Journey To Launch

This week's guest, Lynnette Khalfani-Cox, read the entire 880-page economic relief package so you don't have to. On the podcast, she explains who qualifies for stimulus checks, power money moves you can make now, the truth behind the programs available to individuals and small businesses, and more.

Lynnette is a personal finance expert, television and radio personality, and author of numerous books. Her book, Zero Debt: The Ultimate Guide to Financial Freedom, is a New York Times bestseller. Lynnette had been on numerous TV shows including The Oprah Winfrey Show, the Tyra Banks Show, and more. She knows what she's talking about, and in this episode, she is giving you information about how you can thrive and survive now.

In this episode you'll learn:

• The truth behind the Stimulus Package
• About programs, you need to take advantage of now
• Power money moves you can make during the Coronavirus pandemic
• The best time to file your taxes if you want to qualify for a stimulus check
• How can you come out of this economic situation surviving and thriving
• Changes to the rules about borrowing from your retirement plan, and more

You can watch this interview with Lynnette Khalfani Cox on youtube by clicking here.

Check out today's sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up.

Other related blog posts/links mentioned in this episode:

Check out Lynnette's New York Times best selling book, Zero Debt: The Ultimate Guide to Financial Freedom

Learn more about the Paycheck Protection Program for small businesses, freelancers, entrepreneurs, and more. Or apply for the Economic Injury Disaster Loan through the SBA website.

Here's Lynnette's chart of the 2020 List of State Maximum Unemployment Benefits with State Websites and Phone Numbers

Get the Free Journeyer Jump Start Guide here

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Lynnette:

Website

Instagram: @LynnetteKhalfaniCox

Twitter: @TheMoneyCoach

Facebook: @LynnetteKhalfaniCox

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club

Jumpstart Guide

A millionaire mom and retired before 50, Jackie Cummings Koski, is on this week's podcast episode sharing her path to financial freedom. She went from poverty to wealth and learned a lot about investing along the way.

Throughout most of her career, Jackie made less than six-figures a year. She prioritized saving and investing and reached her financial independence number three years before planned. Jackie created a resilient investment portfolio that continued to grow even in uncertain times like today. In this podcast episode, Jackie shares her tips about how to keep calm and survive the current market turmoil.

In this episode you'll learn:

• What is financial independence (FI) and how to calculate your FI number
• Different ways to learn about investing so you can invest with confidence
• How to reduce your taxable income
• The first place where you can start investing
• What is a Health Savings Account (HSA) and how to use it
• The best times to double down in the market, and more

Check out today's sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up.

Other related blog posts/links mentioned in this episode:

Jackie was on Episode 40. Take a listen and learn about the Health Savings Account, the ultimate investment, and retirement account.

Want to know how compound interest works? Check out this compound interest calculator.

Check out Jackie's book, Money Letters 2 My Daughter. Her book about money and personal finances includes easy to understand advice and guidance on some of the most important financial issues consumers face today.

Get the Free Journeyer Jump Start Guide here

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Jackie:

Website

Instagram: @FInomenal_Woman

Twitter: @MoneyLetters2

Facebook: @Jackie.CummingsKoski

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club

Jumpstart Guide

In this bonus episode, this week's guest Stefanie O'Connell Rodriguez opens up about how her business and life has changed because of Coronavirus. Stefanie and I share tips on how to cope and deal with the negative impact to your income (and career) due to the current state up events so that you can financially survive and thrive.

Other related blog posts/links mentioned in this episode:

Learn more about the Statement Event

Get Statement Cards for ambitious women in your life.

Get the Free Journeyer Jump Start Guide here

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Stefanie:

Website

Instagram: @StefanieoConnell

Twitter: @StefanieoConnel

Facebook: @StefanieoConnell

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club

Jumpstart Guide

This week's guest Stefanie O'Connell Rodriguez is on a mission to help women get more from their money so that they can unapologetically go after what they want.

In this episode, Stefanie shares tips about building your network, thriving in entrepreneurship, and leveraging your skill sets to make more money. We talk openly about managing your money with inconsistent income and how to pivot from one industry to another which is so relevant for what's happening in the world today.

In this episode you will learn:

• About life behind the scenes of entrepreneurship
• Ways to build credibility in a new industry
• The importance of networking and creating genuine relationships
• What are soft skills and how to get paid for yours
• How to manage your money when you have inconsistent income
• Why all entrepreneurs need to pay themselves a salary, and so much more

Check out today's sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up.

Other related blog posts/links mentioned in this episode:

Check out Empower's article on How to get financial relief from the coronavirus outbreak here.

Learn more about the Statement Event

Get Statement Cards for ambitious women in your life.

If you liked this episode you might also like Episode 91: Leveling Up Your Money & Investing with Erin Lowry. Check it out!

