Jon Saluk is a 23-year veteran in merchant services and the owner of Priority Payment Systems. Learn how to escape Stripe lock-in, negotiate better rates with interchange-plus pricing, and optimize your payment processing to save thousands annually. 

Jon shares practical business advice on delegation, time management, staying calm under pressure, and building lasting client relationships. Plus: How to earn 2.75-4% interest on your business reserves while maintaining liquidity. 

In This Episode: 

• The hidden costs of proprietary payment platforms 
• Interchange-plus pricing explained 
• Unified commerce ecosystem solutions 
• Scaling through delegation (not burnout)
• Building client loyalty through exceptional service 

🔗 Connect with Jon Saluk: 

• LinkedIn 

📌 Mastering the Numbers — Real business insights from real entrepreneurs. New episodes every week. 

Healthcare doesn’t have to be complicated. Jeff Dewey, CEO and founder of HP, LLC and The Engine, is on a mission to revolutionize the way businesses and individuals navigate healthcare and benefits. 

After facing his own health struggles, Jeff realized just how broken the system is. His experience inspired him to create The Engine, a solution designed to simplify healthcare, reduce costs, and bring clarity to a system that often feels impossible to navigate. 

🔗 Connect with Jeff Dewey: 

• LinkedIn 

📌 Don’t forget to subscribe, leave a review, and share this episode with someone who needs a little entrepreneurial inspiration! 

Running a therapy practice isn't something they teach you in school, but Kimberly Fuller, a certified sex therapist, has mastered the art of balancing clinical expertise with entrepreneurship. 

Joe Mallo welcomes Kim to Mastering the Numbers to talk about her transition from clinician to founder of Cleveland Sex and Intimacy Counseling. She opens up about her experience specializing in sensitive topics, building a clinician-focused workplace, and managing the challenges of rapid growth in the mental health industry. 

Whether you’re a business owner, an aspiring entrepreneur in the healthcare field, or just curious about the intersection of therapy and business, this episode is packed with valuable insights and advice. 

👉 Listen now to learn more about Kim’s story and her tips for success! 

🔗 Connect with Kimberly: 
www.clesexandintimacycounseling.com 
https://www.linkedin.com/in/kim-fuller-503b6118/ 

📌 Don’t forget to subscribe, leave a review, and share this episode with someone who needs a little entrepreneurial inspiration! 

Running a law firm isn’t something they teach in law school, but Richard K. Heiser, a self-employed business attorney, has mastered the art of balancing legal expertise with entrepreneurship.  

In this episode of Mastering the Numbers, host Joe Mallo sits down with Richard to discuss his journey from working at a law firm to building his own successful practice. 

Whether you’re a business owner, aspiring entrepreneur, or just curious about the intersection of law and business, this episode is packed with valuable insights and advice. 

👉 Listen now to learn more about Richard’s story and his tips for success! 

🔗 Connect with Richard: 

• www.linkedin.com/in/richardkheiser/ 

• www.heiserbizlaw.com/ 

📌 Don’t forget to subscribe, leave a review, and share this episode with someone who needs a little entrepreneurial inspiration! 

Host Joe Mallo interviews Diana Simmons, co-founder and CEO of Simply Cabinetry, to explore how she turned leftover materials into a successful cabinetry business. Diana discusses her journey to franchising, overcoming challenges, and balancing leadership with family life. 

Gain valuable insights on scaling a business, simplifying processes for clients, and staying resilient through obstacles. Perfect for entrepreneurs and anyone passionate about business growth. 

🔗 Connect with Diana Simmons 

• LinkedIn: Diana Simmons, CFE 

• www.simplycabinetry.com 

📌 Don’t forget to subscribe, leave a review, and share this episode with someone who needs a little entrepreneurial inspiration! 

Join Joe Mallo as he speaks with Ami Rizek, founder of Doki Doki Kawaii Shop, Northeast Ohio’s only anime and kawaii-focused store.  

Ami shares how she turned her love for Japanese pop culture into a thriving business, the challenges of running a small shop, and the importance of learning to delegate. She also talks about building a community for fans and her plans to grow the store.  

Tune in for an inspiring story about passion, hard work, and creating a space where everyone feels they belong! 

Host Joe Mallo welcomes Lena Wilson, founder and CEO of Uncle Crunch, to Mastering the Numbers. Lena shares her inspiring journey from being a single mom facing job loss to building a successful freeze-dried treat business now featured in nearly 200 stores. 

Learn how Lena turned challenges into opportunities, the lessons she’s learned as a first-time business owner, and her exciting plans for the future—including a new line of freeze-dried pet treats! 

🔗 Connect with Lena 

• UncleCrunch.com 

• @UncleCrunch on TikTok, Instagram, and Facebook 

📌 Don’t forget to subscribe, leave a review, and share this episode with someone who needs a little entrepreneurial inspiration! 

Discover how Brian Summerfield is driving growth in the manufacturing industry, embracing innovation, and mentoring the next generation of talent in this engaging discussion with host Joe Mallo. 

Brian shares his journey from corporate life to small business ownership, and his passion for restoring U.S. manufacturing, and the importance of self-leadership and harmony in work and life. 

Brian also shares his insights on work-life harmony, the value of mentorship, and how to stay focused in a fast-changing industry. Whether you're a business owner, aspiring entrepreneur, or just curious about the manufacturing world, this episode is packed with actionable advice and inspiration. 

🔗 Connect with Brian: 

• https://www.linkedin.com/in/briansummerfield/ 

• www.tqmfg.com 

📌 Don’t forget to subscribe, leave a review, and share this episode with someone who needs a little entrepreneurial inspiration!  

Join Joe Mallo in this episode of Mastering the Numbers as he chats with the inspiring Bridget Tipton—architect, interior designer, adjunct professor, and co-owner of Bell Tower Brewery. Bridget shares her journey from traditional career paths to becoming a multi-entrepreneur, balancing creativity, community, and business growth. 

Discover how Bridget's passion for adaptive reuse and historic preservation shapes her work at Studio Inlay, her philosophy on breathing new life into old spaces, and the challenges she’s faced as a woman entrepreneur in architecture. Plus, hear how Bell Tower Brewery became a hub for connection and creativity in Kent, Ohio. 

Whether you're an aspiring entrepreneur, a lover of design, or just curious about the intersection of business and creativity, this episode is packed with insights, inspiration, and a reminder to "jump in—the water is fine." 

🔗 Connect with Bridget: 

• Studio Inlay: studioinlay.com 

• Bell Tower Brewery: Follow on Instagram @belltowerbrewery 

📌 Don’t forget to subscribe, leave a review, and share this episode with someone who needs a little entrepreneurial inspiration! 

In this powerful Season 2 premiere of Mastering the Numbers, host Joe Mallo sits down with Kristi Horner, founder and executive director of Courage to Caregivers, a nonprofit dedicated to supporting unpaid family caregivers. 

Kristi shares her deeply personal journey from caring for her younger brother through mental illness to launching a movement that now serves caregivers across the U.S. Through innovative peer support, group coaching, suicide prevention, and mindfulness programs, Courage to Caregivers is transforming how we approach caregiver well-being. 

Together, Kristi and Joe explore why so many people don’t recognize themselves as caregivers, and why that mindset needs to change. They talk about the importance of self-care as an act of strength, not selfishness, and the challenges of launching and growing a nonprofit during a global pandemic. Kristi also reflects on how caregivers can build resilience, set boundaries, and find balance between personal and professional responsibilities. Finally, she shares the organization’s vision for preventing caregiver burnout and creating stronger, healthier communities. 

👉 Learn more: couragetocaregivers.org