Journey To Launch

This week on the Journey to Launch podcast we have Miss Wise of Wise Woman Wallet. Miss Wise is from North Carolina and was previously up to her eyeballs in debt and bills. She decided to turn her side hustle, teaching English to immigrants at a community college, into a full time teaching gig in China. Over the last three years, she has paid off $37,000 in debt and paid $6,000 cash for certifications that have allowed her to make more money.

In this episode, Miss Wise shares the steps you can take to travel, teach, and knock out debt as an expatriate (someone living abroad). Listen now to learn how Miss Wise is teaching others how to achieve financial success and live a good life.

In this episode you will learn:

• How you can teach English overseas
• The benefits of working overseas and having your essential bills covered
• How to boost your income and crush debt with side hustles
• What life is like as a Black woman in China
• How to find your tribe in foreign countries plus so much more

*When we first recorded this episode back in July 2019, Miss Wise paid off $16,000 of debt. Since that recording, her new total debt pay off amount is $37,000 (as of mid October 2019)*

Other related blog posts/links mentioned in this episode:

Miss Wise's online TEFL certification provider: https://www.internationalteflacademy.com/

Miss Wise's Florida teaching certification program: https://www.teacherready.org/

Looking for lucrative teaching jobs overseas? Start here.

Find the right teaching job abroad at any of these sites:

• https://www.teachaway.com/
• http://www.eslcafe.com/jobs/
• https://jobs.echinacities.com/

Membership into the Money to Launch Club is currently closed but don't miss out on the next enrollment. Sign up to get on the Money Launch Club waitlist here.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Miss Wise:

Website

Instagram:@WiseWomanWallet

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Money Launch Club

In this week's episode of the Journey to Launch podcast, Shang of Save My Cents shares how she achieved financial independence by age 31. Shang has the funds to make work optional but chooses to keep working. By day, Shang is a management consultant. By night, Shang helps families get out of debt, save money, and start investing to grow their finances.

In this episode you will learn:

• The importance of mental health on your wealth journey
• The key to an abundance mindset and why it's important to give
• How to accomplish financial independence in expensive cities like NYC
• What factors to consider when deciding your side hustle
• How to leverage your knowledge and network plus so much more

Other related blog posts/links mentioned in this episode:

Membership into the Money to Launch Club is currently closed but don't miss out on the next enrollment. Sign up to get on the Money Launch Club waitlist here.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Shang:

Website

Instagram: @SaveMyCents

Facebook: Save My Cents Group

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Money Launch Club

Naseema McElroy, is back on the Journey to Launch podcast to update us on how she paid off 1 million dollars of debt in a few years. The creator of Financially Intentional and the Nurses on Fire podcast, Naseema, first shared how she paid off $300,000 in debt as a single mom in episode 16. Now, Naseema is giving us an update on how she's paid off a million dollars of debt since we last spoke and opens up on how she is now living a more balanced life and building her business.

After we hear from Naseema, I provide a recap of my experience at FinCon, a conference for content creators in personal finance. This year the conference was in Washington, D.C. and I had the chance to connect with personal finance influencers and Journeyers.

In this episode you will learn:

• How Naseema paid off $1 million in debt
• About geoarbitrage and how it can help your finances
• The realities of entrepreneurship life
• Steps you can take to know if you are built for entrepreneurship
• What's more valuable than wealth
• Ways to get into nursing without diving into student loan debt plus so much more

Other related blog posts/links mentioned in this episode:

Check out the beginning of Naseema's fire journey in episode 16 where as a single mom, Naseema paid off $300,000 in debt in two years.

Download her hot new podcast, Nurses on Fire, where you listen to your favorite podcasts.

Membership into the Money to Launch Club is currently closed but don't miss out on the next enrollment. Sign up to get on the Money Launch Club waitlist here.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Naseema:

Website

Instagram: @FinanciallyIntentional

Instagram: @NursesonFirePodcast

Twitter: @FinancialIntent

Facebook: @FinanciallyIntentionalBiz

Pinterest:@FinanciallyInte

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Money Launch Club

I am answering your most recent submitted money questions on this week's episode of the podcast. In this episode, we dive into a discussion about the types of debt, debt payoff methods, real estate investing, budgeting, and retirement savings. You don't want to miss this good advice that can help you on your journey.

