Journey To Launch

Your path to financial freedom and wealth doesn't have to be complicated. This week's Journey to Launch podcast episode lifts up the veil of overcomplicated investing strategies to show you a more simple path to wealth. Well known author and blogger, JL Collins, is on the show discussing his path to Financial Independence through index investing and his successful book, The Simple Path to Wealth.

JL Collins went from working in an ice cream parlor for $1.25 an hour (he was 13) to accomplishing Financial Independence & Retiring Early (FIRE) before it was even a thing. In this episode, JL Collins breaks down the stock market and everything you need to know about investing in index funds.

In this episode you'll learn:

• What is F-you money and why you need it
• Ways to enjoy breaks or sabbaticals throughout your career
• What are index funds and tips on investing in the market
• Why your house is a terrible investment (his words, not mine)
• What is a Chautauqua, and so much more

Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here.

Other related blog posts/links mentioned in this episode:

Like what you heard and want to learn more about JL Collins? Check out some of his most popular blogs on this website:

• The Stock Series
• Why your house is a terrible investment
• F-you Money: John Goodman v. jlcollinsnh WARNING: These videos are NOT work or kid-friendly. Watch at your own risk.

Also, check out JL Collins' book, The Simple Path to Wealth

If you liked this podcast episode, you might also like:

Episode 11- Rejecting Homeownership, Traveling the World & Retiring by 31 Years Old

Episode 105- How To Quit Like a Millionaire So You Can Stop Working & Start Living With Kristy & Bryce

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with JL Collins:

Website

Twitter: JLCollinsNH

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

This week on the Journey to Launch podcast Brian from Done by Forty and I are talking about the secret behind accomplishing Financial Independence & Retiring Early (FIRE), economic opportunity, and the power of an education.

We get very honest about the role of income and how important it can be on your FIRE journey. Brian is not afraid to talk about privilege, race, and their impact on wealth. We dive into it all and more on the podcast. You'll also learn some valuable tips to help you lower your expenses and how to get a free education.

In this episode you will learn:

• The key to accomplishing FIRE
• How to get a free degree
• Tips to raise your income and improve your odds of getting a new job
• The one thing Brian thinks you should go into debt for, and so much more

Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here.

Other related blog posts/links mentioned in this episode:

Brian recommended two good reads in the episode:

48 Days to the Work You Love: Preparing for the New Normal by Dan Miller

Thinking in Bets: Making Smarter Decisions When You Don't Have All the Facts by Annie Duke

If you want more tips on how to get a free education, check out episode 128- Self Education and Ultralearning as a Means to Reach Your Financial Goals & More with Scott Young

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Brian:

Website

Twitter:Done_by_Forty

Facebook:DonebyForty

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Love is in the air and we are talking about love and money in this week's episode. LeDo and Shameka McDowell talk about their relationship and how they paid off $32,000 in debt and built $100,000 in net worth. Once they got on the same financial page, they were unstoppable.

LeDo and Shameka are creators of the podcast The Marital Mission, a podcast about married life for young couples. In this episode, we have an honest conversation about how to get your partner on board with your financial goals, the struggles that come with becoming debt-free, how to have the money talk with your partner, and more.

In this episode, you will learn:

• Practical ways to get on the same financial page with your partner
• How to cut your expenses and reach your financial goals
• The importance of putting communication first
• The difference between the avalanche and the debt snowball debt payoff methods and more

Special thanks to our podcast sponsor, Empower. Get $5 into your account when you download the Empower app and reach your savings goal. Enter code JOURNEY at signup here.

Other related blog posts/links mentioned in this episode:

If you liked this episode you might also like A Money Chat With My Husband + The Budget Boot Camp. In this episode, my husband and I talk about my crazy money goals and his relationship with money.

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with LeDo & Shameka McDowell:

Website

Instagram:TheMaritalMission

Twitter:MaritalMission

Facebook:TheMaritalMission

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

In this week's Journey to Launch podcast episode, I answer the question, "Can you really reach financial independence?" Plus, I am celebrating because it's my birthday!

As I reflect on the past year, I am sharing my personal goals for 2020, which include taking better care of me. Listen to this episode to find out how I plan to focus on myself and prioritize what really matters in life. I am also sharing ways on how you can create a life you love.

In this episode you will learn:

• Tips that will make you resilient on your FIRE journey
• Examples of ways to take care of yourself in 2020
• Why it's important to focus on your journey and not the outcomes
• How to make more time for things that really matter
• All about setting moon goals, and more

Also, to help celebrate my birthday week, I'm opening doors to the Money Launch again this week. The Money Launch Club is the online membership that can help you reach your financial goals of saving more, paying off debt so that you can reach Financial Freedom. Join us while you can here.

