On this episode, Chad discusses Roth IRAs, 401Ks, and health savings accounts. Next he discusses healthy spending habits and dives deep into retirement, social security, and what to expect from the government when you’re ready to retire.

Email your money question to [email protected] , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com