Journey To Launch

How can you craft a life you love today while not waiting for the end goal of Financial Independence to be realized? How can you build a bigger life (not a bigger lifestyle) and become a master of your money? Adam Carroll is an internationally recognized speaker, author, podcaster, and retreat leader. He's a two time TED Talk speaker with one of his talks surpassing 5 million views. Adam believes that we are all life architects and for him that means living his life according to 5 core values; family, freedom, love, growth, and connection. The more we get aligned with our core values, the more we are able to build a big life.

Adam and his wife work together as a team for their future vision and shared goal of Financial Independence. With him being on the financial offense (focusing on growing income) and her being on the financial defense (focusing on limiting their expenses), they make an effective team thus increasing their "life factor". The life factor is limiting expenses and maximizing income which creates a giant spread. The bigger the life factor, the more free you can ultimately be. Using this strategy, Adam and his wife were able to pay off their mortgage early, take a month to travel through Italy and raise more financially aware kids. Adam shares that money is important because it gives us choices, options, and flexibility. While he is very close to reaching Financial Independence, he doubts he will stop working because he loves what he does- writing, speaking and storytelling.

In this episode you'll learn:

• How to build a bigger life and become an architect of your life
• What is a "life factor" and how to create more balance on your financial journey
• How to mentor and coach your children to be successful with money
• Ways to build financial awareness with your children
• How to break money cycles and much more...

Other related blog posts/links mentioned in this episode:

• Adam gave a Ted Talk on what playing Monopoly with real money taught his kids.
• Adam mentioned the book he read, "Smart Couples Finish Rich," that helped him and his wife get on the same page
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Adam:

• Website
• Twitter:@AdamCarroll
• Instagram:@Adam.Carroll
• Facebook:@AdamSpeaks

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Join the waitlist for my FI Course
• Jumpstart Guide

Lawrence Gonzalez had a choice to make: should he continue falling deeper into debt or get serious and make a plan? With 6 figures of debt, Lawrence decided it was time to make a decision: to be in control of his finances. He made the decision to not finish graduate school, get a job, and ultimately, live the life he wanted.

Lawrence is a proud Haitian-American and decorated veteran Sergeant of the United States Marine Corps. He grew up in Haiti until the age of nine and witnessed that his grandmother with six kids was able to make it work with a very low income.

For Lawrence it all came down to having a strategy. One of the many strategies and skills that Lawrence was able to hone was the language of resumes. He began working on mastering his resume and went from his first job in 2012 of making $23,000 to getting a new job a year later bringing home $32,000. He saw how much a resume mattered, so 6 months later he did it again but this time managed to secure a government position and doubled his income to $64,000. Now in 2020, he is still in the same government position as an Auditor but has since been promoted and is now bringing in $109,000.

Even though Lawrence did not finish school, what helped him excel was that he knew his strengths, his passion and wanted to give back to his community. His story also shows us that you can still have debt and reach your financial goals. Debt is something that he chooses to live with and is manageable for him because he has a strategy. Focusing on building assets and investing has allowed him to own a home, a rental property, and start a small business, which would have been impossible if he focused on paying off his debt first. Now he is on the journey to achieving his goals of reaching a million dollar net worth in 5 years and retiring in 15 years.

Lawrence acknowledges that reaching Financial Freedom gives him and his financé the opportunity to do even more in the community and help people around them live their best lives. He believes there is a powerful synergy when we help each other out and show others what is possible.

The main message here is to just start and put one foot in front of the other. We can all do extraordinary things when we just decide to put our foot on the gas.

In this episode you'll learn:

• How to increase your income
• How to calculate your magic number to reach financial freedom
• The importance of having and owning your story
• How to have debt and reach your financial goals and much more...

Other related blog posts/links mentioned in this episode:

• Check out Lawrence's Instagram post of him and his finacé saving/ investing almost 50% of their income.
• Elizabeth White was on Episode 59 of the podcast and she shared how she was faking normal until she owned her story.
• Learn more about the 5 Journeyer Stages in this podcast episode here.
• If you missed enrollment join the waitlist for my FI course.
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Lawrence:

• Website
• Twitter:@GQ_Accountant
• Instagram:@TheNeighborhoodFinanceGuy
• Facebook:@TheNeighborhoodFinanceGuy

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Join the waitlist for my FI Course
• Jumpstart Guide

In this week's solo episode I am talking about the five truths I learned on my financial journey. Some of these points might surprise you, but you'll have to take a listen to hear them for yourself. I hope what I share in this episode will help you on your journey to financial freedom and independence.

