In this episode, I’m joined by my friend John Balmer to talk through everything that’s been shaking up the market lately—tariffs, rate swings, wild headlines, and investor uncertainty.

We cover what’s really driving the recent volatility, what interest rates tell us about the economy, and how all of this affects your retirement planning. If you’ve been frozen in place, unsure what to do next, you’re not alone.

We’ve both been through long downturns and fast recoveries, and we share what we’ve learned about managing risk, avoiding hype, and building a plan that can weather whatever’s coming next.

Whether you’re fully invested or holding back, this episode will give you a clearer view of what’s happening—and what actually matters for the long run.