Get the Free Journeyer Jump Start Guide here

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Stefanie:

Website

Instagram: @StefanieoConnell

Twitter: @StefanieoConnel

Facebook: @StefanieoConnell

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club

Jumpstart Guide

I am excited to bring with you a real and honest conversation about money featuring my fellow amazing podcast sisters, Rana Campbell (host of the Dreams & Drive podcast), Dr. Joy Harden Bradford (host of the Therapy for Black Girls podcast), Nicaila Matthews Okome (host of the Side Hustle Pro podcast) and Art Steele (host of the Inksecure podcast). We chat about all things money; how our childhood with money shaped how we handle money today, our money hang-ups, money goals and so much more.

In this episode you'll learn:

• How my guest say their upbringing with money impacts them today
• The importance of of a financial plan
• Tips to handle your money as an entrepreneur
• How to follow your "dreams" and be financially responsible
• If you should follow your passion or the money plus so much more

Check out today's sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up.

Other related blog posts/links mentioned in this episode:

Check out Empower's article on How to get financial relief from the coronavirus outbreak here

Get the Free Journeyer Jump Start Guide here

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Rana:

Rana Campbell helps individuals shine in their professional and personal lives so they can live a more purposeful life. She is also the founder of Dreams In Drive, a podcast geared towards creatives and lifestyle entrepreneurs who want to learn how to take their dreams out of "park" and into "drive." Each week, she talks with successful creative and lifestyle entrepreneurs who share their personal stories and the keys to success.

Website

Instagram: @DreamsinDrive

Twitter: @DreamsinDrive

Facebook: @DreamsinDrive

Yotube

Connect with Dr. Joy:

Dr. Joy Harden Bradford is a licensed psychologist, speaker, and the host of the wildly popular mental health podcast, Therapy for Black Girls. Her work focuses on making mental health topics more relevant and accessible for Black women and she delights in using pop culture to illustrate psychological concepts. She has been featured in O, The Oprah Magazine, Forbes, Bustle, MTV, Huffington Post, Black Enterprise, Refinery29, Teen Vogue, and Essence.

Website

Instagram: @TherapyforBlackGirls

Twitter: @Therapy4bgirls

Facebook: @TherapyforBlackGirls

Connect with Nicaila:

Nicaila Matthews Okome is the creator and host of the Side Hustle Pro Podcast. She started Side Hustle Pro as a side hustle and now it's her full time gig. Through the powerful stories shared on this show and the courage to launch her own initiatives, she was able to quit her own job in December 2017. Now she works with emerging podcasters in my Podcast Moguls accelerator to create and launch their own podcasts, grow their influence through targeted social media marketing, and build a profitable business. Dive into Nicaila's podcast on her website or follow her on social media (Twitter, Facebook, Instagram).

Website

Instagram: @SideHustlePro

Twitter: @SideHustlePro

Facebook: @SideHustlePro

Connect with Art:

Art Steele is a business and intellectual property lawyer for creatives and entrepreneurs. She helps you use the law to grow your business. Art has been practicing law for over 8 years, and spent the first five years of her legal career as a tax lawyer helping multi-millionaire companies restructure their business, protect their digital content, and develop complex tax strategies. Art has a dynamic podcast called Inksecure Podcast, a legal podcast focused on creating wealth from the fine print.

Website

Instagram: @ArtSteele_esq

Twitter: @ArtSteele_esq

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club

Jumpstart Guide

It's more important now than ever to think about ways to increase and diversify your income. In this week's episode, my guest, Sandy Smith shares how to start your own side hustles, and leverage your skills to earn more. You'll also hear her amazing story of going from $130,000 in debt to owning $1.1M in real estate.

In this episode you'll learn:

• How to add up your debt and tackle it strategically
• Steps you can take to increase your income when you aren't making enough
• Ways to build your business at work and find your next side hustle
• The real buying power of People of Color and what you can do with it
• Techniques to leverage real estate, and so much more

Other related blog posts/links mentioned in this episode:

You can sign up for the Elevate Influencer Conference here

If you liked this episode you might also enjoy, The Black Tax: The Cost of Being Black in America with Shawn Rochester.

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Sandy:

Website

Instagram: @IamSandySmith2

Twitter: @IamSandySmith2

Facebook: @IamSandySmith2

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club

Jumpstart Guide

I want you to live your best life when it comes to money. So, in this week's Journey to Launch podcast episode I am answering your questions about rebuilding your credit, investing, how to get started on your financial independence journey, having money conversations with your partner, and so much more. Get ready to take notes because this is an episode packed with money gems. In fact, you might need to listen to this episode more than once.

In this episode you will learn:

• Tips on rebuilding your credit
• Things you should know about your employer's retirement plan
• The differences between a Roth Individual Retirement Account and a Brokerage Account
• The steps and stages to achieving financial independence and retiring early
• Tips to talk to your partner about finances
• The difference between FinCon and the Financial Freedom Summit, and more

Other related blog posts/links mentioned in this episode:

Check out these awesome episodes I mentioned in the podcast:

Episode 37: Credit 101: Understanding Credit & Using Credit To Build Wealth with Shante Harris

Episode 43: Being Rich & Regular, A Couple's Journey To Reaching Financial Independence

Episode 53: The What, Why & How of The Financial Independence Retire Early (FIRE) Movement

Episode 112: The Five Journeyer Stages and How to Unlock Freedom Along the Way to Financial Independence

Episode 139: Love & Money: How They Got On The Same Page To Pay Off $32,000 of Debt w/ LeDo & Shameka McDowell

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club

Jumpstart Guide

In this bonus episode, I discuss the biggest concern in the world at the moment, the Coronavirus. You may be worried about your money, job, health and family and I am sharing my thoughts on how to get through these times.

In this episode I discuss:

• How to protect yourself as much as you can.
• What to do if you deal with anxiety and depression.
• How this impacts your investments and what to do about it.
• What to do if your work and income are being affected.
• Why it is very important to focus on emergency funds.
• Cancellations of travel and events.

Other related blog posts/links mentioned in this episode:

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club

This week's Journey to Launch Podcast is going to blow you away. Wealth Strategist, Dr. Pamela Jolly is on the show and we have a dynamic conversation about wealth building strategies, economically empowering people of color, generational wealth, and more. Everyone aspiring to build wealth, must listen to this episode. Dr. Jolly's advice will inspire you to take action and reclaim your wealth today!

Dr. Pamela Jolly has over 20 years of experience in the financial sector. As a Wealth Strategist, Dr. Jolly is committed to guiding men, women, business owners, pastors and young professionals to achieving legacy wealth. She is also the CEO and Founder of Torch Enterprises, a firm committed to developing minority enterprises. Over the past twelve years, Torch has been instrumental in raising both capital and awareness for minority enterprises across the country.

In this episode you will learn:

• How to define wealth for yourself
• What is the wealth reset and why it matters
• The difference between venture capital and private equity
• All about the NarrowRoad™ and how Dr. Jolly uses it helps people
• How long it takes to build a legacy and how quickly you can lose it
• Ways to connect with your elders, and more

Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here.

Other related blog posts/links mentioned in this episode:

Dr. Jolly recommended a few good reads in her interview. Check these out for yourself:

To Unite a Divided Nation, We Must Tackle Both Vertical and Horizontal Inequality by Alice M. Rivlin, Allan Rivlin, and Sheri Rivlin

Dangerous Dreamers: The Financial Innovators from Charles Merrill to Michael Milken by Robert Sobel. This book chronicles the tales of four financial innovators who all pioneered some financial wrinkle.

Atomic Habits by James Clear. Clear's best selling book gives you real techniques to build good habits and break bad ones. He was also on the podcast in Episode 81 – Atomic Habits: How Tiny Changes Spark Remarkable Results.

If you liked this episode you're going to love, Episode 137-The Black Tax: The Cost of Being Black in America with Shawn Rochester.

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Dr. Pamela Jolly:

Website

Facebook: JollyJourney

Twitter: PamelaJolly

Instagram: PamelaJolly

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club

This week on the Journey to Launch podcast, Sarah Li Cain of Beyond the Dollar shares how she became a six-figure freelance writer with a six-figure net worth. She went from teaching and living abroad, to a writer, mom, and wife, with more money and freedom to enjoy life.

Through her writing and podcast, Sarah blends practical tips and mindset strategies for those trying to change their financial life. She also integrates physical, spiritual, and mental wellness in her advice so you learn how to use money as a tool to enhance your life.

In this episode you will learn:

• What is geoarbitrage and how to use it to boost your net worth
• The pros of a teaching career and how to find a job teaching overseas
• Steps to building a successful freelance writing business
• How to achieve semi-retirement, a different form of financial independence
• Ways to find balance between work, family, and your self-care
• How to add value to a client so you can get paid your worth, and more

Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here.

Other related blog posts/links mentioned in this episode:

If you want to start your freelance writing career, check out the website Sarah used when she started. Sarah also recommends reading Happy Money by Ken Honda if you want to be more present in life.

Check out these other great episodes. Hear them again or for the first time if you're new to the podcast.

Episode 64 (Most Downloaded): Your Guide to Becoming a Minimalist with Joshua Becker

Episode 82 (2nd Most Downloaded): Your Guide to Financial Freedom and Having All the Money You'll Ever Need With Grant Sabatier

Episode 86 (Interview with a Fellow Journeyer): Real Estate & Having a Networth of $100K without a 6 Figure Salary with Ashley Copeland

Episode 2 (Best Throwback Ep): How My Husband and I Saved $85K

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Sarah Li Cain:

Website

Twitter: SarahLiCain

Instagram: BeyondTheDollar

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club