In this episode I answer:

• If you use a home equity line of credit to refinance your loans
• If it makes sense to take money from your retirement account to pay off debt
• The difference between secured and unsecured debt
• How to strategically pay off debt with the snowball or avalanche method
• Tips on what to do before you start investing in real estate
• The facts about borrowing from your retirement account
• How to stay motivated on your journey with the right budget plus so much more

Other related blog posts/links mentioned in this episode:

Check out this debt repayment calculator to help you decide between the debt avalanche and debt pay off method

Membership into the Money to Launch Club is currently closed but don't miss out on the next enrollment. Sign up to get on the Money Launch Club waitlist here.

Other great Journey to Launch Podcast episodes you should hear (for the first time or again):

• Episode 16: How Single Mom Naseema Went From Broke To Paying Off $300,000 in Debt
• Episode 47: Sylvia's Journey To Paying Off 6 Figures of Law School Debt & Becoming Financially Independent
• Episode 69: Single Mom Takiia's Amazing Story: How She Went From $100,000 in Debt to $500,000 in Savings

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Money Launch Club

In this week's episode of the Journey to Launch podcast we have Kenishia Mais, a Jamaican entrepreneur, Financial Educator and the visionary who founded ThrivingDollars. Kenishia was always a good saver. She started saving her lunch money in school & kept this habit into adulthood. But when she became the person her parents and other family members came to when they needed money, the pressure of being the family bank was overwhelming. It drove her to abandon her money habits and become a big spender so she wouldn't have money when her family asked for a loan.

Listen to this episode to learn how Kenishia turned her life and finances around. She became a self-taught investor at age 21 and is now a financial educator spreading the financial gospel to others through her blog and business, ThrivingDollars.

In this episode you will learn:

• How to manage the burden of being your family's bank
• Tips to empower family members to solve their own money problems
• Differences between investing in the United States and Jamaica
• Ways to invest in retirement and brokerage accounts plus so much more

Other related blog posts/links mentioned in this episode:

Check out Rich Dad Poor Dad by Robert Kiyosaki, a financial literacy classic Keneisha mentions in her interview.

If you want to hear the beginning of this series check out episode 117 featuring Cameron Huddleston, author of Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances.

Sign up to the Money Launch Club waitlist to be the first to be notified before anyone else when the doors open. The Money Launch Club is the membership community for Journeyers just like you looking to take their finances and life to the next level.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kenishia Mais:

Website

Instagram:@ThrivingDollars

Personal Instagram:@KenishiaMais

Twitter:@ThrivingDollars

Personal Twitter:@KenishiaMais

Facebook: @ThrivingDollars

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Money Launch Club

This week, Journey to Launch's podcast episode continues the conversation on generational wealth and talking with your family about finances. In this episode, we have a dynamic father and daughter duo, Duane and Taylor Davis of Davis Generational Wealth Education Initiative, Inc. Duane and Taylor have a passion for financial literacy and inspire families and communities to have intergenerational financial conversations.

Finances should be fun and inclusive of the entire family. Listen to this episode to learn how to spark money conversations in your family so together you can build generational wealth and develop strong money habits.

In this episode you will learn:

• How to have intergenerational financial talks with your family
• The importance of estate planning and trusts
• Tips to help parents talk to their kids about money
• What is "coaching up" and how kids can talk to their parents about money
• The impact of the "Black Tax" and how to respond when family ask for money
• Ways to preserve generational wealth so it lasts

Other related blog posts/links mentioned in this episode:

If you want to hear the beginning of this series check out episode 117 featuring Cameron Huddleston, author of Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances.

Sign up to the Money Launch Club waitlist to be the first to be notified before anyone else when the doors open. The Money Launch Club is the membership community for Journeyers just like you looking to take their finances and life to the next level.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Duane & Taylor Davis:

Website

Instagram:@DavisGenerationalWealth

Twitter:@DavisGenWealth

Facebook: @DavisGenWealth

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Money Launch Club

This week Journey to Launch's podcast episode features award-winning journalist and author, Cameron Huddleston. With over 17 years of experience writing about personal finance, Cameron recently combined her knowledge and personal experiences in her book, Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances. In this episode, Cameron breaks down how to have difficult financial conversations with your parents. Listen to episode 117 to learn how to get your parents' affairs in order before it's too late.

