Delaying Social Security is often one of the most valuable retirement decisions you can make. Want to learn why Social Security should be viewed as longevity insurance rather than a savings account? This episode is for you. Matt and I will also discuss how delaying benefits increases guaranteed income, why break-even calculations can be misleading, and the often-overlooked psychological benefits of guaranteed retirement income. We’ll cover situations where claiming earlier may make sense and offer a practical framework for making a retirement decision that balances both financial optimization and peace of mind.

Find out more about Mike at https://www.mortonfinancialadvice.com and connect at https://www.linkedin.com/in/mwsmorton/