Whether you want to save for a vacation or retirement, build generational wealth or split expenses with a partner, Life Kit answers your questions about personal finance.

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Life Kit answers your personal finance questions

Being in control of your money leads to great things. From dealing with debt or student loans, to how to buy a house, NPR wants to help. Subscribe to get episodes from Life Kit on money and personal finance.

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There are options beyond living solo or with roommates — and one of them is called 'communal living.' In this arrangement, people don't just simply live together, but share resources and create community. In this episode, co-living enthusiasts explain how it works and how to decide whether it's right for you.

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What is 'communal living' and is it right for me?

There are things we're supposed to do routinely for our health: brush our teeth, shower and exercise. There's a version of that for financial health too. We'll talk about those tasks — and go beyond the number-crunching to explore how our mental health affects our finances. This episode originally published August 15, 2023.

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Start a financial self-care routine

Tipping requests are on the rise. Businesses that never seemed to ask for a tip, like fast food joints, are now asking for one. Here's how to deal with unexpected requests and more.

A previous version of this story incorrectly said the company Square takes a "chunk of your tip." A representative from Square says while they charge a fee based on the whole transaction, including tip, the worker still gets the full amount of their tip.

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What is the new etiquette for tipping?

Credit scores determine whether you can get a mortgage, credit card, auto loan and more. So if your score is subprime, how do you bump it up to above a 700? In this episode, find out how to read your credit report, navigate collections and negotiate payments.

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Effective ways to repair your credit score

You don't need to be an expert to grow a nest egg. We'll cover how to build your portfolio, when to sell (or not sell) stocks and how to avoid fees.

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Life Kit answers your personal finance questions

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