In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with David Blanchett, Head of Retirement Research at PGIM DC Solutions, and Doug Boneparth, Bone fide Wealth President & Founder, to discuss investment risk over time, longevity risk, and how to prioritize different savings goals.

Find out why personal finance is personal and why you need to consider your circumstances before following through on an investment strategy.

Retirement planning doesn’t mean locking up your money for a rainy day and forgetting about it. Planning your future means reacting to events today. Decoding Retirement gives you the tools to navigate the years ahead, and take action now! Each week, Robert 'Bob' Powell will dissect the big headlines, decode key themes, and unpack the possible domino effect for your money. When it comes to retirement planning, Robert Powell and Yahoo Finance will not let you fall behind!

Find this episode and more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement.

Thoughts? Questions? Fan mail? Email us at [email protected].

:40 - How to build an efficient portfolio

3:40 - The simplicity of target date funds

7:20 - Finding the best investment strategy for you

8:30 - Decoding longevity risk

11:40 - The impact of interest rates

14:20 - Why personal finance is personal

18:00 - How discuss finances with your partner

Yahoo Finance's Decoding Retirement is hosted by Robert Powell, and produced by Austin Rivera.

Robert Powell holds several prominent positions within the financial industry. He serves as the editor-in-chief of the Investments and Wealth Institute's (IWI) Retirement Management Journal, the world's first peer-reviewed journal solely dedicated to retirement income. He also hosts the Exceptional Advisor podcast by IWI. Powell is both a Certified Financial Planner® and Retirement Management Adviser® certificant.

David Blanchett, PhD, CFA, CFP®, is a Managing Director, Portfolio Manager and Head of Retirement Research for PGIM DC Solutions. Prior to joining PGIM, David was the Head of Retirement Research for Morningstar Investment Management LLC. He is currently an adjunct professor of wealth management at The American College of Financial Services and a Research Fellow for the Alliance for Lifetime Income. 

Douglas A. Boneparth is the President and founder of Bone Fide Wealth, LLC. Early in his career, he became one of the youngest CERTIFIED FINANCIAL PLANNER™ professionals in the country. He currently sits on the CNBC Financial Advisor Council. Along with his wife, he is the co-author of The Millennial Money Fix (Career Press, 2017). They also co-write The Joint Account, a money newsletter for couples.

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