Journey To Launch

In this week's episode of The Journey to Launch Podcast, I'm talking taco shells, bloating and running. What does this have to do with money? Listen to find out.

In this solo episode I'm sharing more about my life behind the scenes. I have updates on my fitness journey, tips about how and when to adjust your path to financial independence, and encouragement to keep going even when you don't see the results right away.

In this episode you will learn:

• What tacos, bloating, and running have to do with money
• How to adjust your financial journey and find what works for you
• Reasons why you need to keep going even when you don't see the results
• Why you need to forget about being perfect and just get started

Other related blog posts/links mentioned in this episode:

• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

Jessica and Corey are coasting their way to financial Independence (FI), and have found a way to create more time and freedom in their lives today. As a dual income household with no kids, they currently live in Boston, a high cost of living city. Also, known as the Fioneers, Jessica and Corey are showing people how to calculate their financial independence number and design a more balanced life before the traditional retirement age.

In this episode, Jessica and I talk about the different paths to financial freedom, how to determine your FI number, entrepreneurship, and more.

In this episode you will learn:

• What is Coast FI and how to start coasting now
• How much you need to retire early
• Ways to encourage your partner to join you on your financial journey
• Hacks to fast track your way to happiness
• 4 things to consider when designing your own life
• What is a location independent entrepreneur, and more

Other related blog posts/links mentioned in this episode:

• Check out the book Jessica mentions in her interview, Your Money or Your Life by Vicki Robin.
• Calculate your Coast FI number with this calculator and guide today! Plus check out some of the Fioneer's other blog posts:
• Why You Should Design Your Life Before Reaching FI - people can download the Coast FI calculator from this post
• FI Milestones that Actually Motivate - the Coast FI calculator is in this post as well, and this post describes how to use it.
• How I Went From Making $11,000 to Reaching Coast FI in 10 years
• Why I Accepted a Part-Time Job on My Path to FI
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Jessica & Corey:

• Website
• Facebook Group:
• Instagram:@TheFioneers
• Twitter: @TheFioneers

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

It's never too late to start your financial journey. At 44 years old, Saundra Davis took a risk and went back to school for a master's degree in personal financial planning. Today, she is a living legend in the personal finance space. She has taught so many coaches in the financial industry. It's an honor to have her on The Journey to Launch Podcast and to share this conversation with you.

Saundra is the Founder and Executive Director of Sage Financial Solutions, a San Francisco Bay Area-based organization that develops comprehensive financial capability programs for low and moderate-income communities. She is passionate about her work with community-based organizations that focus on asset building for the working poor.

In this conversation, we are getting real about how to change your money behaviors, how to set financial goals and boundaries plus so much more.

In this episode, you will learn:

• How to know when to take risks and invest in yourself
• Techniques to help you talk to your family about money
• The importance of setting financial goals and boundaries
• Ways to coach people so they can find their own power
• Methods to change your financial behaviors, and more

Other related blog posts/links mentioned in this episode:

• Check out the book Scarcity: The New Science of Having Less and How it Defines Our Lives, which Saundra mentions in the episode.
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Saundra:

Website

Facebook: @SageMoney

Instagram: @Sage.Money

Twitter: @SageMoney

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

Kumiko Love graduated with a degree in finance but didn't learn anything about personal finances in school. After her divorce, Kumiko was a single mom, $77,000 in debt, and determined to get her finances in order.

What started as a community for her to share her financial journey, has grown into The Budget Mom (TBM). Kumiko's platform, TBM, is now her full-time business where she provides practical, fun budgeting methods and techniques to thousands of women all around the world. She has helped women take control of their finances, pay off debt, save more money, and build a life they love on a budget they can afford.

In this week's episode of the Journey to Launch Podcast, we are talking about Kumiko's journey, how she got her finances on track, became a full-time entrepreneur, and purchased her dream home with cash and why.

In this episode you will learn:

• How Kumiko went from making $24,000 a year to purchasing her dream home with cash
• Three budgeting methods to get your finances on track
• Steps to take before you leap into full-time entrepreneurship
• How you can adjust your financial habits and still enjoy the brands you love
• Why it's all about the journey and not the destination, and more

You can watch this interview with Kumiko Love on youtube by going to https://youtu.be/ilTdXkivwp0

Other related blog posts/links mentioned in this episode:

• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kumiko:

Website

Facebook: TheBudgetMom

Instagram: @TheBudgetMom

Twitter: @TheBudgetMom

Connect with me:

• Instagram: @journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

What started out as an essay about one man's struggle with student loan debt in the New York Times, has morphed into Michael Arceneaux's next best seller, I Don't Want to Die Poor. Michael Arceneaux, the author of the New York Times bestseller, I Can't Date Jesus: Love, Sex, Family, Race and Other Reasons Why I Put My Faith in Beyonce just released his second book, in April 2020. This book, I Don't Want To Die Poor, is all about money.

