Medical costs were lower and more affordable before the heavy hand of government created a perpetual drain on US prosperity.

It should never have been approved and it should be pared down before it does even more damage to our economy.

Also, Enjoy correspondence with clients. One states, " You were right...".

Another has several meaty questions about selecting the best Medicare supplements for her and her husband.

Contact me at: [email protected]

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

If you purchase HDG, historical trends suggest that your premium savings will grow larger and faster in the coming years!

How does Medicare treat claims for your colonoscopy?

Finally, our MA Minute features the article: Medicare Advantage - a $104 billion scam!

Contact me at: [email protected]

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

The "Trap" is sprung when a disappointed Medicare Advantage victim tries to escape to Medicare Parts A & B. 

Eventually, it is determined they can't qualify for a Medicare supplement to complete their health insurance protection.

Also, a major Medicare Advantage carrier will not pay bonuses for agents to pester their clients to fill out HRAs (Health Risk Assessments) anymore.

Contact me at: [email protected]

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

A new Medicare participant has one critical choice to make: Advantage plan or supplement plan? The Medicare supplement wins, hands down!

Also, research has exposed some fundamental differences in the characteristics of those who select Advantage plans vs. those who purchase supplement plans.

Contact me at: [email protected]

(Most severe critic: A++)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

The government has been conducting "secret" audits of Medicare Advantage plans to measure the amount of overpayments siphoning off your tax dollars.

Finally, test your knowledge of basic Medicare facts as we run through a quiz of 12 frequently asked Medicare questions.

Contact me at: [email protected]

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

If you need a transplant and want to have a say in your surgical team plus your recovery facility, you had better avoid a "Managed Care" plan like Medicare advantage!

.Find out how much a house call cost my father-in-law (and my parents) back in the last millennium.

A chart purporting to show the average cost of a day in a hospital in each state actually shows three: for profit, non-profit and government owned. The rates are all over the place!

Finally, how does Medicare cover your podiatry needs?

Contact me at: [email protected]

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

Gee, how surprising is that? 

Finally, a new client credits my book plus Suze Orman's Podcast for her "Kick Butt" Medicare knowledge. Just a few questions remain to be answered...

Contact me at: [email protected]

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

How about a clash of the Titans? Omaha's own Warren Buffet was gifted a McDonald's Gold Card, good for a lifetime of free eats at any McDonald's in his home town. In contrast, Bill Gate's Gold Card is good anywhere in the world!

Amazon is expanding it's $5 monthly pharmacy benefit with a limited formulary. It won't beat this year's most popular Part D plan, priced at 50 cents or less per month.

Finally, a client was receiving monthly bills he mistook for a "no drug plan penalty". Turns out he had fallen victim to the dreaded IRMAA success penalty.

Contact me at: [email protected]

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

Reading the smoke signals, it's starting to look like increasing costs and decreasing benefits will be on the MA menu for next year. Keep an eye on Humana and CVS.

Inflation watch: Fierce Health says that many hospitals are operating in the red in spite of higher revenue.

Finally, graphic proof that my recommendation of High Deductible Plan G has a payoff. Humana Medicare supplement rate increases 11+% on Plans G & N. Increase on HDG? 7.5%. 

HDG gives the most bang for your bucks!

Contact me at: [email protected]

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

Your government has spent considerable time and resources devising games to use as training tools for those working with Medicare.

The least you can do is pretend to enjoy the fruits of their labors!

Also, we haven't forgotten about the Medicare Advantage Minute!

Contact me at: [email protected]

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com.