for your family for years to come. In this episode of Joe Knows Retirement, Joe discusses the impact generational wealth can have and provides strategies you can use to achieve generational wealth. From gifting money to your kids and grandkids to utilizing trusts to minimize the amount you'll pay in estate taxes, Joe talks about it in this episode.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-youtube.html

🟥 Read our latest article featured in Kiplinger:  https://www.kiplinger.com/retirement/will-you-pay-higher-taxes-in-retirement

📞 Apply to talk with us: https://peakretirementplanning.com/schedule-a-meeting/

You may have an Aunt Erma, but did you know you also have an Aunt IRMAA? As Joe explains in this episode of Joe Knows Retirement, IRMAA (or Income-Related Monthly Adjustment Amount) determines how much you will pay in Medicare premiums in retirement. This combined with taxes (i.e., Uncle Sam) can complicate your retirement plan, so Joe shares information you should be aware of and a strategy you can use to lower the amount you pay in Medicare premiums and taxes.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-youtube.html

🟥 Read our latest article featured in Kiplinger:  https://www.kiplinger.com/retirement/will-you-pay-higher-taxes-in-retirement

📞 Apply to talk with us: https://peakretirementplanning.com/schedule-a-meeting/

If you're a Midwestern Millionaire, you may be better at saving money than spending it. But as Joe talks about in this episode of Joe Knows Retirement, you should use the money you've spent your whole life saving. Joe shares common ways retirees spend their money in retirement, then shares how you can get a better idea of exactly how much money you can spend in retirement based on your income.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-youtube.html

🟥 Read our latest article featured in Kiplinger:  https://www.kiplinger.com/retirement/will-you-pay-higher-taxes-in-retirement

📞 Apply to talk with us: https://peakretirementplanning.com/schedule-a-meeting/

Big changes could be coming to tax rates in 2026. In this episode of Joe Knows Retirement, Joe talks about the Tax Cuts and Jobs Act and how tax rates will go up once it expires in 2026 unless something changes. He discusses the different taxes that could be affected by the change and shares a strategy you can use to minimize the amount you pay in taxes.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-youtube.html

🟥 Read our latest article featured in Kiplinger:  https://www.kiplinger.com/retirement/will-you-pay-higher-taxes-in-retirement

📞 Apply to talk with us: https://peakretirementplanning.com/schedule-a-meeting/