In this series we’re going to meet and chat to state agencies, experts and specialists to explain what your rights are, what services and entitlements exists and where you can go for help.

Today I am meeting with Gwen Harris, who is North Dublin Regional Manager for MABS, the Money Advice & Budgeting Service. I thought I knew a little bit about it but there is a lot more. MABS provides clear advice and guidance for people who have hit financial difficulties or problems with debt. It is non-judgemental, practical and according to the many people who have used the service it is invaluable.

The Abhaile service is specifically to help when people have mortgage arrears. Gwen will talk me through the detail of that one in a separate podcast because there is a lot in it. For today, she explains how the general MABS service works and why so many people find it so helpful.