Mind Yo' Business's Podcast

In this episode of Mind Yo' Business, recorded inside the Ruoff Mortgage Podcast Studio (NMLS #141868) at Morgenstern Books in Bloomington, Andrew sits down with Lori Todd, owner of Choice Realty & Management, to explore the challenges, rewards, and occasional absurdities of building a successful real estate business in Bloomington, Indiana. With nearly 35 years of experience in real estate and more than two decades as a business owner, Lori has seen just about everything. From helping families find their dream homes to managing rental properties, working with investors, and navigating the sometimes complicated world of homeowner's associations, she's built a career around something that sounds simple but rarely is: managing properties and the people who live in them. Lori shares her journey from growing up in Bloomington and entering the real estate industry at a young age to establishing Choice Realty & Management in 2002. Along the way, she discusses the challenges of entrepreneurship, the importance of building relationships, and how she responded when someone early in her career questioned whether she had what it takes to run her own business. Nearly 25 years later, it's safe to say she has an answer. Andrew and Lori also explore how Bloomington's housing market has evolved over the decades, including the influence of Indiana University, the realities of owning investment properties, and why being a landlord isn't always the passive-income dream people imagine. Lori offers insight into the responsibilities of professional property management, the delicate relationships between property owners and tenants, and what homeowners should understand before purchasing property in an HOA community. Of course, no conversation about property management would be complete without discussing neighborhood politics, unexpected maintenance emergencies, and the occasional homeowner who believes an improperly painted mailbox constitutes a national crisis. Lori explains the realities of working with HOA boards, balancing competing interests, and maintaining professionalism when emotions—and property values—are involved. Beyond real estate, the conversation touches on Lori's industry leadership, community involvement, and her interest in health and life coaching. Her perspective offers a reminder that a home represents more than a financial investment; it's also a place where people build their lives. And because this is Mind Yo' Business, Andrew puts Lori's knowledge and sense of humor to the test with a special edition of the infamous guest quiz: "Do You Know Lori Todd? The Good, the Bad, and the HOA!" From difficult tenants and neighborhood disagreements to the strange realities of homeownership, nothing is off-limits—except, perhaps, naming the neighbors. Whether you're a homeowner, renter, real estate investor, aspiring entrepreneur, or someone who has ever received an HOA violation notice for leaving a trash can outside too long, this episode offers an entertaining look at the business of real estate and the relationships that make it all work. CHOICE REALTY & MANAGEMENT

Podcast Studio Sponsor

Karan Rastall - Senior Loan Officer, NMLS #763395

Megan Ogden- Senior Mortgage Loan Officer, NMLS 1710589

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Podcast Sponsor Podcast Sponsor Episode 7-12 Sponsor

In this episode of Mind Yo' Life, recorded inside the Ruoff Mortgage Podcast Studio (NMLS #141868) at Morgenstern Books in Bloomington, Andrew sits down with Lisa Wilson, photographer, entrepreneur, LGBTQ+ advocate, and the creative force behind Go Playfulli Photography, for a conversation about rediscovering the joy of being yourself. Lisa believes that somewhere between childhood and adulthood, we become so preoccupied with careers, responsibilities, and what other people think that we forget how to play. Through her photography and creative work, she encourages adults to let go of their inhibitions, embrace their imperfections, and rediscover the freedom of having fun without worrying about looking ridiculous. Andrew and Lisa explore her journey from studying photojournalism at Indiana University to building a photography business centered on authenticity, creativity, and human connection. They also discuss her involvement in Bloomington's LGBTQ+ community, her work with the Greater Bloomington Chamber of Commerce's Rainbow Leadership Network, and why creating spaces where people feel comfortable being themselves matters both personally and professionally. But this episode has an unexpected co-host: Puppet Andrew, whose Don Rickles-inspired personality puts Lisa's commitment to playfulness to the ultimate test. Armed with an outrageous ten-question quiz, a complete lack of tact, and absolutely no concern for Andrew's reputation, the puppet brings a healthy dose of mischief to a conversation about why adults shouldn't take themselves so seriously. From photography and advocacy to mindfulness, laughter, and the occasional insult from a puppet, Lisa reminds us that growing older doesn't mean we have to stop ----being curious, creative, or a little ridiculous.

