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Joshua takes a look at important financial habits, and some things to improve in 2023.

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https://podcasts.apple.com/gb/podcast/the-art-of-money-saving/id1508117788

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Bulk buying toilet rolls, dealing with high costs of food, buying clothes on Vinted, bank switching, saving money by intermittent fasting. shaving razors from Aldi and ditching the expensive Gilette ones, walking is free and great exercise, creating a higher side hustle income, finding the best savings rate, paying bills annually, getting a will done, reviewing insurance policies, SIPP, National insurance contributions and future health.