If you have a pension and $1M+ saved, your retirement planning is completely different than most people. In this video, Joe breaks down the 3 key pillars of pension planning that high-income retirees MUST get right to avoid costly mistakes. From hidden tax traps to investment missteps and estate planning gaps, these strategies could save you hundreds of thousands of dollars over your lifetime.

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe's book "Midwestern Millionaire": https://keap.page/bsd964/midwestern-millionaire-toolkit-podcast.html

🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/retirement-planning/are-you-being-tax-smart-about-your-pension

📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

Most financial advisors sound great, but that doesn't mean they're actually giving you the right advice. In today's episode of Joe Knows Retirement, Joe breaks down a real client story where another firm made recommendations that raised serious concerns. From pushing products too early, to high fees, to lack of real tax planning, this is what you NEED to watch out for.

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html

🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/why-some-financial-planners-avoid-tax-planning

📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

If you have a pension and $1 million saved, you might be sitting on far more wealth than you realize. In this video, Joe breaks down why many retirees in this situation end up with way more money than they ever expected and more importantly, why that can actually become a problem.

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe's book "Midwestern Millionaire": https://keap.page/bsd964/midwestern-millionaire-toolkit-podcast.html

🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/happy-retirement/spend-your-retirement-nest-egg-and-drop-the-guilt

📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

If you have a pension and $1M+ saved, you might be asking the wrong question… It's not "Do I have enough?" It's "What should I do with all of it?" In today's episode, Joe breaks down exactly how to run your numbers, what your pension is really worth, and why most retirees in this position end up with MORE money than they ever expected. He'll also cover key strategies around tax planning, Roth conversions, and how to actually enjoy your retirement without regret.

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html

🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/comfortable-retirement-how-much-do-you-need

📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

If you're a widow or planning ahead for your spouse, this is one of the most important retirement videos you'll watch. There are 4 shocking stats that most people don't realize until it's too late, and they can cost you thousands in taxes, lost income, and poor financial decisions.

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe's book "I Hate Taxes": https://keap.page/bsd964/toolkit-podcast.html

🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/taxes/widows-penalty-how-to-prepare

📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

If you've saved $1M+ and still struggle to spend… this video is for you. Most retirees we work with are what we call "Midwestern Millionaires:" hardworking, disciplined savers who did everything right, but now can't enjoy their money. And that leads to one of the biggest regrets in retirement: Not running out of money… but running out of life. In this video, Joe breaks down the 4 things you can do with your money so you can stop over-saving and start living with purpose, confidence, and freedom.

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe's book "Midwestern Millionaire": https://keap.page/bsd964/midwestern-millionaire-toolkit-podcast.html

🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/happy-retirement/spend-your-retirement-nest-egg-and-drop-the-guilt

📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

If your advisor isn't doing tax planning AND tax prep… you may be leaving thousands on the table. In today's episode of Joe Knows Retirement, Joe breaks down why most advisors don't offer full-service planning and what that means for YOU. Too many retirees are paying a 1% fee for investment management only… while missing out on tax strategies, Roth conversions, and coordinated planning that could dramatically improve their retirement.

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html

🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/why-some-financial-planners-avoid-tax-planning

📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

If you have a pension and have saved $1 million or more, your retirement is very different than most people… and most advice out there simply doesn't apply to you. In today's episode, Joe breaks down the 4 biggest retirement considerations for those with pensions so you can avoid costly mistakes and make smarter decisions with your life savings.

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html

🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/retirement-planning/are-you-being-tax-smart-about-your-pension

📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

If your financial advisor is telling you certain things… it might be a HUGE red flag. In today's episode, Joe breaks down the exact phrases and strategies that expose advisors who don't actually work with high-net-worth clients. Because here's the truth: Most advisors focus on investment management and sales… NOT comprehensive retirement planning. And if you have a pension and $1M+ saved, that can cost you hundreds of thousands in taxes, missed strategies, and poor planning decisions.

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html

🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/personal-finance/is-your-financial-adviser-doing-a-good-job-for-you

📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

Most retirees are paying little to NO federal taxes… so why are YOU paying so much? In this episode of Joe Knows Retirement, Joe breaks down the shocking truth behind why 80% of retirees avoid taxes and why high savers with pensions and $1M+ often end up paying MORE instead. If you've done everything right… saved diligently… built a pension… and now feel like you're being penalized, this video is for you.

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe's book "I Hate Taxes": https://keap.page/bsd964/toolkit-podcast.html

🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/taxes/tax-planning/who-hates-taxes-the-best-time-to-plan-for-taxes-is-now

📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/