Other related blog posts/links mentioned in this episode:

Just in case you missed it, check out my powerful conversation with Shawn Rochester about The Black Tax: The Cost of Being Black in America.

If you want to learn more about my financial journey and why I delayed Financial Independence to be my own boss, check out my story in Forbes.

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

Did you know that after ~400 years of being in the US, African Americans in the United States only own two percent of U.S. wealth? This week on the Journey to Launch podcast, my guest, Shawn D. Rochester talks about how this dismal stat came to be with data-based research and discusses what we can do about it using concrete solutions.

Shawn is the CEO of Good Steward, LLC and author of The Black Tax: The Cost of Being Black in America. In his book and presentations at Google, and several universities across the United States, Shawn examines the true cost of being Black in America. He outlines what factors impact the Black community and explains how you can help close the wealth gap.

Everyone must listen to this episode. I hope this interview sparks powerful conversations, deep thought, and inspires you to build black wealth and make strides to level the economic playing field.

In this episode you will learn:

• What is the Black Tax and how it's impacting your wealth
• How to identify unconscious vs. conscious bias
• Why hard work is not the key to success and what resources you really need
• Concrete ways you can close the wealth gap
• How to apply Shawn's PHD strategy to create jobs, capital, and thriving black communities, and so much more

You can watch this interview with Shawn Rochester on youtube by clicking here.

Other related blog posts/links mentioned in this episode:

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May

Check out Shawn's talk at Google, which has had over 200,000 views and sparked a lot of conversations about the real cost of being Black in America.

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Shawn Rochester:

Website

Twitter: @BlackTaxed

Facebook:@Shawn.D.Rochester

Instagram:@BlackTaxed

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

This week's Journey to Launch podcast episode features Anita Dhake, also known as Thriftygal. Creator of the blog The Power of Thrift, Anita, worked as a corporate attorney for several years. Then, one day she committed to her dream to retire early and live her best life. In one year she paid off $95,000 of student loan debt and started aggressively saving 85 to 95 percent of her income. By age 33, Anita was able to retire with over a half of million dollars in investments.

For the last few years, Anita has been traveling the world and doing what makes her happy. On her blog, she shares stories about crossing items off her bucket list, her latest reads, and her daily successful habits. Previously featured in Forbes, Crain's Chicago Business, and the ABA Journal, Anita's has also been on television twice. Anita's FI story can be found in her book, Operation Enough! How to Retire Remarkably Early.

In this episode you will learn:

• How to accelerate your path to financial freedom and early retirement
• The benefits of applying stoicism to your financial journey
• Several inspiring books you should read now
• It is about how much you make and how much you save
• Where to easily invest your money and watch it grow, and so much more

Other related blog posts/links mentioned in this episode:

Anita is an avid reader and below are a few great books we mentioned in the podcast episode.

Operation Enough! How to Retire Remarkably Early by Anita Dhake

Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin

How Not to Die: Discover the Foods Scientifically Proven to Prevent and Reverse Disease by Michael Greger and Gene Stone

The Four Tendencies: The Indispensable Personality Profiles That Reveal How to Make Your Life Better (and Other People's Lives Better, Too) by Gretchen Rubin

The Geometry of Wealth: How To Shape A Life Of Money And Meaning by Brian Portnoy

A Guide to the Good Life: The Ancient Art of Stoic Joy by William B. Irvine

Vicki Robin has been on the Journey to Launch podcast. Check out her episode below:

Your Money or Your Life: Transform Your Relationship With Money & Achieve Financial Independence W/ Vicki Robin

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May!

Also check out Grant and I Youtube channel, The Money Collective. To watch more, check out the channel and subscribe.

Connect with Anita Dhake:

Website

Twitter: @PowerofThrift

Facebook:@ThePowerofThrift

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

This week's Journey to Launch podcast episode features Anita Dhake, also known as Thriftygal. Creator of the blog The Power of Thrift, Anita, worked as a corporate attorney for several years. Then, one day she committed to her dream to retire early and live her best life. In one year she paid off $95,000 of student loan debt and started aggressively saving 85 to 95 percent of her income. By age 33, Anita was able to retire with over a half of million dollars in investments.

For the last few years, Anita has been traveling the world and doing what makes her happy. On her blog, she shares stories about crossing items off her bucket list, her latest reads, and her daily successful habits. Previously featured in Forbes, Crain's Chicago Business, and the ABA Journal, Anita's has also been on television twice. Anita's FI story can be found in her book, Operation Enough! How to Retire Remarkably Early.

In this episode you will learn:

• How to accelerate your path to financial freedom and early retirement
• The benefits of applying stoicism to your financial journey
• Several inspiring books you should read now
• It is about how much you make and how much you save
• Where to easily invest your money and watch it grow, and so much more

Other related blog posts/links mentioned in this episode:

Anita is an avid reader and below are a few great books we mentioned in the podcast episode.

