The Federal Reserve may finally be tipping its hand. In this episode of Markets with Megan, Megan discusses Jerome Powell’s two-day testimony to Congress and what it reveals about the Fed’s strategy heading into the second half of the year.

From interest rate timing to inflation risks and looming tariffs, this episode dives into the key takeaways every investor needs to know.

In this episode:
• Why the Fed is sticking to a wait-and-see approach
• What Powell said about inflation, tariffs, and the job market
• Why markets are now betting on a September rate cut
• The latest on easing capital rules for banks
• What to watch ahead with durable goods and PCE data on deck

Markets are steady for now. But with inflation sticky, economic data softening, and policy decisions looming, it’s anything but calm under the surface.

📌 Subscribe for more market breakdowns every week - go to https://marketswithmegan.fm/ for more

https://youtu.be/B0zpjZ_eOos

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

After U.S. military action over the weekend, markets opened with mixed signals. Megan Horneman, CIO of Verdence Capital Advisors, shares how investors are interpreting the unfolding events in the Middle East, what’s happening with oil and gold, and how this could influence the Fed's path on interest rates.

Key topics covered:
-Market reaction to geopolitical tension
-Investor sentiment and safe-haven assets
-Fed rate cut outlook for 2025

Historical market performance post-conflict
📉 What’s the real risk to inflation?
📈 Will the Fed still cut in September?
💡 Why staying disciplined matters now more than ever.

👉 Stay informed. Stay focused.
Subscribe for more weekly market insights from Megan Horneman.

📉 What’s the real risk to inflation?
 📈 Will the Fed still cut in September?
 💡 Why staying disciplined matters now more than ever.

👉 Stay informed. Stay focused.
 Subscribe for more weekly market insights from Megan Horneman.

📺 Watch more episodes: https://marketswithmegan.fm

#MarketsWithMegan #Geopolitics #FedRateCuts #IranConflict #WallStreet #FederalReserve #OilPrices #InvestingNews #CIOInsights #MeganHorneman #InterestRates #Inflation

https://youtu.be/wj0SpLECuUg

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

The Fed just got the report it’s been waiting for! 📉 In this episode of Markets with Megan, Verdence CIO Megan Horneman breaks down the latest Consumer Price Index (CPI) data for May. It's the fourth month in a row that inflation came in cooler than expected.

✔️ Headline inflation rose just 2.4% YoY
✔️ Core inflation surprised to the downside
✔️ Gasoline prices dropped sharply
✔️ Sticky inflation metrics finally eased

Get info into why this could open the door to rate cuts later this year and how the markets are reacting in real time. Whether you're an investor, advisor, or just trying to stay ahead of the economic curve, this podcast is for you.

📈 Want to know what this means for stocks, bonds, and the Fed’s next move? Tune in now!

📌 Subscribe for more market breakdowns every week - go to www.MarketsWithMegan.FM for more
💬 Drop your thoughts in the comments below.

#CPI #Inflation #FederalReserve #MarketsWithMegan #InterestRates #StockMarket #FedWatch #EconomicData #FinancePodcast #MarketNews

https://youtu.be/PdrK_tyWaHI

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

🚨 Megan Horneman breaks down the latest U.S. Jobs Report for May — and it’s not as solid as the headline number suggests. While 139,000 jobs were added, downward revisions from prior months shaved off 95,000 jobs, hinting at a slowing labor market. Unemployment held steady at 4.2%, but labor force participation dropped, painting a murkier economic picture.

What does this mean for the Federal Reserve's next move? Is a rate cut back on the table? And how should investors interpret the labor market's mixed signals?

📉 Megan goes over key economic data and how it might shape upcoming Fed decisions and market volatility. Don’t miss this episode.

🔔 Subscribe and hit the bell for real-time insights on markets, inflation, and policy moves.

www.MarketsWithMegan.FM

#JobsReport #Unemployment #MarketsWithMegan #FederalReserve #LaborMarket #RecessionWatch #RateCuts #EconomicUpdate #MayJobsData #USEconomy

https://youtu.be/3x3Zuyl4ie4

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

The U.S. economy just sent a warning signal. ⚠️ 

In this episode of Markets with Megan, Megan Horneman breaks down the ISM Services Index report for May—and it's not pretty. For the first time in 11 months, the index dropped below 50, indicating contraction in the critical U.S. services sector.

🔍 What does this mean for the markets?
⚠️ Is a recession back on the table?
💼 How will this impact the Fed’s next move?

Megan walks you through the key indicators, the market reaction, and what investors should watch next. 📊 Stay informed. Stay ahead.

👇 Hit subscribe and tap the bell for weekly macro insights that matter.
See all episodes at www.MarketsWithMegan.FM

#economy #marketswithmegan #ismservices #recession #usmarkets #inflation #federalreserve #interestrates #stockmarketnews #economicupdate

https://youtu.be/OofWGzfybkc

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

Personal income is rising faster than expected, but inflation? Not so much. In this episode of Markets with Megan (Friday, May 30th), Megan Horneman breaks down the latest economic data, including personal income, spending, and the Fed's favorite inflation measure: the PCE index.

📊 Key topics:

- May's inflation report (PCE Index)
- Income and spending trends
- Why tariffs haven’t caused inflation (yet)
- What it all means for the Fed and interest rates

📉 Is the consumer still strong? Will inflation stay contained? And how should investors respond?

👉 Hit subscribe, tap the notification bell, and share this episode with friends, family, or colleagues who follow the markets.

🎧 For the full archive, visit www.MarketsWithMegan.FM

#MarketsWithMegan #Inflation #PersonalIncome #Tariffs #PCE #FederalReserve #EconomicUpdate #Investing

https://youtu.be/B02evqSk0PA

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

📉 The economy just took another hit. In this episode of Markets with Megan, we unpack the revised Q1 GDP numbers, and it's not exactly good news. GDP contracted by 0.2%, slightly better than the original -0.3%, but still a sign of a slowing economy.

🔍 We break down:
- Why consumer spending was revised downward
- What weaker growth could mean for the Federal Reserve
- How markets are reacting to the latest economic data

💬 Megan explains why the bond market and interest-rate-sensitive sectors are watching these numbers closely.

👍 Like, share, and subscribe for more daily insights on the economy and markets.

🔔 Don’t forget to hit the bell so you never miss an update!

📊 Want to catch up on past episodes? Visit marketswithmegan.fm

#GDP #EconomicUpdate #MarketsWithMegan #RecessionFears #ConsumerSpending #FederalReserve #InterestRates #InvestingInsights

https://youtu.be/erb5_GiRiQo

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

Consumer confidence just had its biggest jump since COVID. What does that mean for the markets?

In this episode of Markets with Megan, we break down the May Consumer Confidence Report from the Conference Board — and the data is overwhelmingly positive.

📈 Highlights Include:
• Biggest point gain in confidence since May 2020 (present) and 2009 (future expectations)
• Inflation expectations drop from 7% to 6.5%
• Consumers plan to spend more on vacations, homes, cars, and appliances
• Income optimism at its highest since September 2020
• One slight red flag: labor market confidence dips

📊 Why does it matter? This report could signal a shift in economic sentiment and consumer behavior that directly impacts stock market trends, spending patterns, and Fed decisions.

✅ Like this content? Don’t forget to subscribe, hit the bell, and share with your network.

🔗 Explore more episodes and insights: www.MarketsWithMegan.FM

#EconomicUpdate #InflationNews #InvestingInsights #USMarkets #FinancePodcast #MarketTrends #MarketInsights #Investing
#ConsumerSpending

https://youtu.be/UM9b-S-wgMY

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

The U.S. housing market just hit a new low. In this episode of Markets with Megan, Verdence CIO Megan Horneman breaks down the shocking April home sales data—revealing the worst April for existing home sales since 2009, during the depths of the Great Recession.

📉 Sales fell for the fourth time in five months, driven by weak demand, high interest rates, and uncertain buyer sentiment. Megan explains what this means for the broader economy, mortgage markets, and your investments.

🏡 Topics Covered:
- April housing market report breakdown
- Why home sales are collapsing
- How interest rates are impacting buyers
- What this signals for the second quarter GDP
- Implications for real estate and equity investors

If you're an investor, homeowner, or real estate follower—you don't want to miss this one.

👉 Subscribe and hit the bell so you never miss a market update.
👉 See all episodes at www.MarketsWithMegan.FM

#housingmarket #recession #realestate #interestrates #economy #MarketsWithMegan #financialnews #homebuyers #GDP #inflation 

https://youtu.be/Epe7M6kQfrQ

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

📉 Volatility is back! In this episode of Markets with Megan, we break down the Treasury market's wild ride and what it means for your investments. Moody's has officially downgraded U.S. Treasury debt, sending yields soaring and creating major pressure on equity markets, especially tech, real estate, and utilities.

👉 What triggered this market shake-up?
👉 Why are 10-year and 30-year bond yields rising fast?
👉 How will Capitol Hill’s Tax Cuts and Jobs Act debate impact Treasury demand?

Megan Horneman shares insight on how to navigate this market turbulence, where to focus in the bond market, and why short-to-intermediate bonds might be your safest bet.

⏰ Don't miss this essential episode!

📌 Subscribe for real-time market commentary: https://marketswithmegan.FM
📈 Listen on Apple Podcasts & Spotify or wherever you enjoy podcasts!

#BondYields #TreasuryMarket #MarketsWithMegan #InterestRates #StockMarketUpdate #USDebtCrisis #Inflation #InvestingTips #FinancePodcast

https://youtu.be/yl3Zj-zbfO0

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...