In this episode you will learn:

• What the financial gurus don't always get right
• One thing that's holding you back from achieving financial independence
• How to find more money to save and invest
• What's the best investment you can make, and more

Plus there's only one more day left to sign up for the Journey To FI course before doors close. Find out more and enroll here.

Other related blog posts/links mentioned in this episode:

• Check out episode 61 where I talked about why I quit my 6-figure job and how it affected my journey to financial independence. Or listen to episode 5 where Ed, an educator, shares how he became a millionaire on a teacher's salary.
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

Check out this week's solo episode where I share five out of the ten steps you need to map out your path to financial independence. These steps will empower you to get started and show you that financial independence is possible. But first I help you define what that means financial freedom means for you. In this episode, I talk about how to plan your path to financial freedom, my new Journey To Financial Independence course, the 5 Journeyer stages, how to fuel your goals, and more.

In this episode you will learn:

• Five of the ten steps to help you plan your journey to financial independence
• How to fuel your goals and achieve success
• The five journeyer stages
• All about my free class and Journey To Financial Independence (FI) course, and more

Register for my free class on October 22 at 8:30 PM EST. I will teach you how to unlock financial freedom right now. Register today!

Other related blog posts/links mentioned in this episode:

• Learn more about the 5 Journeyer Stages here. Also, check out my FI course.
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

Ramit Sethi is New York Times bestselling author and founder of I Will Teach You to Be Rich. After 16 years in the personal finance space, Ramit is still teaching people how to set specific goals for themselves and their money. He has a unique way of talking about money and challenges the normal points of view you often hear from other personal finance "gurus".

In this episode, Ramit shares tips on how to; save you money, earn more, and live a rich life.

In this episode you'll learn:

• An exercise to help you get specific about your goals and money
• Ramit's story about going from a free blogger to a paid author and how to prepare yourself for your own journey
• Why you need to earn more
• The CEO model and how you can use it get rich
• Five phone calls you can make to save $1,000 right now, and more

Register for my free class on October 22 at 8:30 PM EST. I will teach you how to unlock financial freedom right now. Register today!

Other related blog posts/links mentioned in this episode:

• Register for The Big Reset 2020, on October 16th, The Financial Diet's digital summit! Use my code "Journey" to get $10 off.
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Ramit:

• Website
• Instagram: @Ramit
• Facebook: @RamitSethi
• Twitter:@Ramit
• YouTube

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

Yanely Espinal, also known as Miss Be Helpful, grew up with immigrant parents and eight brothers and sisters in Brooklyn, New York. As a child she didn't know much about money. When she got a full scholarship to Brown University her mind was blown by the amount of wealth her classmates enjoyed. Her efforts to keep up caused her to rack up $20,000 in credit card debt.

When Yanely started her career as a teacher and realized she didn't have enough to cover her debt, bills, and an unexpected medical expense, she knew something had to change. That's when she got serious about paying off her debt and improving her finances.

Today, Yanely has a successful YouTube Channel and is a director of a financial education program that teaches students, teachers, and professionals about financial literacy. In this week's episode we are talking about Yanely's financial journey and the obstacles she overcame along the way.

In this episode you'll learn:

• Tips to launching a successful YouTube Channel
• How to pay off debt and start building wealth
• Ways to combine your passion and your profession
• All about a free financial literacy program, and more

Also, don't miss my free class October 22 at 8:30 PM EST. I will teach you how to unlock financial freedom right now. Register today at Journeytolaunch.com/freeclass!

Other related blog posts/links mentioned in this episode:

• Check out the Mamas Talk Money Summit taking place October 12-16, 2020! I'll be speaking on October 14th at 10:30 am about Financial Independence! Registration is FREE so don't miss out.
• Register for The Big Reset 2020, The Financial Diet's digital summit! Use my code "Journey" to get $10 off.
• Yanely recommended Suze Orman's book Women & Money. It helped her get out of debt in 18 months.
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Yanely:

• Instagram: @MissBeHelpful
• Facebook: @MissBeHelpful
• Twitter:@MissBeHelpful
• Youtube: @MissBeHelpful

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

Chelsea Brennan, the founder of Smart Money Mamas is on the Journey to Launch Podcast sharing how she went from being a hedge fund manager to a full-time financial educator. She helps moms connect with all aspects of their money so they can overcome emotional blocks, identify what they want most, and create healthy money habits to achieve their goals.

