JohnnyBoy Studios

Every year between Halloween weekend and Nov 14th I make a list of my plans for the upcoming year. 

I take a weekend to look at the previous year and think about where I am right now and ask myself 3 questions;

• Who do I want to be?
• What do I want to do?
• Where do I want to go?

I have my list outlined and ready to go for the upcoming year. I have my rudder, my Google Maps, I have my direction.

Now is the time for you to be intentional about where you are headed with your life and your business in the upcoming year.

Mentioned In This Episode;
Traction by Gino Wickman (Johnny's Library Podcast Episode)
The Strangest Secret - Earl Nightingale (YouTube Video)
How it started, How it's going - Peter McKinnon (YouTube Video)
The Traction Toolbox

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From June 17th through the end of August 2022 I documented my journey going through the 75 Hard program. Since then I have had a few updates and realizations around what is possible to accomplish in my own life.

This episode is a recap of what has been going on since ending the 75 Hard program and is being released on both the 75 Hard Daily podcast and the JohnnyBoy Studios podcast.

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Dave Ramsey's Baby Step 7 - Build Wealth & Give is the goal.

The Baby Steps Dave has outlined all work together to lead you to this point in life. Take back control of you time and money, live the life you want to live, help others along the way.

Once you have complete control of your time and income you have options to do darn near anything you want. Going through the Baby Steps in order gets you to this point.

To recap all the baby steps;
Baby Step 1; $1,000 Starter emergency fund
Baby Step 2; Pay off all non-mortgage debt
Baby Step 3; Save 3-6 month full emergency fund
Baby Step 4; Invest 15% into retirement
Baby Step 5; Kids College
Baby Step 6; Pay off the mortgage
Baby Step 7; Build Wealth & Give

While many want to start on this step I see the benefits of starting on the first step and walking your way up.

Let's take the next (38) mins to talk about Dave's finale step; Build Wealth & Give.

Check out the Ramsey Net Worth Calculator to calculate your personal net worth.

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Dave Ramsey's Baby Steps 4, 5, & 6 - Investing, College, & the Mortgage all happen at the same time in Dave's plan so I wanted to cover them all at once in the same episode.

• Baby Step 4; Invest 15% of your income for retirement.
• Baby Step 5; Save/Invest for kids college.
• Baby Step 6; Pay off your home mortgage.

These steps are where most people disagree with Dave and his process whereas I love what they have outlined. 

I'm going to take the next 42 mins to outline the 3 steps and hopefully shed a little light on the process. Next episode we will wrap up the Dave Ramsey series with the final baby step.

Tune in and listen.

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Dave Ramsey's Baby Step 3 - Save A 3-6 Month Emergency Fund is the one I resonate with the most (so yeah, continuing a series on DR).

Dave Ramey’s whole platform is to build wealth because building wealth allows you to have control of you time and money, which will let you live the life you want to live rather than the life you are handed.

Once your debt is gone the next step in the plan is to create a financial buffer between you and life because guess what; life is going to happen.

Some say save up 3 months of living expenses, some say save up 6 months of living expenses, some say save up 1 year of living expenses, I say just save something.

An emergency fund turns an emergency from an emergency into an inconvenience. 

Let's take a few (31) mins to talk about it and why I agree so much with Dave's step for building an emergency fund.

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I want to talk about Dave Ramsey's Baby Step 2 - Pay Off All Non-Mortgage Debt in this episode (so yes, we are doing a series now).

Dave Ramey’s whole platform is to build wealth because building wealth allows you to have control of you time and money, which will let you live the life you want to live rather than the life you are handed.

Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor. Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase.

Do you really want to owe someone else money for X years just because it is a low interest rate? Or for the tax break? Or because you can invest and earn the difference?

Debt is debt is debt is debt.

Let's take a few (42) mins to talk about it and why I believe Dave's method for eliminating all non-mortgage debt is one of the best on the market today.

Tune in, let's discuss.

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In recent months I have had numerous conversation with people telling me why Dave Ramsey is wrong and how his system (The Baby Steps) is only for people who do not know how manage their money, or those who are deeply in debt. I couldn't disagree more.

Dave Ramey’s whole platform is to build wealth because building wealth allows you to have control of you time and money, which will let you live the life you want to live rather than the life you are handed.

In this episode I want to dive into the very first Baby Step; Save $1,000 as a Starter Emergency Fund and why I believe this applies to anyone on any income level, any debt level, or any financial education level.

Life happens and life happens fast. $1,000 is not enough but it is better than zero. You may not agree with Dave Ramsey’s program overall but I think we can all agree $1,000 set aside for emergencies only is better than having nothing in your account when those emergencies hit.

Personally, or entrepreneurially, $1,000 will not change your life but it may keep your life from changing. Tune in, let's discuss.

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AirBnB Experiences are a fun way to meet new people for your business you may not have otherwise been connected with.

In this episode I break down my plans to begin using AirBnB Experiences in photography and the necessary steps I have to take in order to move me towards that goal.

I wrap the niche of photography around AirBnB Experiences, but this is something most niches can consider adding into their marketing mix. Live events come in many shapes and forms and instead of trying to sell out an arena an AirBnB Experiences is a great way to test the market with smaller, local, easily controlled events in your niche.

Join me in this episode to cover how I am using them and see if something is sparked in you as well to add AirBnB Experiences to your business.


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Recently I keep hearing this word over and over in my life in various places and various forms, and once I decided to pay attention things began to become more clear in my own head and life.

That word is Focus.

When you get clear about what you want your priorities will begin to form and fall into place. At that point you can either listen to the messages they are giving you about what to focus on, or you can try to do 50 things at once and get nowhere.

Take the next 90 days and become hyper focused on the one thing you really want to accomplish. Go all in and commit to one goal and only do things that will move you one steps closer to that goal. Focus, and just watch what you can develop in your life.

I am getting back into focus with what made me want to pursue side-hustling, entrepreneurship, and full time self employment. I am focusing on the main goal I have for the next 90 days.

A light shining into a room can illuminate every corner, but a light focused into a single beam can cut steel.

F.O.C.U.S; Follow One Course Until Success, or Follow One Course Until Successful.

Check out the books Traction by Gino Wickman and Think & Grow Rich by Napoleon Hill!
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This year (2022) I've put my photography endeavors on the back burner in order to pursue other goals. I have big goals in photography but I have not been pursuing them at all the majority of these last months. JohnnyBoy Photos could use some love.

It is time to get back to the passion I love and in this episode I want to share my  approach to getting creative about building my photography business. My passion is still there and I see the opportunities to grow a thriving photography business if I would only put in the work.

My goal in sharing this with you is that something will resonate in your business and you will begin to think of new ways to get creative in your own business.

JohnnyBoyPhotos
Peter McKinnon "How it started, How it's going" YouTube video

Let's connect!
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