In our conversation we talk about Michael's struggles with student loan debt, the pressure to get a college education, and the faults of the student loan system. Michael is not a "money expert", which makes this conversation even more enlightening and real. If you have ever been in debt (or are currently in debt), listen in as we discuss the struggle to not die poor.

In this episode you will learn:

• What happens to private student loans when you die
• How the student loan process is systematically flawed
• Tips for creatives and entrepreneurs who want to make money and create
• Why Black Americans are disportionately affected by private student loans
• All the reasons why you should read Michael's new book, and more

You can watch this interview with Michael Arceneaux on youtube by clicking here.

Other related blog posts/links mentioned in this episode:

• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Michael:

Website

Facebook: @Arceneux.Michael

Instagram: @YoungSinick

Twitter: @Youngsinick

Connect with me:

• Instagram: @journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

What started out as a budgeting spreadsheet has grown into a budgeting app used by thousands of families who have committed to giving every dollar a purpose. This week on the Journey to Launch Podcast we are continuing our celebration of the third anniversary of the show with an interview with Jesse Mecham.

Jesse, the creator of You Need A Budget (YNAB), shares his financial journey and tips for entrepreneurs. In this episode he describes how he dived into entrepreneurship at 22, and then successfully grew YNAB into a company with over 100 employees. Today, his budgeting app helps thousands across the globe improve their finances. Tune in to hear more about his path to success and the four rules for successful budgeting.

In this episode you will learn:

• How to give every dollar a job
• Ways to embrace your true expenses
• When to give yourself permission to change your budget
• Why a budget is not restraining
• How to get 30 days or more ahead on your bills, and more

Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey

Other related blog posts/links mentioned in this episode:

• Jesse and I both talk about the power of Profit First when you are an entrepreneur. Check out Mike Michalowicz's book for yourself and see how it can help you in your business.
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Jesse:

Website

Instagram: @YouNeedaBudget

Facebook: @iYNAB

Twitter: @YNAB

Connect with me:

• Instagram: @journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

It's the 3rd anniversary of the Journey to Launch Podcast and we are celebrating. I could not have made it to this milestone without you. So, in this week's episode, I'm sharing voicemails from Journeyers from all over the world. Listen and learn how the Journey to Launch Podcast has helped so many people fix their finances, improve their lives, and change their mindsets so they can accomplish their goals.

I'm also sharing some lessons I've learned since starting this podcast three years ago. I hope you apply these lessons to your life wherever you are on your financial or career journey. We are on the path to financial freedom and independence together. Let's lift each other up along the way.

In this episode you will learn:

• How the Journey to Launch Podcast can help you level up your finances
• The importance of consistency and persistency with anything you do
• The power of your words and how to manifest the life you want
• When it's OK to pivot or change your mind
• The best app to help you budget, track your spending and let you live a little
• All about the Money Launch Club, and more

Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey

Doors to the Money Launch Club are now open until Thursday July 23rd! Join by going to MoneyLaunchClub.com

In This Online Community You Will Get S.T.E.P's:

Support- Get the community support to help reach all of your financial goals. Find an accountability partner and participate in weekly and monthly challenges.

Tools- Get access to tools such as worksheets and trainings to help you manage your money, track your progress and grow your wealth.

Education- Get educated on various money topics so that you can make better money decisions and learn the steps you need to take to get ahead.

Plan- Get the Journey to FI 10 Steps to Freedom Framework to map out your Financial Independence launch success plan.

Other related blog posts/links mentioned in this episode:

• Join the Money Launch Club here.
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @JourneyToLaunch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

After graduating from college with over $70,000 in student loans, Ysanet Batista went straight into public service. Unfortunately, her career did not pay a high salary and she found it difficult to live and eat in New York City. At some points, she faced food insecurity and homelessness. Her struggles forced her to find ways to make more money and led to her starting her own food cooperative business called Woke Foods. She merged her love for cuisine with her passion for social justice and is forging her own path to Financial Liberation.

