In this, our fifth Money Makeover podcast, we chat to Elton Govender, senior enterprise development specialist at Absa, to provide some tips to those of us who are self-employed or running our own businesses.  Elton shares the guidance and tools he developed to help our entrepreneur contestant Bellah turn her business around. When Bellah joined the Money Makeover Challenge, her business was sitting with a significant overdraft and her personal finances were relying heavily on debt, she also had no idea whether or not she was making a profit.