You can't take your money with you when you're gone, so how will you use it purposefully in retirement? In this episode of Joe Knows Retirement, Joe talks about the three things you can do with your money: spend it, give it, or gift it. He breaks down how you can find purpose in each one, and stresses the importance of completing an analysis to see just how much money you can use however you like.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

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Is it better to take the pension lump sum option or keep your monthly pension? In this episode of Joe Knows Retirement, Joe talks about the pros and cons of taking the lump sum versus keeping the monthly option. He considers different parts of a retirement plan like tax planning and legacy planning, and discusses practical considerations like which option is better based on your age.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

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Don't tip Uncle Sam in retirement! In this episode of Joe Knows Retirement, Joe talks about the different ways you might end up paying more in taxes than you need to in retirement if you have a pension and you don't plan properly. He also shares different strategies you can use like Roth conversions and Donor Advised Funds to help minimize your tax burden and not tip Uncle Sam.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

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Pensions are a great asset to have in retirement, but did you know they can have hidden costs? In this episode of Joe Knows Retirement, Joe talks about the overt and sometimes sneaky ways you can be kept from maximizing your pensions by different costs. From tax-related costs to costs dependent on whether you take the survivorship or lump sum options, he talks about it in this video.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

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In this special episode, Peak Retirement Planning founder and CEO Joe Schmitz leads a radio show with several co-hosts as they discuss current events. They share their thoughts on President Trump's recent State of the Union address, discuss the implementation of DOGE and the new tariffs, and talk about how taxes and retirement can be affected by these things.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

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If you're 55-62 years old, have a pension, and have at least $1 million saved, then retiring early could be an option for you. In this episode of Joe Knows Retirement, Joe shares the things you should consider if you're planning to retire early and you have a pension. He highlights the value of a pension, shares ways to save money in taxes, and discusses the pros and cons of taking different pension options.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

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📞 Apply to talk with us: https://peakretirementplanning.com/schedule-a-meeting/

The best savers are the worst spenders. In this episode of Joe Knows Retirement, Joe talks about how you can feel better about buying that boat or going on that trip in retirement if you have a pension and $1 million or more saved. He shares strategies you can use to maximize your pension and save money in taxes, and gives you permission to spend your money in retirement.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

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Roth conversions can be a great tool to help save money in retirement if you have a pension and $1 million or more saved. In this episode of Joe Knows Retirement, Joe talks about everything you need to know about Roth conversions if you have a pension. He provides information on which tax bracket you'll likely be in in retirement if you have a pension, and talks about factors you should think about when considering how much to Roth convert.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-youtube.html

🟥 Read our latest article featured in Kiplinger:  https://www.kiplinger.com/retirement/will-you-pay-higher-taxes-in-retirement

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If your net worth is over $1 million and you have a pension worth $100k or more, you are in a great spot for retirement. In this episode of Joe Knows Retirement, Joe talks about all the things that can affect your retirement plan if you have a high-value pension and net worth. From saving money in taxes to giving your money purpose, he dives into the topic in this episode.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-youtube.html

🟥 Read our latest article featured in Kiplinger:  https://www.kiplinger.com/retirement/will-you-pay-higher-taxes-in-retirement

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Pensions are a helpful asset to have in retirement, but if you're single, there are certain things you need to plan for. In this episode of Joe Knows Retirement, Joe talks through the pros and cons of being single and retiring with a pension. Since being single will put you in higher tax brackets, he stresses the importance of doing tax planning now and working with a professional team to make sure you're not missing anything.

Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/schedule-a-meeting/ 

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-youtube.html

🟥 Read our latest article featured in Kiplinger:  https://www.kiplinger.com/retirement/will-you-pay-higher-taxes-in-retirement

📞 Apply to talk with us: https://peakretirementplanning.com/schedule-a-meeting/