PLAYFULLI

Podcast Studio Sponsor

Karan Rastall - Senior Loan Officer, NMLS #763395

Megan Ogden- Senior Mortgage Loan Officer, NMLS 1710589

Podcast Location Sponsor

Podcast Sponsor Podcast Sponsor Episode 7-12 Sponsor

In this episode of Mind Yo' Business, recorded inside the Ruoff Mortgage Podcast Studio (NMLS #141868) and in front of a live audience at Morgenstern Books in Bloomington, Andrew sits down with Kaytee Lorentzen, Director of Communications & Events for the Greater Bloomington Chamber of Commerce, to talk about the experiences that shaped her career and what it really takes to connect businesses with a community. Long before she was helping tell the Chamber's story, Kaytee was learning how to tell stories through a camera. She studied journalism and photojournalism at Ball State University before building her own photography business—which, interestingly enough, was itself a Chamber member. That experience gave Kaytee the opportunity to see the organization first as a local entrepreneur before eventually joining its staff and working her way into her current leadership role. Kaytee talks about the evolution of her career, her continued commitment to education and professional development, and how skills in photography, journalism, communications, project management, and public relations have all found a home in her Chamber work. The conversation also explores what happens behind the scenes when you're responsible for promoting businesses, producing events, communicating with the community, and trying to make sure hundreds of different members feel heard and represented. Andrew and Kaytee also dig into how communication itself is changing. From social media and visual storytelling to artificial intelligence and an increasingly crowded digital landscape, they discuss the challenge of getting people's attention while still creating authentic connections. Kaytee offers her perspective on what businesses can do better and why a Chamber of Commerce is about much more than networking events and exchanging business cards. And because this is Mind Yo' Business, things don't stay serious forever. Kaytee takes on the infamous podcast quiz, where her love of food, true crime, cooking competitions, philosophy, and professional development all become fair game. From entrepreneur and photographer to communicator and community connector, Kaytee's story demonstrates how seemingly different experiences can eventually come together to create a career—and why some of the best business development still happens when people simply find meaningful ways to connect with one another. The Greater Bloomington Chamber of Commerce

Podcast Studio Sponsor

Karan Rastall - Senior Loan Officer, NMLS #763395

Megan Ogden- Senior Mortgage Loan Officer, NMLS 1710589

Podcast Location Sponsor

Podcast Sponsor Podcast Sponsor Episode 7-12 Sponsor

In this episode of Mind Yo' Business, recorded live inside the Ruoff Mortgage Podcast Studio (NMLS#763395) and in front of a live audience at Morgenstern Books in Bloomington, Andrew sits down with Jordan Davis, a longtime hospitality professional, podcast host, event organizer, and familiar face throughout Bloomington's food and restaurant community. Jordan shares how a restaurant career that began when he was just 15 years old eventually led him through nearly every corner of the hospitality industry. After working with several Bloomington businesses, he found a home with the Chocolate Moose, where he helped guide one of the city's most nostalgic brands through growth, change, and expansion while preserving the sense of community that has made it a local favorite. The conversation also explores Jordan's role in Food Truck Friday and his work bringing Taste of Bloomington back after a lengthy hiatus. Jordan explains why the event needed more than a simple restart, how moving it to Kirkwood Avenue helped create a more accessible community celebration, and what it takes to coordinate dozens of food vendors and thousands of hungry visitors without completely losing your mind. Jordan also discusses his podcast, No Dishes, which shines a spotlight on the owners, chefs, bartenders, servers, dishwashers, and other personalities who keep Bloomington's restaurant industry moving. He and Andrew compare notes about podcasting, unpredictable guests, and the challenge of getting busy hospitality professionals to sit still long enough to tell their stories. From serving ice cream and producing podcasts to organizing some of Bloomington's largest food events, Jordan's work is connected by a simple idea: hospitality is ultimately about creating the best part of someone's day. Whether you love local restaurants, entrepreneurship, community events, or simply need an excuse to talk about ice cream, this episode offers a flavorful look at the person helping Bloomington gather around the table. The Chocolate Moose Taste of Bloomington No Dishes

