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How is AI changing who gets a loan in India? Raj Nair, Head of Customer Experience at Piramal Finance, tells Mint's Consulting Editor Leslie D'Monte why speed is no longer enough, and what lenders must do next.
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Every day, millions of Indians pay bills, invest in their pension, and verify their identity in a few taps. Behind all of it sits a vast layer of digital infrastructure that has to stay secure, stable and trusted at all times.
In this episode of Mint Techcetra, host Nelson John speaks with Rishi Aurora, Managing Partner, IBM Consulting India and South Asia, and Ranbheer Singh Dhariwal, Group Head, Social Security and Welfare, Protean eGov, about what it really takes to build and modernize that infrastructure.
They discuss how digital public infrastructure has raised the bar for every app, what it means to be the record keeper for the National Pension System, how critical platforms are upgraded without any downtime, and why architecture, AI governance and security matter most right now. They also delve into the role and contributions of ecosystem partners in this journey and where the next big leap for Digital India will come from.
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AI has made data the most valuable thing a company owns. But does your organisation actually know what data it has, where it sits and who can access it?
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