The Financial Independence Show

Justin’s 2-Year Retirement Anniversary: Reflections, Updates, and Looking Forward


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Wow, how time flies! Justin has officially been retired for two full years.

Today, we’ll dig into how year 2 was different, get life and financial updates, and also look forward to year 3.

You’ll notice a big fitness theme, and Justin will discuss an upcoming fitness retreat he’s organizing in Spain.

We’ll briefly skim over Justin’s 6-month international trip, but if you want a deeper dive into how traveling the world technically saved him money, check out these episodes: Asia Recap & Full Trip Recap

Justin also gives us a transparent view of his financial updates. We hope this inspires listeners to see how truly powerful compounding interest is.

His High-Level Financial Stats:

  • Net Worth at retirement: $1.7M
  • Net Worth after 1 year retired: $2.1M
  • Net Worth after 2 years retired: $2.7M
  • We also ended this episode in a similar way that we ended his year 1 review of retirement, with a quick blast overview of how he spent his time, which includes:

      • December 2024
        • Spent the month in Mississippi visiting family
        • January 2025
          • Going-away party
          • Departed for the Philippines
            • Island-hopping boat tour
            • Feb
              • Indonesia
                • Ubud, Uluwatu, Gili Air, Nusa Lembogan, Nusa Penida
                • Mar
                  • Vietnam
                    • Birthday on Ha Giang loop
                    • Apr
                      • Thailand / Amsterdam / Switzerland
                        • Koh Lanta
                        • Chiang Mai
                        • Temple Tours
                        • Elephant Sanctuary
                        • Tulip gardens
                        • Insane train routes
                        • Hang gliding off mountains
                        • May
                          • Italy
                            • Lake Como
                            • Cinque Terre
                            • Parma
                            • Florence
                            • Elba
                            • Naples
                            • Ischia
                            • Lipari
                            • Sicily
                            • June
                              • Italy
                                • Lipari round 2
                                • Sardinia
                                • Rome
                                  • First half-marathon
                                    • 1hr 40min 19 sec
                                    • Rufus Du Sol show
                                    • Jul
                                      • Back to America
                                        • Stops in NYC and Dallas to visit friends
                                        • Maintained fitness on the trip
                                          • Body fat 10.4 -> 11.3
                                          • Lean Tissue 155.4 -> 156.3
                                          • Audien & Telykast concert
                                          • Started Wedding prep
                                          • Started doing track workouts
                                          • Run clubs & boat days
                                          • Started dialling in Biscuit & Cinnamon roll recipes for the wedding
                                          • Aug
                                            • House sitting for friends
                                            • Visited family in Mississippi
                                            • Concert dome experience
                                            • Sept
                                              • Spent over a week in Colorado visiting friends/bachelor trip getaway
                                                • Got some solid workouts in (at time my longest run of 16 miles and PR on deadlift of 405)
                                                • Finalized recipe for biscuits and cinnamon rolls for the wedding
                                                • Fincon
                                                  • Knocked out a 14-mile progressive run with Cody
                                                  • Friends wedding weekend in Austin
                                                  • Rooftop yoga event
                                                  • Really ramped up the dessert factory for the wedding
                                                  • Finalized other wedding things
                                                  • Charley Crockett concert
                                                  • Oct
                                                    • Got married
                                                    • House sat
                                                    • Went to a movie screening debut “Sober”
                                                    • Lots of brand activation events around ACL/F1 timeline (Patron, Bush’s beans, Google)
                                                    • Attended a marketing conference
                                                    • Completed longest run ever of 34 miles
                                                      • Nov
                                                        • First time hired to make a custom birthday cake
                                                        • Redid the backyard, adding pavers and gravel landscaping around firepit and pergola
                                                        • Wild 1-4 am show with Elderbrook and Lane 8
                                                        • Friendsgiving
                                                        • Hyrox with Leslie (1:10 finish time)
                                                        • Thanksgiving on the Texas Coast
                                                        • Dec
                                                          • 5k PR: 20 min 53 sec
                                                          • 3 Big EDM Concerts
                                                          • Mississippi for Christmas
                                                          • Visit a good friend in Little Rock
                                                          • Began planning first group retreat (Spain Fitness/Hyrox related)
                                                          • We hope you enjoy a look behind the curtain and Justin’s willingness to be open and honest about the retired life.

                                                            If you found value in the episode, please share it with a friend!

                                                            Links from the Episode
                                                            1. Spain Fitness Retreat
                                                            2. Justin’s Retirement Announcement Episode
                                                            3. Justin’s 1 Year Since Retirement Episode
                                                            4. Asia Recap Episode
                                                            5. Full 6-month International Trip Episode
                                                            6. YouTube Interview

                                                              https://youtu.be/Kzdm3St3UkE

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