Money Konnect

Over the years, there are many things about the stock market that have changed. At the same time, the way you save and invest has also gone through a transformation. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, MD & CEO of Edelweiss AMC has an in-depth conversation with Anil Singhvi, Managing Editor, Zee Business about how markets have evolved and the best way forward for investors.

Key takeaways:

·  Markets have evolved over the last 3 decades and are now safer, more transparent, and offer more opportunities for investment.

·  Investment opportunities and methods have changed over time. Your portfolio should also change with the times. This means being aware of new opportunities, including international investments.

· Inarguably, volatility can be challenging. The moment investments become long-term, the investing journey becomes easier. Be patient and ignore short-term volatility.

· If your target is to make money while ensuring a degree of safety, then mutual funds can be an ideal investment vehicle. You get the benefit of expert fund managers so that you can do your job while they do theirs.

You can learn about more such interesting investment principles on the Money Konnect Podcasts available on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on money management.

You can watch as many DIY YouTube videos as you want, but do you really think that they can help you achieve the success you desire? Probably not. Success in any field, sports or finance is a mix of discipline and the right guidance. In the movie Chak De, the team was able to win only because they were committed, disciplined, and had a great coach like Kabir Khan to guide them. Similarly, if you really want to achieve your financial goals then you need to be committed, disciplined, and seek the right guidance from a financial advisor. 

In this podcast series, Edelweiss Mutual Fund, in collaboration with Saurabh Jain, brings to you simple yet important life and financial lessons with a dash of Bollywood tadka.  

Key takeaways:

·  Whether creating a sports team or an investment portfolio, a perfect mix of team members or investments, respectively is required to achieve success. 

·  An advisor can improve your investment journey by helping you manage your asset allocation and your emotions. 

·  Systematic Investment Plans (SIPs) are a great way to reap the long-term benefits of equity investing. 

You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

As human beings, we are wired to desire success. At work, at home, in relationships, in your investing journey, and just about in every aspect of your lives, you have only one goal and that is to achieve success. The best part is that by following a few simple rules and principles, you can easily achieve the success that you desire. 

Summary:

‘Principles: Life and Work’ one of the most talked about books of our times, author Ray Dalio lays out a set of comprehensive principles designed to help you achieve success in your personal as well as professional lives. Listen to this Podcast by Edelweiss MF to learn how you can embrace the principles of achieving success.  

Key takeaways:

·  You need to identify patterns in your life and try to make sense of them.  

·  To be successful in life you need to be a hyperrealist – this means that you need to combine big dreams with reality and determination. 

·  A critical part of being successful is to make mistakes and then learn from them.  

·  Always be open-minded and pay attention to other peoples’ perspectives as well.

·  Never stop your learning journey. 

·  The two most important cogs in the organizational wheel are the culture and its people.

·  Establish an open and transparent culture where people are not afraid to share ideas, make mistakes, and learn.

·  Understand that hiring the right people is integral to the success of the organization.

·  Treat your people with respect and encourage an environment of open communication

·  A robust governance structure ensures that everything functions smoothly and fairly.

Ray Dalio’s book is instructive and easy to both understand and embrace. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

You must have definitely heard of the adage ‘Rome wasn’t built in a day’. Similarly, do you know that great sportspeople or even robust portfolios are not just created overnight. When we think of the Flying Sikh, Milkha Singh, we only think about his many medals. But, if you dig deeper and look beyond his medals, you will see years of hard work, commitment, and perseverance. Similarly, if you want to build a robust long-term portfolio and achieve your financial goals, then you must be committed and disciplined like the Flying Sikh. In this second episode of our new podcast series ‘Cinematics of Investing’, Edelweiss Mutual Fund, in collaboration with Saurabh Jain, brings to you simple yet important life and financial lessons with a dash of Bollywood tadka.  

Key takeaways:

·  The journey to success is a step by step process much like investing which must be divided into time frames like short-term, medium-term, and long-term. 

·  You must set SMART goals that can be clearly understood, defined, and measured. 

·  For any plan to succeed, financial or otherwise, you need to commit to it and stay committed until you achieve it. 

You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Many people are highly affected by the You Only Live Once (YOLO) phenomenon. They believe that just because zindagi na milegi dobara, they should spend their money enjoying their today rather than saving for their tomorrow. Also, not many people understand the impact of lagaan on their incomes and know that there are ways by which they can reduce this impact. In this first episode of our new podcast series ‘Cinematics of Investing’, Edelweiss Mutual Fund, in collaboration with Saurabh Jain, brings to you these simple yet important life and financial lessons with a dash of Bollywood tadka.  