Podcast Studio Sponsor

Karan Rastall - Senior Loan Officer, NMLS #763395

Megan Ogden- Senior Mortgage Loan Officer, NMLS 1710589

Podcast Location Sponsor

Podcast Sponsor Podcast Sponsor Episode 7-12 Sponsor

In this episode of Mind Yo' Business, recorded live inside the Ruoff Mortgage Podcast Studio (NMLS#763395) and in front of a live audience at Morgenstern Books in Bloomington, Andrew sits down with Abe Carney and John Moore, co-owners of Brightside Cafe—the beloved 100% gluten-free bakery and café located inside Fountain Square, in downtown Bloomington. Abe and John share the story of how a conversation while coaching youth baseball eventually turned into one of Bloomington's most unique dining destinations. Recognizing a need for a dedicated gluten-free establishment, they set out to create a place where those living with celiac disease and gluten sensitivities could enjoy great food without compromise, while also welcoming anyone who simply appreciates exceptional baked goods, coffee, and hospitality. The conversation explores the challenges of launching a specialty food business, the importance of building customer trust, and why creating a truly inclusive dining experience has become the foundation of Brightside's success. From partnering with experienced gluten-free bakers to continually expanding their menu, Abe and John discuss how passion, preparation, and a commitment to quality have helped them quickly earn a loyal following throughout south-central Indiana. Whether you're an entrepreneur, a foodie, or someone who simply believes great businesses are built around solving real problems, this episode offers an inspiring look at how two friends turned a simple idea into one of Bloomington's brightest success stories—one cinnamon roll, cup of coffee, and satisfied customer at a time. Brightside Cafe

Podcast Studio Sponsor

Karan Rastall - Senior Loan Officer, NMLS #763395

Megan Ogden- Senior Mortgage Loan Officer, NMLS 1710589

Podcast Location Sponsor

Podcast Sponsor Podcast Sponsor Episode 1-6 Sponsor Meineke Car Care (1800 S Walnut St, Bloomington) Meineke Car Care (3939 Industrial Blvd)

RELIVE OUR FIRST PODCAST EVER!!:

Join Host Andrew Lambert as he talks with Mat Alano-Martin about business, comedy and the business of comedy. Mat Alano-Martin comes to comedy from the world of rock and roll, where he spent 10 years touring North America as a member of several unknown bands and as a tour manager for bands that some people have actually heard of. With a comedic style that bridges the social and political views of his indie-rock background with the attitude and sensibilities of his rural and blue collar youth, Alano-Martin has appeared at comedy clubs, theaters, punk rock dives, redneck roadhouses, casinos, colleges, living rooms and everywhere in between.

https://mat-alano-martin-comedy.com/about/

In this episode of Mind Yo' Business, recorded live inside the Ruoff Mortgage Podcast Studio (NMLS#141868) and in front of a live audience at Morgenstern Books in Bloomington, Andrew sits down with Brian Dorsey, owner of several Meineke locations across south-central Indiana. Brian shares his journey through the automotive industry, reflecting on what it takes to build and manage multiple service-based businesses in a rapidly changing world. He also opens up about leaving high school at an early age to help support his family, balancing multiple jobs while eventually returning to earn his GED. That experience helped shape the work ethic, resilience, and determination that would later fuel his entrepreneurial success. From customer trust and leadership challenges to the realities of hiring, retention, and adapting to increasingly computerized vehicles, the conversation offers an honest look at the business side of keeping people on the road. Along the way, Andrew and Brian also dive into stories about competition, adrenaline, and the personalities often drawn to high-pressure environments—whether in business, combat sports, or behind the wheel of a fast car. Brian talks about balancing entrepreneurship with family life alongside his wife, Joy Dorsey, while staying grounded in a blue-collar industry that depends heavily on relationships and reputation. The discussion blends humor with practical insight, covering everything from outrageous customer repair stories to why modern business owners must constantly evolve to survive. Whether you're a car enthusiast, entrepreneur, or someone who has ever ignored a check engine light a little too long, this episode delivers a fun and thoughtful ride through business, leadership, and life. https://www.meineke.com/locations/

Podcast Studio Sponsor

Karan Rastall - Senior Loan Officer, NMLS #763395

Megan Ogden- Senior Mortgage Loan Officer, NMLS 1710589

Podcast Location Sponsor

Podcast Sponsor Podcast Sponsor Episode 1-6 Sponsor Meineke Car Care (1800 S Walnut St, Bloomington) Meineke Car Care (3939 Industrial Blvd)

