n this episode of Risky Benefits, Rick and Kyla interview Jordan Epstein, co-founder and CEO of Juno, about a fast-emerging benefit most employers and employees haven’t encountered: child disability insurance—essentially “long-term disability, but for kids.” Jordan shares his family’s personal experience navigating serious childhood medical issues and explains the massive financial and career impact families face when a child has a severe illness, injury, or lifelong condition.

The conversation breaks down how the coverage works (including triggers, payouts, and support resources), why this protection is common in places like Sweden but historically absent in the U.S., and how brokers and employers can offer it on an employer-paid or voluntary basis.

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