In this episode, Chelsea and I talk about how we both walked away from lucrative careers in the finance industry to start our own business and help others get better with their finances. Don't miss these money tips and ways to transition from your career to your passion and get tips to on how to become a smart money mama

In this episode you'll learn:

• How to transition from a 9 to 5 career to your passion project or business
• The importance of boosting your earning power
• How to cut back without cutting out all the fun
• Questions to ask yourself if you want more time, health, and happiness
• Tips for stay at home parents and more

Check out the Mamas Talk Money Summit taking place October 12-16, 2020! I'll be speaking on October 14th at 10:30 am about Financial Independence! Registration is FREE so don't miss out; go to journeytolaunch.com/moneymammas to register!

Other related blog posts/links mentioned in this episode:

• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Chelsea:

• Instagram: @SmartMoneyMamas
• Facebook: @SmartMoneyMamas
• Twitter:@SmartMoneyMamas

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

Michelle Schroeder-Gardner of Making Sense of Cents started her journey to financial freedom by paying off almost $40,000 in student loans in seven months. She shared her journey on her website and turned her blog into a six figure online business. Today, Michelle helps others with their money while she and her husband travel full time on a sailboat.

Listen to this episode to learn more about how to; make money online and have a location independent lifestyle where you can work and live from wherever you want.

In this episode you will learn:

• 3 things to do to get started with an online business and blog
• How Michelle turned her blog into a six-figure online business
• Several ways to make money online
• What life is like if you travel full time on a RV or sailboat
• The power of networking with other bloggers and more

Watch this on youtube by going to https://youtu.be/K0CTT4mDkbA

Other related blog posts/links mentioned in this episode:

• If you want to hang out with me and Teri, sign up for our free class tonight at 830 pm EST. Seats are limited so reserve your space today!
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Michelle:

• Instagram: @MichelleSchro
• Facebook: @Makingsenseofcents1
• Twitter:@SenseofCents

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

Last week, Teri Ijeoma shared her story on going from trading as a side hustle to being able to; trade full time, travel the world and reach Financial Independence. Teri now runs a multimillion dollar business teaching others who want to learn trading as a side hustle to reach their financial goals.

This week, I'm sitting down with 3 of her new students in her Trade and Travel course who also are Journeyers. Tune in to learn more about what it's like to learn trading as a beginner, the importance of investing in yourself and what it's like to be a part of Teri's larger mission to collectively earn a million dollars a day and help people change the world.

In this episode you'll learn:

• How you can trade for more income to save, invest, or pay off debt
• When you should invest in yourself and how to manage risks
• Three students' perspective on learning how to trade, and so much more

Other related blog posts/links mentioned in this episode:

• Episode 154: How Teri Ijeoma Quit Her Job to Begin Trading Full Time and Travel the World
• Episode 172: Reaching Financial Independence, Buying her Dream Home in Cash & Amassing a $2 Million Portfolio w/ Teri Ijeoma
• Do you want to trade and travel like Teri? Sign up for her course now!
• If you still have questions and want to hang out with me and Teri, sign up for our free class on September 23 at 830 pm EST. Seats are limited so reserve your space today!
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Shaina:

• Instagram: Shaina.Mcgregor

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

Teri Ijeoma was an assistant principal who started trading in the stock market to make extra income. Her goal was to make $300 a day to replace her salary. Today, Teri trades, travels, and has made over $100,000 a day trading in quarantine!

In this week's episode check out what Teri has been able to accomplish since her last appearance on the podcast. We are talking about how Teri achieved financial independence, bought her dream home with cash, and helped her students earn $1,000 a day trading too.

If you want to learn more about trading and want to hang out with Teri & I to learn more about her program, sign up for our free class on September 23 at 830 pm EST. Seats are limited so reserve your space today here!

In this episode you will learn:

• How Teri build a $2 Million dollar portfolio swing trading
• What is swing trading and how to get started
• The difference between active and passive traders
• How you can make $1,000 a day
• Ways to discover and monetize your skill sets
• The importance of knowing your why, and more

You can watch this interview with Teri on Youtube by clicking here.

Other related blog posts/links mentioned in this episode:

• Check out Teri's previous episode on the podcast: How Teri Ijeoma Quit Her Job to Begin Trading Full Time and Travel the World
• Do you want to trade and travel like Teri? Sign up for her course now!
• If you still have questions and want to hang out with me and Teri, sign up for our free class on September 23 at 830 pm EST. Seats are limited so reserve your space today at http://www.journeytolaunch.com/tradingclass.
• If you like this episode you'll love my interview with Kumiko Love, The Budget Mom, who also saved and bought her dream house in cash!
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Teri:

• Website
• Instagram: @ImAnInvestor
• Facebook: @InvestWithTeri

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide