The Empowered Investor

Maximizing Disability Tax Credit: Key Insights for Canadians


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Have you ever wondered how the Disability Tax Credit (DTC) can assist Canadians with disabilities and their families? What are the challenges involved in applying for this underutilized credit? How can one effectively navigate the application process to maximize benefits? These and more questions will be explored in today’s episode.

Host Lawrence Greenberg sits down with Christine Brunsden, CEO of Benefits2, to discuss the Disability Tax Credit—a powerful yet often overlooked resource for Canadians. Christine delves into the intricacies of the DTC, clarifying eligibility requirements, debunking common misconceptions, and revealing the broader benefits it can unlock.

The conversation also sheds light on how aspects of aging, such as mobility issues, cognitive decline, and incontinence, as well as chronic illnesses like diabetes, can qualify as disabilities under the DTC. Christine offers practical advice on navigating the application process and underscores the importance of educating both professionals and the public about this valuable financial tool.

Whether you’re exploring the DTC for yourself or a loved one, this episode provides essential insights into obtaining financial support for those with disabilities.

Thank you for tuning in!

Key Topics:

  • Introduction to the Disability Tax Credit (0:39)
  • Misconceptions about the Disability Tax Credit (1:21)
  • The role of physicians in the application process (3:16)
  • Eligibility criteria for the Disability Tax Credit (6:02)
  • The importance of understanding 'severe and prolonged impairment' (6:29)
  • Retroactive application of the Disability Tax Credit (9:57)
  • The complexities of the T2201 application form (10:54)
  • How Benefits2 assists with the application process (13:38)
  • Common challenges faced by applicants (14:29)
  • Importance of education and awareness about the credit (19:17)
  • Dementia and other cognitive impairments on Disability Tax Credit eligibility (22:16)​
  • Services offered by Benefits2 (26:42)
  • The impact of cognitive decline and aging on eligibility (26:56)
  • Overlooked disabilities and the importance of seeking help (29:03)
  • Final thoughts on overcoming stigma and pursuing the Disability Tax Credit (35:12)

And so much more!

Mentioned in this Episode:

  • Tulett, Matthews & Associates
  • Benefits2

Thanks for Listening!

Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. And feel free to drop us a line at [email protected] or 514-695-0096 ext.112.

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The Empowered InvestorBy Keith Matthews


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