In this episode you will learn:

• How to talk to your parents about their finances
• The basics of estate planning and what to do first
• What questions to ask your parents during "the talk"
• The importance of setting expectations for you and your parents as they age
• How to prepare your parents for retirement and long term care
• Tips in case you need to add your parents to your financial plan

Other related blog posts/links mentioned in this episode:

Check out Cameron's book, Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances

For tools on how to help your parents get organized or identify scams check out Cameron's resources

Sign up to the Money Launch Club waitlist to be the first to be notified before anyone else when the doors open. The Money Launch Club is the membership community for Journeyers just like you looking to take their finances and life to the next level.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Cameron Huddleston:

Website

Instagram:@Clebedinsky

Twitter:@CHLebedinsky

Facebook: @CameronHuddlestonMoneyExpert

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

This week on the Journey to Launch podcast we have "Money Mitra," the founder of the "Psychology of Spending." Mitra is a money and mindset coach who helps you eliminate money blocks so you can build wealth. She helps you identify the root of your limiting beliefs and money wounds, which are the stories that prevent you from building wealth.

In this episode, Mitra shares her powerful story that shaped her journey. She is the daughter of a Southern Black mother born in the small town of Pulaski, Tennessee (infamous for two things: Sundrop and the KKK) and an Iranian immigrant father who came to America during the Iranian hostage crisis with little resources and a lot of ambition.

Mitra also hosts "Money Talks," a couch conversation series with a mission to normalize money conversations and help people learn their worth. The Talk Series also tackles how to navigate in our society where social advantage, power, and control influence so many people's journey and financial decisions. Listen to this episode to learn how to overcome your money blocks and define success for yourself.

In this episode you will learn:

• The importance of understanding where you come from and how that affects who you are, your life, and your money scripts
• What are money triggers and money scripts
• The psychology of spending
• How to discover your money story, wounds, and the root of your limiting beliefs about money
• How to break free of your past and move forward on your financial journey
• The difference between a scarcity, abundance, growth, and fixed mindset
• Questions to ask if you want to be your best and most authentic self

Other related blog posts/links mentioned in this episode:

Sign up to the Money Launch Club waitlist to be the first to be notified before anyone else when the doors open. The Money Launch Club is the membership community for Journeyers just like you looking to take their finances and life to the next level.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Money Mitra:

Website

Instagram:@MoneyMitra

Facebook: @MoneyMitra

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Journey to Launch is so excited to have Ash Cash Exantus, America's Financial Motivator, on this week's podcast. Ash Cash grew up in the projects of Harlem, New York. In his twenties, thanks to fate and opportunities, he successfully navigated up the corporate ladder in the banking industry and later became the youngest CEO of a federally chartered bank. At 30, Ash Cash threw his own retirement party, left the banking industry, and pursued a full-time career as an entrepreneur, author, speaker, and financial literacy advocate. Some unexpected financial setbacks actually helped Ash Cash refocus and discover his passion to teach financial education. Today, Ash Cash is the Founder and CEO of MindRight Money Management. In his company, he mixes psychology and personal finance to create a culturally responsive--aka dope--approach to teaching financial literacy.

In Episode 115 you will learn:

• The importance of an abundance mindset
• How to see opportunities in the midst of obstacles
• What things to consider before becoming an entrepreneur
• Tips to navigate the ups and downs of entrepreneurship
• The power of passive income and how to use it to build wealth
• The correlation between ownership and freedom

Other related blog posts/links mentioned in this episode:

Ash Cash is a best selling author with several good reads like The Wake Up Call, a book about financial principles based on Jay-Z's 4:44 album, and Mind Right, Money Right. Check out all his books here.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Ash Cash:

Website

Instagram:@IAmAshCash

Twitter: @IAmAshCash

Facebook: @AshCashExantus

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club

Personal finance expert Kassandra Dasent can relate to people from all walks of life. She went from being $55,000 in consumer debt to being debt-free with a six-figure net-worth. Now she is using her experiences to help you start "minding your money." In this episode Kassandra talks about money, mindset, and emotional well being. This is one episode you don't want to miss.

In episode 114 you will learn:

• The importance of a money mindset and how it can impact your ability to create wealth
• How to leverage your ability, skills, and experience to earn more
• What steps to take before combining your finances in a relationship
• All about the black tax and how it impacts your finances
• The Four Pillars of Wealth that make you wealthy and whole

Remember it's time to sign up to join the Money Launch Club! If you love this episode, join the club and you can hear from Kassandra up close and personal. She is speaking to the members in September and you don't want to miss it. Doors close August 22nd so join now!

Other related blog posts/links mentioned in this episode:

Join the Money Launch Club

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kassandra:

Website

Instagram:@Kassandradasent

Twitter: @Kassandradasent

Facebook: MindingYourMoneyKD

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Become a member of the Journeyer Launch Club