Operation Enough! How to Retire Remarkably Early by Anita Dhake

Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin

How Not to Die: Discover the Foods Scientifically Proven to Prevent and Reverse Disease by Michael Greger and Gene Stone

The Four Tendencies: The Indispensable Personality Profiles That Reveal How to Make Your Life Better (and Other People's Lives Better, Too) by Gretchen Rubin

The Geometry of Wealth: How To Shape A Life Of Money And Meaning by Brian Portnoy

A Guide to the Good Life: The Ancient Art of Stoic Joy by William B. Irvine

Vicki Robin has been on the Journey to Launch podcast. Check out her episode below:

Your Money or Your Life: Transform Your Relationship With Money & Achieve Financial Independence W/ Vicki Robin

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May!

Also check out Grant and I Youtube channel, The Money Collective. To watch more, check out the channel and subscribe.

Connect with Anita Dhake:

Website

Twitter: @PowerofThrift

Facebook:@ThePowerofThrift

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

David Carlson is answering all your student loan questions on this week's episode of the Journey to Launch podcast. Previously featured in The Washington Post, The New York Times, Forbes, Slate, and NBC's KARE 11, David is a personal finance author and speaker.

In this week's episode, David is discussing the truth and misconceptions about student loan debt, loan forgiveness programs, debt consolidation and more.

In 2012, David launched his website Young Adult Money with a mission to help millennials earn more, save more, and live better lives. He recently started focusing on student loan debt because he and his wife had a combined balance of $100,000 after graduating college. David is on the path to becoming debt-free and is sharing his story and student loan debt advice with others along the way.

In this episode you will learn:

• Several misconceptions about student loans
• The truth about student loan refinancing
• The good, bad, and ugly about the Public Service Loan Forgiveness Program
• How taxes and forgiveness of loan debt are related
• The pros and cons to Parent Plus Loans, and more

Get a custom student loan payoff plan by clicking here and check out what my buddy Travis over at Student Loan Planner has to offer

David Carlson is answering all your student loan questions on this week's episode of the Journey to Launch podcast. Previously featured in The Washington Post, The New York Times, Forbes, Slate, and NBC's KARE 11, David is a personal finance author and speaker.

In this week's episode, David is discussing the truth and misconceptions about student loan debt, loan forgiveness programs, debt consolidation and more.

In 2012, David launched his website Young Adult Money with a mission to help millennials earn more, save more, and live better lives. He recently started focusing on student loan debt because he and his wife had a combined balance of $100,000 after graduating college. David is on the path to becoming debt-free and is sharing his story and student loan debt advice with others along the way.

In this episode you will learn:

• Several misconceptions about student loans
• The truth about student loan refinancing
• The good, bad, and ugly about the Public Service Loan Forgiveness Program
• How taxes and forgiveness of loan debt are related
• The pros and cons to Parent Plus Loans, and more

Get a custom student loan payoff plan by clicking here and check out what my buddy Travis over at Student Loan Planner has to offer

Kyara and Khalil Uqdah of Charm City Buyers started investing in real estate right after college in September 2012. Their first property was in a depressed neighborhood in Connecticut. However, with a vision, networking, and creative financing they turned that one property, which they still own, into over 20 properties in Baltimore, Maryland. They have literally bought a block and are now focused on community development, mentoring other real estate investors, and building an empire and generational wealth.

In this week's podcast episode both tell their story of humble, hustle beginnings, and share tips on how to get into real estate investing, set goals, and run a business that thrives.

Kyara and Khalil have built a results-based system that allows them and others to experience success in real estate investing. They retired from the rat race a few years ago and now enjoy life as full-time entrepreneurs and loving parents.

In this episode you will learn:

• Several ways to get started and build your real estate empire
• How to creatively buy your first investment property
• What's life like pursuing entrepreneurship with your partner
• The importance of relationships and networking in real estate investing
• Steps you can take to exit the rat race and become an entrepreneur
• Why real estate isn't for everyone and so much more

Learn how to use Other People's Money in real estate through Charm City Buyer's course, OPM Is King Introductory

Check out Charm City Buyer's mentorship program - the NEXTGen Accelerator, Use code "Journey2launch" for a discount. For those who are looking for tons of guidance, full cycle and detailed information on investing and are interested in Baltimore - this is a great way to join a community of folks accomplishing their real estate goals!

Other related blog posts/links mentioned in this episode:

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kyara and Khalil:

Website

Instagram:@CharmCityBuyers

Twitter: @CharmCityBuyers

Facebook:@CharmCityBuyers

Youtube

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist