In this episode, your hosts, Jason and Scott discuss:

• Financial education is broken
• Cash flow tracking is critical
• Understand good vs. bad debt
• Asset control matters more than ownership
• Tax optimization kills generational wealth

Key Takeaways:

• Financial literacy isn't taught in schools, meaning that students graduate without understanding basic money management skills, leaving them vulnerable to financial pitfalls.
• Treating personal finances like a business can prevent living paycheck to paycheck and create opportunities for wealth building.
• Debt isn't inherently bad when strategically used. 
• Controlling how and where your money is parked determines your ability to seize investment opportunities.
• Taxes can significantly erode wealth if not properly managed, and proactive tax optimization strategies can help preserve and grow your financial resources over time.

"Schooling does not equal education. Education is more.” — Jason Henderson

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Jeff Shada:

For over 40 years, Jeff Shada has been an entrepreneur and a senior executive, serving in roles from Vice President to C-Level across a wide range of industries. His career spans everything from startups and small-to-medium enterprises to multi-billion-dollar Fortune 200 corporations. Often holding multiple leadership roles simultaneously, Jeff understands what it means to be busy—and to be deeply invested in a company’s success.

Over the course of four decades, Jeff has navigated both booming economies and severe recessions. While one might assume that prosperous times would be the most rewarding, Jeff has found that value and insight often emerge during the most challenging periods.

What stands out throughout his extensive experience is a core truth: regardless of the industry, size, or stage of growth, every business shares a fundamental need—access to capital and credit.

In this episode, your hosts, Jason and Scott, together with Jeff Shada discuss:

• Separate Personal and Business Credit
• Avoid Personal Guarantees
• Build Digital Business Imprint
• Understand Business vs. Commercial Credit
• Leverage Vendor Credit for Business Growth

Key Takeaways:

• Personal guarantees can devastate your financial future, and entrepreneurs must understand the risks of signing away personal assets when securing business loans.
• Building business credit is a strategic process that requires intentional effort. 
• Lenders evaluate businesses differently from individual credit profiles, and your business's digital footprint and credit reputation can dramatically impact your ability to secure funding.
• Vendor credit represents a powerful scaling mechanism for businesses of all sizes. 
• Education is the cornerstone of financial protection in business, and seeking guidance from experienced professionals can help navigate the complex landscape of business credit and lending.

"Knowing that you don't know means you have an awareness about the subject.” — Jeff Shada

Connect with Jeff Shada:  

LinkedIn: https://www.linkedin.com/in/jshada1/ 

Website: https://bizcreditsolution.com/ 

    https://www.laughlinbizcredit.com/ 

Connect with Jason and Scott:

Website: https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

          @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Joseph LoPresti:

Joseph LoPresti is the Founder and President of Arlington Wealth Management, where he helps business owners and successful families integrate elite wealth management with proactive business exit strategies. With over 40 years of experience in the financial services industry, Joseph is deeply committed to guiding clients toward their “Freedom Point”—the moment they’ve secured enough wealth to live life on their own terms. Through Arlington’s Virtual Family Office of 75+ experts, he delivers synergistic, advanced planning across investment consulting, tax mitigation, estate planning, and wealth protection.

Joseph believes that a business exit is not just a transaction—it’s a life transition that deserves careful preparation and strategic foresight. His mission is to help entrepreneurs increase business value from a buyer’s perspective, prepare for seamless transitions, and shape legacies they can be proud of. Backed by a proven track record and a passion for empowering others, Joseph ensures his clients are positioned for both financial success and personal freedom.

In this episode, your hosts, Jason and Scott, together with Joseph LoPresti discuss:

• Proactive Pre-Exit Wealth Planning
• Fractional Family Office Strategies
• Coordinating Multiple Business Advisors
• Asset Protection and Business Value
• Financial Literacy and Entrepreneurial Education

Key Takeaways:

• Entrepreneurs often miss opportunities by not planning proactively years before selling their business, which can significantly impact their financial future.
• Advisor coordination prevents costly mistakes, making it essential to have a quarterback who understands the entire financial landscape.
• Wealth preservation goes beyond simple investments, and protecting assets involves understanding liability risks, business value, and creating strategies that safeguard accumulated wealth across multiple dimensions.
• Our education system fails to teach fundamental financial skills, leaving most unprepared to manage their financial futures.
• Fractional family office models now allow entrepreneurs with $5-75 million to access sophisticated wealth management strategies previously reserved for ultra-high-net-worth individuals.

"People aren't natural investors. Our education system just doesn't really cover financial literacy.” — Joseph LoPresti

Grab a copy of Joseph’s book “Exit by Design”

Link: https://www.amazon.com/Exit-Design-Integrating-Management-Proactive

Connect with Joseph LoPresti:  

LinkedIn: https://www.linkedin.com/in/joeloprestiria/ 

Company Website: https://arlington-wealth.com/ 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

          @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Michelle Pierson Young:

Michelle Pierson is a young dynamic coach, speaker, and mentor, whose infectious energy and deep wisdom inspire everyone she meets, including me, with a heart for empowering others. Michelle helps people unlock their potential, step boldly into their greatness, and create lives filled with purpose and joy. Her unique blend of insight, humor and compassion makes her not only a transformational guide but also a true light in the lives of those around her.

In this episode, your hosts, Jason and Scott, together with Michelle Pierson Young discuss:

• Power of External Mentorship
• Challenging Personal Limiting Beliefs
• Importance of Curiosity and Self-Awareness
• Breaking Feedback Loops in Personal Growth
• Setting Audacious Goals and Speaking Them Aloud

Key Takeaways:

• Mentorship transforms personal growth by challenging ingrained beliefs. 
• Curiosity is the catalyst for meaningful change and self-improvement, and when individuals remain open to learning and questioning their own assumptions, they create opportunities for profound personal development.
• Thinking positively about oneself doesn't equate to arrogance; it's a pathway to genuine confidence. Embracing self-worth without ego allows individuals to unlock their true potential and approach challenges with clarity.
• Success isn't just about achieving goals, but understanding the psychological journey behind them. 
• Verbalizing aspirations creates a mathematical and psychological commitment that propels individuals toward their dreams. 

"If you're going to be a great coach, somebody who wants greatness will always be searching for somebody who will show them what they're not doing well yet.” — Michelle Pierson Young

Connect with Michelle Pierson Young:  

Instagram: https://www.instagram.com/michelleatplay/?hl=da 

Connect with Jason and Scott:

Website: https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook: https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

          @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Michelle Pierson Young:

Michelle Pierson is a young dynamic coach, speaker, and mentor, whose infectious energy and deep wisdom inspire everyone she meets, including me, with a heart for empowering others. Michelle helps people unlock their potential, step boldly into their greatness, and create lives filled with purpose and joy. Her unique blend of insight, humor and compassion makes her not only a transformational guide but also a true light in the lives of those around her.

In this episode, your hosts, Jason and Scott, together with Michelle Pierson Young discuss:

• Breaking Generational Patterns
• Overcoming Life's Challenges
• Understanding Human Animal Behavior
• Importance of External Perspectives
• Authenticity and Personal Growth

Key Takeaways:

• Doing the same thing repeatedly won't yield different results; instead, introduce new perspectives and approaches to break free from your current limitations.
• Your childhood experiences create an "operating manual" that may no longer serve you. 
• Profound insights often come from challenging or uncomfortable situations, and as such, stay open to lessons that emerge from experiences that initially seem negative or difficult.
• Our survival instincts often drive behaviors that worked in childhood but are ineffective in adulthood. 
• Actively seek mentors, experiences, and knowledge that challenge your current understanding of success and personal development.

"If you're going to achieve something you've never achieved before, then you're going to need to do something you've never done before.” — Michelle Pierson Young

Connect with Michelle Pierson Young:  

Instagram: https://www.instagram.com/michelleatplay/?hl=da 

Connect with Jason and Scott:

Website: https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook: https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Rich Goldstein:

Rich Goldstein is a patent attorney, entrepreneur, author, and speaker dedicated to helping people protect and capitalize on their valuable ideas. Over the past 25 years, he has secured more than 2,000 patents, guiding entrepreneurs through the complexities of intellectual property. As the founder of Goldstein Patent Law, he and his team are committed to ensuring that patents and trademarks align with their clients' definitions of success, empowering them to achieve their business goals. Rich's expertise in intellectual property law is rooted in a belief that timing is critical—doing the right thing at the right moment can make all the difference.

Rich’s straightforward approach to patent law earned him the honor of writing The ABA Consumer Guide to Obtaining a Patent for the American Bar Association, the world’s largest voluntary legal organization. Passionate about education, he travels the country teaching entrepreneurs about intellectual property and hosts the Innovations & Breakthroughs podcast, where he engages with top business leaders on their journeys to success. Through his work, Rich continues to demystify the patent process, making it accessible and actionable for innovators ready to protect their ideas.

In this episode, your hosts, Jason and Scott, together with Rich Goldstein discuss:

• Intellectual Property Protection
• Trademark vs. Patent Differences
• Business Exit Strategy Planning
• Increasing Business Value Through IP
• Early Trademark and Brand Registration

Key Takeaways:

• Protecting your brand isn't just a legal formality—it's a strategic investment. 
• Exit planning should start years before you actually sell, but entrepreneurs often wait too long, missing opportunities to make their business more transferable and attractive to potential buyers.
• Intellectual property isn't just for revolutionary inventions, and even small, niche innovations or unique processes can be valuable assets that set your business apart in the marketplace.
• Not all businesses need patents, but most can benefit from trademark protection. 
• Creating systematic processes and documentation makes your company more scalable and appealing to potential investors or acquirers.

"If you don't get the trademark, you risk losing the rights to it, because someone else can get it if someone else files before you.” — Rich Goldstein

Connect with Rich Goldstein:  

Website: https://www.richgoldstein.com/ 

LinkedIn: https://www.linkedin.com/in/richardwgoldstein/ 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Peter Swain:

Peter is an international speaker, best-selling author, and advocate for AI enablement in all areas of business.

Prior to his newfound career in helping people and companies decode AI, Peter was a digital marketeer with over 25 years at the forefront of technology disruption. With a tech career that started with developing Yelp (before Internet Explorer was launched!,) he has owned and managed agencies involved in over 1,400 projects with market leaders such as Jamie Oliver, Microsoft, Apple, Google, and more.

Peter's current focus is to use the knowledge and experience gained from being at the epicenter of 2 tech paradigm shifts to help individuals and institutions see what they have, what they need to succeed, and how to bridge the two.

On a personal front, Peter is a grateful husband and proud father of two children who continually remind him of the power of being present, 3 3-time business mastery winner, and a terrible golfer who splits his time between Miami and the UK.

In this episode, your hosts, Jason and Scott, together with Peter Swain discuss:

• AI Customer Service
• Human-AI Collaboration
• Different AI platforms (ChatGPT, Claude, Grok)
• Effective AI Interaction
• Future of Work, AI optimization 

Key Takeaways:

• Businesses can dramatically improve response times and customer satisfaction through AI-powered support.
• Most people want human experts augmented by AI intelligence, not replaced by it, and surprisingly - 75% of surveyed individuals would pay more for a service where humans do less work but achieve better outcomes.
• Effective AI interaction requires clear, precise communication and treating the AI as a conversational partner. 
• Different AI platforms like ChatGPT, Claude, and Grok have inherent biases and strengths based on their training and origin. 
• AI can optimize processes across multiple business functions, from customer service to sales and marketing, and the technology offers unprecedented opportunities to scale operations while reducing human labor costs, and challenging traditional workforce models.

"If AI can optimize everything out, we still need the humans to have jobs, because we need meaning.” — Peter Swain

Connect with Peter Swain:  

Website: https://peterswain.com/peter-swain-about 

LinkedIn: https://www.linkedin.com/in/peterswain247/ 

Facebook: https://web.facebook.com/PeterSwain247?_rdc=1&_rdr# 

Instagram: https://www.instagram.com/peterswain247/ 

Twitter: https://x.com/peterswain247 

TikTok: https://www.tiktok.com/@peterswain247 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Peter Swain:

Peter is an international speaker, best-selling author and advocate for AI enablement in all areas of business.

Prior to his newfound career in helping people and companies decode AI, Peter was a digital marketeer with over 25 years at the forefront of technology disruption. With a tech career that started with developing Yelp (before Internet Explorer was launched!) he has owned and managed agencies involved in over 1,400 projects with market leaders such as Jamie Oliver, Microsoft, Apple, Google and more.

Peter's current focus is to use the knowledge and experience gained from being at the epicentre of 2 tech paradigm shifts to help individuals and institutions see what they have, what they need to succeed and how to bridge the two.

On a personal front, Peter is a grateful husband and proud father of two children that continually remind him of the power of being present, 3 3-time business mastery winner and a terrible golfer that splits his time between Miami and the UK.

In this episode, your hosts, Jason and Scott, together with Peter Swain discuss:

• AI as a transformative technology beyond web and mobile
• Importance of daily AI usage and practical implementation
• Personalized AI applications in education and family
• Peter Swain's journey from web development to AI expertise
• AI's potential to automate tasks and scale business operations

Key Takeaways:

• AI isn't just a tool—it's an intelligence waiting to be understood. 
• Personalization through AI can revolutionize learning experiences for children, and by creating tailored content that matches a child's interests, AI can dramatically accelerate skills like reading comprehension.
• Automating routine tasks like customer inquiries can free up significant human capital and create scalable operational efficiencies.
• Just as electricity transformed from massive generators to an invisible, nearly free resource, AI is following a similar trajectory of democratization.
• Early adopters who experiment and implement AI strategically can gain significant competitive advantages across various industries.

"Until you do something, you're only having a hypothetical, theoretical conversation.” — Peter Swain

Connect with Peter Swain:  

Website: https://peterswain.com/peter-swain-about 

LinkedIn: https://www.linkedin.com/in/peterswain247/ 

Facebook: https://web.facebook.com/PeterSwain247?_rdc=1&_rdr# 

Instagram: https://www.instagram.com/peterswain247/ 

Twitter: https://x.com/peterswain247 

TikTok: https://www.tiktok.com/@peterswain247 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Al Sorensen:

With a passion for transforming sales from transactional encounters into meaningful conversations, Algot (Al) Sorensen helps professionals master the art of communication. As a Sales and Management Specialist at Sandler Training Utah, he believes that success isn’t about memorizing one-liners—it’s about understanding the question behind the question and creating lasting, repeatable success.

Al empowers sales teams to shift from quick wins to long-term growth by refining their communication strategy, active listening skills, and customer engagement techniques. His approach helps professionals not only close deals but build relationships that lead to sustained success.

A graduate of the University of Utah, Al is based in the Salt Lake City Metropolitan Area and has built a network of over 2,000 followers and 500+ connections. He regularly shares insights on sales strategy, influence, and professional growth.

In this episode, your hosts, Jason and Scott, together with Al Sorensen discuss:

• Invest in children through service and example
• Teach resilience by facing challenges together
• Communicate with empathy and understanding
• Separate a person's identity from their actions
• Prioritize relationships over achievements

Key Takeaways:

• Engaging kids in helping others creates lasting lessons about community and compassion.
• Windshield time matters more than the destination, as meaningful conversations happen during shared experiences, whether driving through storms or working on projects together.
• Communication is an art of understanding, not telling, and sking permission and dismissing the illusion of knowing transforms interactions from confrontational to collaborative.
• Resilience isn't about never failing, but how you respond to challenges. 
• Showing up for family means being present during both difficult and ordinary moments, demonstrating love through actions.

"My hope is that if I can show and teach my kids how to handle bad moments, that they'll be able to do that for their kids.” — Al Sorensen

Connect with Al Sorensen:  

LinkedIn: https://www.linkedin.com/in/algot-sorensen-94aa09169/ 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Al Sorensen:

With a passion for transforming sales from transactional encounters into meaningful conversations, Algot (Al) Sorensen helps professionals master the art of communication. As a Sales and Management Specialist at Sandler Training Utah, he believes that success isn’t about memorizing one-liners—it’s about understanding the question behind the question and creating lasting, repeatable success.

Al empowers sales teams to shift from quick wins to long-term growth by refining their communication strategy, active listening skills, and customer engagement techniques. His approach helps professionals not only close deals but build relationships that lead to sustained success.

A graduate of the University of Utah, Al is based in the Salt Lake City Metropolitan Area and has built a network of over 2,000 followers and 500+ connections. He regularly shares insights on sales strategy, influence, and professional growth.

In this episode, your hosts, Jason and Scott, together with Al Sorensen discuss:

• Wife's brain tumor and health challenges
• Al's personal growth after his wife's passing
• Teaching children to serve others
• Insights on Sandler sales training
• Emphasis on communication and understanding

Key Takeaways:

• Al's experience with his wife's brain tumor and declining health demonstrated his ability to choose resilience over despair. 
• True wealth is found in the legacy of how we treat and support those around us.
• By approaching conversations with genuine curiosity and a willingness to understand others, rather than simply pushing an agenda, relationships and outcomes can be significantly improved.
• Providing feedback by first acknowledging the person's inherent worth, then addressing specific actions helps maintain trust and openness, rather than triggering defensive reactions.
• Al approaches caregiving with humility and a genuine desire to support, and with this, he was able to find deeper meaning and connection.

"Dismiss the illusion of knowing. What if I paused that and said, Maybe I don't, and if I didn't know, what questions would I ask to find out?” — Al Sorensen

Connect with Al Sorensen:  

LinkedIn: https://www.linkedin.com/in/algot-sorensen-94aa09169/ 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]