After decades of saving/investing, it's hard to immediately flip a switch and go into spending mode.

Spending is a skill that you should develop on your way to FI, so that you're better at it when the time comes to really do it.

Here's what worked for me over the last few years!

Highlights

• How to reframe expenses and recalibrate how you value money (e.g. College Calculation, 0.01% Rule, etc.)
• Why you should expect inefficiencies/waste as your net worth grows
• The benefits of splurge accounts and forced annual-spending targets
• Balancing the idea that "everything is free" with the benefits of incremental improvements
• The importance of prioritizing "now" over "the future", while still spending/saving for both
• How to give more while increasing the personal benefits of that giving