In this April episode of Mind Yo' Business, recorded live inside the Ruoff Mortgage Podcast Studio NMLS#141868 and in front of a live audience at Morgenstern Books in Bloomington, Andrew sits down with Carrie Wheeler, founder and owner of HR Fusion. Carrie brings more than two decades of experience in human resources, helping businesses navigate everything from hiring and compliance to culture and risk management. Through her work with HR Fusion, she partners with small and mid-sized companies to provide practical, real-world HR solutions—often stepping in before small issues become major problems. In this conversation, Carrie breaks down what HR actually does (and what it doesn't), the biggest mistakes business owners make when it comes to managing people, and why avoiding difficult conversations can cost companies more than they realize. She also shares insight into how strong HR practices can help businesses grow sustainably while protecting both employees and leadership. With a mix of humor, honesty, and straight-to-the-point advice, this episode pulls back the curtain on a side of business most people don't think about—until they have to. Whether you're a business owner, manager, or employee trying to better understand workplace dynamics, this conversation offers a practical look at why getting people decisions right is critical to long-term success. HR FUSION

Podcast Studio Sponsor

Karan Rastall - Senior Loan Officer, NMLS #763395

Megan Ogden- Senior Mortgage Loan Officer, NMLS 1710589

Podcast Location Sponsor

Podcast Sponsor Podcast Sponsor Episode 1-6 Sponsor Meineke Car Care (1800 S Walnut St, Bloomington) Meineke Car Care (3939 Industrial Blvd)

In this episode of Mind Yo' Business, recorded in the Ruoff Mortgage Podcast Studio, Andrew sits down with Alex Rubin, a familiar face in Bloomington's hospitality scene through his work with One World Enterprises and Stir Coffee.

The audience at Morgenstern Books then listened in as Alex shared how his journey didn't follow a traditional path, choosing instead to seek real-world experience beyond the classroom. That decision led him deeper into the world of hospitality, where he found a passion for assisting others in finding meaningful employment, building relationships, and creating memorable experiences through food and coffee. A large part of that story is tied to One World—an organization and philosophy that emphasizes community, inclusivity, and connection. Alex talks about what makes One World special, why he believes so strongly in its mission, and how that mindset carries over into everything he does, from helping fellow entrepreneurs bring their ideas to fruition, to spending time out in the community sharing the knowledge that has helped him find his ideal path and career.

The conversation explores the balance between structure and creativity, the realities of working in the service industry, and what it means to build a career rooted in people rather than titles. A business is only as good as its people, Alex brings a consistent focus on experience, authenticity, and care.

This episode is a reminder that sometimes the best education happens outside the classroom—and that success can be measured just as much by impact as it is by achievement.

One World Enterprises Stir Coffee

Podcast Studio Sponsor

Karan Rastall - Senior Loan Officer, NMLS #763395

Megan Ogden- Senior Mortgage Loan Officer, NMLS 1710589

Podcast Location Sponsor

Podcast Sponsor Podcast Sponsor Episode 1-6 Sponsor Meineke Car Care (1800 S Walnut St, Bloomington) Meineke Car Care (3939 Industrial Blvd)

In this episode of Mind Yo' Business, recorded in front of a live audience at Morgenstern Books in Bloomington, Andrew sits down with Aubrey Williams of Heartwork Brewing for a candid and engaging conversation about building something meaningful in a competitive industry.

Aubrey shares the story behind Heartwork's rapid growth and what it takes to create a brewery that feels both intentional and community-driven. With a background that includes military service, a sharp analytical mindset, and continuing to run a financial advisory practice originally started by her father, she brings a unique blend of discipline, strategy, and heart to everything she does.

From branding inspired by a love of heavy metal to the realities of running a business alongside her husband, Heartwork's head brewer, Aubrey offers an honest look at the personal and professional dynamics behind the brand.

The conversation also dives into what's next for Heartwork, including expanding their pizza offerings and leaning into Italian-inspired cooking—yes, that means an expanded menu is on the horizon. Aubrey talks about how adding food changes the experience, the business model, and the opportunity to create an even stronger gathering place for the community.

Whether you're a fan of craft beer, entrepreneurship, or just love hearing how good ideas turn into great spaces, this episode is a thoughtful look at what it means to build something with both grit and heart.

Heartwork Brewing

Podcast Studio Sponsor

Karan Rastall - Senior Loan Officer, NMLS #763395

Megan Ogden- Senior Mortgage Loan Officer, NMLS 1710589

Podcast Location Sponsor

Podcast Sponsor Podcast Sponsor Episode 1-6 Sponsor Meineke Car Care (1800 S Walnut St, Bloomington) Meineke Car Care (3939 Industrial Blvd)