Let's Talk Housing

Housing Headlines vs Reality: No Crash in 2026 Real Estate Forecast Explained

Housing headlines are everywhere, but most miss the real story. In this episode of Let's Talk Housing, Steven Thomas of Reports On Housing breaks down why click-driven crash narratives do not align with the data and what is actually happening with supply, demand, mortgage rates, and home prices.

We explain Expected Market Time, why the housing market is slowing, not crashing, and what needs to happen for a true crash.

This episode also covers the 2026 real estate forecast, mortgage rates, and which markets may improve next year.

Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!

Time Stamps:

00:00-Welcome to Let's Talk Housing

00:14-Housing Headlines vs Reality Explained

01:49-Expected Market Time vs Days on Market

04:10-December Supply and Demand Slowdown

05:35-Economic Data, Mortgage Rates, and the Fed

09:04-Why Housing Crash Headlines Are Misleading

14:43-Fear of a 2026 Housing Crash Explained

17:07-What Causes a Real Housing Market Crash

21:40-2026 US Housing Market Forecast

23:56-Mortgage Bankers Association Price Outlook

28:45-Google Testing Home Listing Search

30:36-Final Thoughts and Where to Learn More

Dive into the latest housing market trends and economic updates in this episode! We’ll break down housing crash hysteria, delistings rising, concerns for 2026, how the struggling states will perform next year, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

03:23-Real Estate Update

07:23-Economic & Federal Reserve Update

14:47-Housing Crash Calls

23:55-Delistings Are Rising At The "Fastest Pace"

30:57-Concerns For 2026 & How Struggling Areas Will Perform

36:00-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the government reopening, mortgage rates, NAR forecast, economic concerns, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction

03:56-Real Estate Update

06:39-Latest Economic Update (Post-Government Reopening)

11:48-How Low Will Mortgage Rates Go? Are We Stuck Above 5% Permanently?

17:01-NAR Forecasting Double-Digit Growth In 2026

19:12-Portable Mortgage Talks Have Returned…

24:31-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down concerns over investors, homebuying now vs. later, AI in real estate, the future of housing, 50-year mortgages, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

03:49-Real Estate Update, Economics Update, and Government Shutdown Update

09:49-Are Investors A Problem?

14:10-Purchasing Now Or In The Spring

18:51-First-time Home Buyers Metrics Worsening

20:28-AI In Real Estate

22:16-50-Year Mortgage…

25:03-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down the Government shutdown, some signs the market is healing, Guess That Market, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

02:12-Government Shutdown Update

03:11-What Does The Fed Do Without All The Data?

06:20-Real Estate Could Heal From Lower Rates

09:56-How The Real Estate Industry Is Healing

11:52-If Rates Continue To Fall, What Could Happen

13:52-Sellers Outnumbering Buyers 500,000…

16:57-What The 3 Signs Home Prices Can Plunge Are

19:03-Guess That Market

20:43-Guess That Market Answer & Explanation

26:00-Recession Calls Returned

30:03-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down purchasing with friends, market dynamics, private listings, investors, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

02:24-Real Estate Market Update

05:48-Is The Government Shutdown Having Any Impacts?

07:15-Economic Update (If Anything…)

09:11-Purchasing With Friends Or Relatives

10:46-Are We Back In A Balanced Market?

13:52-Will Private Listings Rise With The Compass Acquisition

17:09-Can We Sustain With Our Mortgage Rates

19:37-Credit Scores Dropping Fast

22:51-Context Is Key

25:05-Investors Purchasing 1/3 Of All Properties In Q2 2025

27:46-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down recent topics on the Federal Reserve, Compass's recent acquisition, fertility rates in the US, mortgage rates, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

03:07-Real Estate Market Update

06:35-Federal Reserve Meeting

13:25-What Is The Importance Of Fed Independence

19:01-Fannie Mae's Mortgage Prediction

20:56-Downside Stickiness In Housing

24:48-Compass Recent Acquisition

26:59-Declining Fertility Rates' Impact On Housing

29:57-No Crash In The Commercial Market

31:08-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down whether purchasing a home is a worthy investment, national housing emergency, housing bubble, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

02:37-Real Estate Market Update

04:00-No Price Crash!

04:50-Latest Economic News

10:08-Why Is Housing An Investment?

14:29-Younger People Investing Rather Than Purchasing A Home

17:51-National Housing Emergency, Is It Real?

19:51-14 High-Risk Markets In California?

22:22-Is Housing In A Bubble?

24:13-Message To Sellers In Today's Market

30:28-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down whether history is repeating itself for the housing market, buyers on the sidelines, the Federal Reserve potentially cutting rates, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

02:32-Real Estate Market Update

04:30-Is the Market Picking Up Unlike Recent Years?

06:10-Latest Economic News

08:44-What Are The Odds The Fed Will Cut?

10:55-Is History Repeating Itself?

13:47-What Happens When Rates Reach 6%

16:12-Will Prices Or Rates Cave First?

20:17-Home Prices In Metros Falling And Rising

23:10-Sellers Removing Their Homes Off The Market

27:15-Conclusion

Dive into the latest housing market trends and economic updates in this episode! We’ll break down if it's beneficial to purchase in today's buyer's market, a tariff update, Capital Gains Tax, Gen Z & buying trends, and much more.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:

00:00-Introduction

03:25-Real EstateMarket Update

05:27-Latest Economic News

12:57-Normal Inventory Peak?

14:24-Is It Still A Good Time To Buy?

19:28-Capital Gains Tax Update?

22:50-Tariff Update

27:15-Gen Z Homeowners Are Unhappy

29:31-Will Gen Z Rent For Longer?

30:53-1-Year After Real Estate Commission Changes

34:28-Conclusion