Key takeaways:

·  We are all victims of lifestyle inflation which dictates that as our income increases or simply as time passes, our lifestyle becomes more expensive. 

·  While it is important to enjoy your life today and spend money on consumption, it is equally important to invest for a safe and secure tomorrow. 

·  Tax planning is an important part of financial planning. You can easily minimise the ‘lagaan’ on your income through astute tax planning. 

You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Just like there is no such thing as a free lunch there is also no such thing as a risk-free investment. Every investment has some level of risk. However, as an investor, you must not be scared of risk. Instead, you should learn to manage it. 

In this book summary podcast, we will learn how to manage or reduce downside risk through Seth Klarman’s book, ‘Margin of Safety’. The book discusses the importance of value investing and lays out guidelines on how to become a great value investor by reducing downside risk.

Key takeaways

·  When you are making an investment decision, first focus on how much money you can lose and then look at how much money you can make. This basically means that managing downside risk is equally, if not more important, than return. 

·  A great way to reduce risk is by following the ‘margin of safety’ route. 

·  When you follow the margin of safety route, you look to buy companies that are available at a deep discount to their fundamental value. 

·  Generally, the higher the margin of safety, the lower will be the downside risk.

·  There are several methods of calculating margin of safety, namely, NPV method, liquidation value method, and stock market value method. 

·  Another great way of reducing overall portfolio risk is through diversification. This entails spreading your portfolio investments across multiple asset classes. 

For an investor, the ability to reduce downside risk can be invaluable. That is exactly what this book can teach you. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

The Indian startup ecosystem has now come in the spotlight as an increasing number of startups achieve the unicorn status while creating products and services that add immense value to the ecosystem. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, MD & CEO of Edelweiss AMC has an in-depth conversation with Sridhar Vembu, CEO – Zoho Corp about the startup ecosystem, the Zoho story, and the code for surviving in this ecosystem.

Key takeaways:
- For the Indian growth story to be resilient, Indian companies should focus on creating capabilities that are built locally through balance, symmetry, and harmony.
- Startups should look to solve problems in segments where they are one of many. Once they gain enough clout and resources, then they can compete with the bigger fish.
- Homegrown businesses need not just come out of metros. Rural India has a lot to offer and the next stage of growth should largely come from there. 

You can learn about more such interesting investment principles on the Money Konnect Podcasts available on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on money management.

When we think about making investments the first thing that comes to our mind is how much earnings or returns the investment will generate. Sometimes we think of returns in terms of how many times the investment has increased and sometimes we think of it in percentage return terms. Knowing and understanding these basic principles through a nice relatable story can make them easy to understand and use. In this Money Konnect  podcast series, Edelweiss Mutual Fund, in collaboration with Vinayak Sapre, brings to you Nivesh Sanskar that can be learnt from the stories that you have grown up hearing.  

Key takeaways:                                   

·   Calculate investment returns very carefully. Returns that sound good or are easy to calculate, need not necessarily always be good. 

·   Take into consideration the credit risk in your investments. If you are taking credit risk, then make sure that the additional returns compensate for the additional risk.

·   When you invest in debt mutual funds, you must take into consideration the credit risk of your debt investments. 

You can listen to the Money Konnect podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Shri Einstein and his belief that compounding is the eighth wonder of the world are very well-known. But, what does compounding really mean for you as an investor and how can you benefit from the power of compounding? In this podcast series, Edelweiss Mutual Fund, in collaboration with Vinayak Sapre, brings to you Nivesh Sanskar that can be learnt from the stories that you have grown up hearing.  

Key takeaways:

·   Compounding can potentially help you grow your wealth exponentially. Yet, many people are unable to reap the true benefits of compounding.

·   This is because most people delay the investment decision. Even a small delay of five years in starting your investment journey can have a big impact on your overall returns.

·   In order to truly benefit from compounding, it is important for you to start your investing journey as early as possible, and continue investing in a patient and disciplined manner.

You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

The principles that our parents and family have taught us guide us through the ups and downs of life. Similarly, there are investment principles that can guide you through the ups and downs of the market and help you achieve your financial goals. And, what better way to learn these investment principles than through our favourite childhood stories. In this podcast series, Edelweiss Mutual Fund, in collaboration with Vinayak Sapre, brings to you Nivesh Sanskar that can be learnt from the stories that you have grown up hearing.  

Key takeaways

·   Money that sits idle is of very little use. Instead, money that is put to work can help you grow your wealth and achieve your financial goals.

·   Inflation or mahangai can have a big impact on your life. Thus, you must ensure that the rate of return you achieve on your investments is greater than the average rate of inflation.

·   Investing in certain mutual funds via the Systematic Investment Plan (SIP) route could be a good way of trying to beat inflation.

You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.