Ysanet is also a member of the Money Launch Club (moneylaunchclub.com) and shares how joining the community allowed her to pay off debt, find support and stay accountable on her journey

In this episode you will learn:

• Where you can find a community of like-minded people support you on your journey to financial independence and retiring early (FIRE)
• Why it's so important to know your WHY
• How to know when your income is your problem
• The importance of budgeting no matter how much you make
• What you can accomplish as a member of the Money Club
• The benefits of an accountability partner, and more

Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey

Sign up for the Journey to Launch free class on July 16th here.

In This Free Online Workshop, You Will Learn:

1. What the elusive term of Financial Independence really means

2. The FIVE major stages you must move through on the journey to reaching Financial Independence and how to identify where you currently are on the journey

3. The barriers stopping you from reaching your goals and how to eliminate them

*It's a virtual meeting so you can join us from anywhere by registering here.

Other related blog posts/links mentioned in this episode:

• Ysanet mentioned some great Journey to Launch episodes you should check out:
  • Episode 81: Atomic Habits How Tiny Changes Spark Remarkable Results with James Clear
  • Episode 135: Your Student Loan Questions Answered with David Carlson
• Learn more about the Money Launch Club here and make sure you join when doors open up again!
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Ysanet Batista:

• YsanetBatista.com & Woke Foods.coop
• Instagram: @YsanetBatista
• Twitter: @YsanetBatista
• Facebook:@YsanetBatista

Connect with me:

• Instagram: @journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

This week on the Journey to Launch Podcast, Brian Portnoy simplifies the complex world of money. Brian has over two decades of experience in the personal finance space, and he's also an investor, educator, writer, and entrepreneur. In his book, The Geometry of Wealth, he tackles the challenges of making better investment decisions and how money fits into a joyful life.

In this episode, we go beyond the numbers and talk about the behavioral science behind your relationship with money. Learn how your behavior impacts your ability to become wealthy and why your brain chooses survival over wealth.

In this episode you'll learn:

• The difference between wealthy and rich
• Why your brain is wired to make terrible money decisions
• The meaning of the Geometry of Wealth
• How to set goals to become wealthy (and not just rich)
• What a comprehensive financial plan looks like, and more

Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey

Sign up for the Journey to Launch free class on July 16th here.

In This Free Online Workshop, You Will Learn:

1. What the elusive term of Financial Independence really means

2. The FIVE major stages you must move through on the journey to reaching Financial Independence and how to identify where you currently are on the journey

3. The barriers stopping you from reaching your goals and how to eliminate them

*It's a virtual meeting so you can join us from anywhere by registering here.

Other related blog posts/links mentioned in this episode:

• Learn more about the Money Launch Club here and make sure you join when doors open up again!
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Brian Portnoy:

• Website
• Instagram: @bportnoy
• Twitter: @BrianPortnoy

Connect with me:

• Instagram: @journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide

This week on the Journey to Launch podcast, special guest, Lisa Nicole Bell, is sharing how she created her life by design and dived into entrepreneurship. Lisa is a producer, writer, media personality, and serial entrepreneur. In addition, she hosts a podcast called Behind the Brilliance, with nearly two million downloads and 200 episodes to date.

In this episode, we discuss the truth about entrepreneurship, how to make informed business and life decisions, and taking risks. Lisa shares so many inspiring tips. This is one episode you don't want to miss.

In this episode you will learn:

• What bets are worth taking and how to manage your risks
• How to turn your content into multiple streams of income
• The truth about entrepreneurship
• How to properly plan your time so you don't hustle backwards
• Ways to create a life by design and more

Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey.

Sign up for the Journey to Launch free class on July 16th here.

In This Free Online Workshop, You Will Learn:

1. What the elusive term of Financial Independence really means

2. The FIVE major stages you must move through on the journey to reaching Financial Independence and how to identify where you currently are on the journey

3. The barriers stopping you from reaching your goals and how to eliminate them

*It's a virtual meeting so you can join us from anywhere by registering here.

Other related blog posts/links mentioned in this episode:

• Check out my episode on Behind the Brilliance Podcast where I explain how I found the Financial Independence and Retire Early (FIRE) movement and transformed my life.
• Lisa read The Power of Positive Thinking by Norman Vincent Peale, and her mindset was changed forever.
• Learn more about the Money Launch Club here and make sure you join when doors open up again!
• Check out the other tools that help me with my finances and business here.
• Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Lisa Nicole Bell:

• Website
• Instagram: LisaNicoleBell
• Twitter: LisaNicoleBell
• Facebook: LisaNicoleBell

Connect with me:

• Instagram: @journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch
• Join the private Facebook Group
• Join The Money Launch Club Waitlist
• Jumpstart Guide