Journey To Launch

Do you know how to build intergenerational wealth? This week on the podcast I Ifeoma "Iffy" Ibekwe joins us to share how to build real wealth through estate planning. Iffy shares why it is essential for us to have an estate plan and trust trust as part of our wealth building plan.. She also debunks barriers about the cost of estate planning and the requirements to start the estate planning process.

Tune in to this week's episode to learn how you can enjoy the wealth you create now and pass down wealth for the future generations to come. Iffy also talks about how she is able to balance her career, being a mom of 4 and get 8 hours of sleep every night so you don't want to miss it.

In this episode you'll learn:

• What does it mean to build generational wealth
• Why you should consider getting an estate attorney
• The different documents that are a part of estate planning
• What does rest as a revolution mean and much more...

Other Links Mentioned

• Here is the database of Black Estate Attorneys or you can book a consultation with her at her website.

• If you missed enrollment, join the waitlist for my Map Your Path to FI course and Money Launch Club.

• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

• Join The Weekly Newsletter List

• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

• Watch me on News12 Watch my latest segments on News12

• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Ifeoma:

• Website
• Instagram:@thejustincaselawyer
• Facebook:@ibekwelawyer

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Join the Waitlist for My FI Course
• Jumpstart Guide

This week's solo episode is a mini TED talk on 3 topics that have shifted how I approach financial independence. Are your wants in alignment with your beliefs? Are you too afraid to dream of financial freedom because you don't believe it's possible for you?

The first step to changing your life is self awareness. In today's episode, I dive into how being in congruence will impact your life, money, and way of being plus a lot more.

In this episode you'll learn:

• What being in congruence means
• Why self awareness is the first step of change
• What minimal viable financial independence means
• The 5 levels of financial independence
• Is financial independence a pipe dream? and much more

P.S. My goal is to reach level 4 of Financial Independence (FI): base expenses + frills + guac + first class, what's yours? You might be a little confused and curious at what levels of financial independence I am speaking of, so I take you through all 5 in the episode.

Other related blog posts/links mentioned in this episode:

• If you missed enrollment, join the waitlist for my FI course and Money Launch Club.
• Check out the other tools that help me with my finances and business here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Join the Waitlist for My FI Course
• Jumpstart Guide

How do you balance it all as an entrepreneur and mom during a global pandemic? Which brokerage account should I use? How can I get funding for my second real estate property? On this week's episode, I am answering questions from Money Launch Club members and private messages I have received on social media.

Tune in to this week's episode to find out if I answer a burning question that's been on your mind. I may share some insights that can help you bridge a gap on your own journey.

In this episode you'll learn:

• How to balance it all
• What I believe is our greatest resource
• Ways to outsource your household tasks
• Which online brokerage account to use
• What is a DTI
• If you should you invest or save your money and much more…

Other related blog posts/links mentioned in this episode:

• I mentioned brokercheck.finra.org as a resource to check if brokerage accounts are operating by US laws.
• If you missed enrollment, join the waitlist for my FI course and Money Launch Club.
• Check out the other tools that help me with my finances and business here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Join the Waitlist for My FI Course
• Jumpstart Guide

What would you be able to accomplish if you did what scared you? This week on the podcast, I have Barbara Huson, best selling author, financial therapist, teacher and wealth coach.

In her last book, "Rewire for Wealth: Three Steps Every Woman Can Take to Program Her Brain for Financial Success," Barbara shares the missing piece she found in achieving financial success: the brain. Neuroscience plays a fundamental role in how we process, navigate, and spend money.

Once you train your brain to connect with your mind, anything is possible. Barbara teaches us to recognize, reframe, and respond to thoughts that are not serving us. Tune in this week to learn what you can do right now to bridge the gap from where you are now to where you want to be.

In this episode you'll learn:

• The connection between the brain and mind
• The 3 ways to rewire your brain to achieve financial success
• How you can be an objective bystander
• How can you increase your self efficacy and much more…

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

• You can get Barbara''s latest book "Rewire for Wealth" here.
• If you missed enrollment, join the waitlist for my FI course and Money Launch Club.
• Check out the other tools that help me with my finances and business here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Join the Waitlist for My FI Course
• Jumpstart Guide

In my second real estate venture, my husband and I almost lost $44,000. After buying my first condo, I was very interested in real estate and I was excited to reap the same benefits with my partner.

This experience was vastly different, and we came extremely close to walking away and losing our 10% down payment. In this week's episode, I share the lessons I learned when buying a property did not go as planned and how you can avoid the same mistakes.

In this episode you'll learn:

• How my husband and I almost lost $44,000
• Why this real estate investment almost fell through
• The lessons I learned from this experience
• What BATNA is
• The importance of sunk cost and having a strategy plus much more…

Other related blog posts/links mentioned in this episode:

• I mention my first real estate investment at 22, which went very well and I talk about it more in depth in Episode 193 of the podcast.
• If you missed enrollment, join the waitlist for my FI course and Money Launch Club.
• Check out the other tools that help me with my finances and business here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Join the Waitlist for My FI Course
• Jumpstart Guide

What should I do about my healthcare? This is one of the questions I get asked most frequently regarding financial independence/ retire early and entrepreneurship.

This week on the podcast I have Lynn Frair, a nurse and founder of FI Healthcare, which is a knowledge base for healthcare options for early retirees and people who cannot depend on employer provided healthcare. Lynn also became financially independent and work flexible at the age of 38. After having a brain tumor in her 20s which completely wiped out her savings, she built her investments and passive income to replace her nursing wages.

Tune in to this week's episode to get the resources and information you need to understand what healthcare options are available to you and how you can better plan to budget for healthcare as an entrepreneur or early retiree.

In this episode you'll learn:

• What is a premium, deductible, and out of pocket max
• What options you have in terms of healthcare
• What resources are available to you to learn more about your health care options
• When the open enrollment period is and how to enroll if it is outside of that period and much more…

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

• How to enroll in the "marketplace" plan
• The 10 essential health benefits that are covered under the ACA
• My favorite algorithm for deciding if you should buy health insurance through the "marketplace"
• Wex Health HSA vs. traditional health plan
• Marketwatch video of our family FIREstarters documentary (6 mins)
• And the Marketwatch features about fihealthcare.com: https://www.marketwatch.com/story/this-early-retiree-has-a-unique-glimpse-into-the-covid-19-pandemic-and-her-side-hustle-helps-people-sidestep-financial-ruin-2020-06-08
• If you missed enrollment, join the waitlist for my FI course and Money Launch Club.
• Check out the other tools that help me with my finances and business here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Lynn:

• Website
• Instagram: FIHealthcare_Frair

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Join the Waitlist for My FI Course
• Jumpstart Guide

This week's guest, Sheena Allen, is the youngest Black woman CEO and founder of a bank. Sheena created CapWay, a digital banking app and financial service provider, with the goal of closing the income, race, and financial literacy gap through access to banking and opportunities.

Growing up in Mississippi, she had first hand experience at what it was like to be underbanked and undeserved. Unlike major cities, there wasn't a bank on every corner and banking options were limited where she grew up. In college, Sheena created her first app without knowing how to code and has been a force in the app and fin tech space ever since. Her latest venture is a digital bank, CapWay. Tune in to this week's episode to hear more about Sheena's process to creating her very own digital banking app and her entrepreneurship journey.

In this episode you'll learn:

• How Sheena created and funded her digital banking app CapWay
• Why she created it
• What the process of creating a FinTech company looks like
• What pre-seed, seed, and Series A mean
• How long it takes to build an app
• How much it costs to build an app and more...

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Sign up for my free class happening on January 14th: Financial Independence 101: How To Build An Action Plan to Reach Your Financial Goals and Live A Life of More Freedom!

You can still sign up for my Private Pop- up Podcast, Financial Independence 101: Your Building Blocks to Create A Life of Financial Freedom. This series will expire on the 19th, so get it now!

Other related blog posts/links mentioned in this episode:

• Arlan Hamilton was a guest on Episode 155: Strengthen Your Mindset & Confidence to Turn Being Underestimated into Your Greatest Advantage
• Check out the other tools that help me with my finances and business here.
• If you missed enrollment, join the waitlist for my FI course and Money Launch Club. The FI Course now called: Map Your Path To Financial Independence will open enrollment soon!
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Sheena:

• Website
• Instagram: @WhoisSheena
• Facebook: @SheenaDAllen
• Twitter: @WhoisSheena

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Join the Waitlist for My FI Course
• Jumpstart Guide

At 22 years old, right after graduating from college, I went into contract to buy a condo in DUMBO, Brooklyn. In this episode, I am sharing my real estate story and how I was able to become a first time buyer at such a young age in hopes of inspiring you on your own journey.

There were several factors to my success that I share in this episode. One is the importance of representation, seeing someone who you can relate to doing something you want to do or that you didn't think was possible. Tune into this week's episode to learn about my biggest takeaways from the experience.

In this episode you'll learn:

• How I was able to buy my first property at 22
• Who inspired me to get into real estate
• The factors that lead to my success
• Valuable lessons I learned from my journey and much more...

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

• In the episode, I shared that my mom helped and supported me to buy my first property. She was on episode 75 of the podcast.
• You can sign up for my Private Pop- up Podcast, Financial Independence 101: Your Building Blocks to Create A Life of Financial Freedom. Remember this series will expire soon!
• Check out the other tools that help me with my finances and business here.
• If you missed enrollment, join the waitlist for my FI course and Money Launch Club. The FI Course now called: Map Your Path To Financial Independence will open enrollment in January of 2021.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Join the Waitlist for My FI Course
• Jumpstart Guide

In this week's solo episode, I'm sharing the behind the scenes numbers of how Journey To Launch did this year; income, expenses & profit. We increased our business gross revenue by 217% from 2019 and I want to share how I was able to accomplish that incredible growth. I'm also sharing the lessons learned from 2020 and my goals for 2021 I'm sharing these numbers so that I can be transparent about my journey as an entrepreneur to inspire you to go after your dream and make whatever excites you in your life happen.

2020 also marks two full years on my entrepreneurship journey and I am so proud of the milestones I am able to share with you today.

In this episode you'll learn:

• How much Journey to Launch made in 2020 and the profit breakdown
• Why I started Journey to Launch
• How I was able to quit my job in 2018
• How I can be selective and work from a place of integrity
• Wins and milestones Journey to Launch has accomplished this year and much much more...

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

• On episode 61, I shared about quitting my job: Why & How I Quit My 6-Figure Job & How This Affects My Journey To Financial Independence
• On episode 132, I talked about my 2019 Year End Review & How Investing In Yourself is The Greatest Gift.
• On episode 185: Give Yourself More Credit & Honor the Journey; A Personal Coaching Conversation w/ Saundra Davis. It's a unique episode because Saundra gave me a personalized coaching session and helped me clarify 2020 as a breakout year for the business.
• The next two episodes were with Teri Ijeoma of Trade and Travel and a roundtable discussion I had with her students and journeyers. Episode 154 was How Teri Ijeoma Quit Her Job to Begin Trading Full Time and Travel the World. Episode 172 was also with Teri on Reaching Financial Independence, Buying her Dream Home in Cash & Amassing a $2 Million Portfolio. Then, Episode 173 was the roundtable discussion with Shaina, Crystal, and Shamessia: Learning Swing Trading as a Side Hustle to Pay Off Debt, Save & Reach Your Money Goals (Real Experiences from Real Journeyers).
• Here is the Instagram post that I shared on Twitter about my 2019 Year End Review of gross revenue and expenses for my first year as an entrepreneur running Journey to Launch.
• Lastly, in this Instagram post I share the amazing team that I mentioned in the episode that helped me with my photoshoot in late August. I tag the photographer- Taylor, stylist- Elsa, makeup artist- Tara, and my assistant/ movement director- Shaina.
• If you missed enrollment join the waitlist for my FI course.
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Join the Waitlist for My FI Course
• Jumpstart Guide

Can you pinpoint the defining moments in your life that have shaped you into who you are today? In this solo episode, I share some of my defining moments, the building blocks from my past that helped me become the woman I am today and that helped me to start Journey to Launch.

I talk about the journey often, so here are pieces from my journey that you have never heard before. They range from; childhood events, my "failures", to also flying on a private jet with the CEO of a Fortune 500 company. Through this intimate conversation, I share what I found as a common theme from these experiences and how every single one of them has prepared me for the path I am on today. Tune in to this week's episode to help you identify your own defining moments and to harness your power to succeed on your journey.

In this episode you'll learn:

• My defining moments and how they have shaped me
• How important exposure and possibilities are
• My internship experiences
• Why it's important to be bold and daring
• How partnerships and failures helped me grow and much more…

Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here.

Other related blog posts/links mentioned in this episode:

• In the episode, I shared that my mom was a guest on episode 75 of the podcast. Episode 75 was an interview with my mother and how she prepared me to prosper.
• If you missed enrollment join the waitlist for my FI course.
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Join the Waitlist for My FI Course
• Jumpstart Guide