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act of God = un cas de force majeuradditional insurance = assurance complémentaireall-risk policy = assurance tous risquesannuity = annuitéarbitration = arbitrageto ask damages of = demander des dommages et intérêtsto assess a risk = évaluer un risqueto award damages = accorder des dommages et intérêtsto be at fault = être en tortto be injured = être blesséto be liable for = être responsablebeneficiary = bénéficiairebodily injury = dommage, préjudice corporelbreakage = casseburglary insurance = assurance contre le cambriolageto charge a rate = calculer un tauxclaim form = formulaire de déclaration de sinistreclaimant = assuré sinistréclaims adjuster = expert en sinistrescompensate someone for something = indemniser quelqu'un de quelque chosecompensation = indemnisationdamage = dégâtsdamage to property = dommagesdeath benefit = capital décèsdeferred annuity = rente différéeto delete = annuler, rayerto disallow a claim = rejeter une réclamationestimate = estimation, devisexpiration date = date d'expirationto file a claim, to report an accident = déclarer un sinistreglass breakage = bris de glaceto gouge the client = escroquer le clientto guarantee against loss = garantir les perteshealth insurance = assurance maladie, mutuelleto be held liable for = être tenu responsable deto initial = parapherinsurance = assuranceinsurance broker = courtier en assurancesinsurance premium = prime d'assuranceto insure a car = assurer une voitureto issue a policy = établir une policeliability = responsabilité civilelump sum settlement = règlement forfaitairematurity = échéancematurity date = date d'échéancemonthly premium multi-risk policy = prime mensuellemulti-risk policy = police multirisqueto process a claim = traiter une réclamationto provide for one's retirement = préparer sa retraiteto renew a policy = renouveler sa police d'assurancerider, or, addendum = l'avenantrisk = le risquerisk-free = sans risqueto settle a claim = indemniserto settle out of court = s'arranger à l'amiableto sue for damages = poursuivre en dommages et intérêtsto sue, or, to take to court = poursuivreto sustain a loss = subir une perteto take out an insurance policy = prendre une police d'assurancethe other party = la partie adverseto underwrite = souscrire/garantirto underwrite a policy = souscrire une policeunderwriter = l'assureurunemployment insurance = l'assurance chômageto work on commission = travailler à la commission