Money Making Conversations Master Class

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Joxavier Jackson.

A financial advisor with over 15 years of experience across major institutions such as Wells Fargo, Chase, and Bank of America. She discusses her evolution from a teenage bank teller to an independent financial planner at The Piedmont Group in Atlanta, where she provides holistic, comprehensive wealth management—especially for clients who traditionally lack access to financial literacy.

Joe shares her personal journey, the gaps she observed in financial education—especially in working‑class families and communities of color—and why she aims to provide accessible, relationship‑based financial planning. She breaks down the fundamentals of long‑term wealth: insurance, asset allocation, retirement accounts, tax strategies, fraud prevention, and planning for individuals and business owners.

The discussion highlights the importance of financial confidence, the significance of meeting people where they are, and the need to increase participation of Black and Brown individuals in wealth‑building spaces.

 

🎯 Purpose of the Interview

1. Introduce Dr. Joe Jackson’s financial journey
   From humble beginnings to leadership positions in banking and finally to founding her own firm. 

2. Explain comprehensive financial planning
   She contrasts big‑bank limitations with her holistic approach that includes insurance, investments, retirement, and legacy planning.

3. Educate listeners on wealth‑building fundamentals
   Insurance, retirement vehicles, asset allocation, compounding, fraud prevention, and business planning. 

4. Highlight financial literacy gaps in underserved communities
   She encourages access, representation, and inclusion for people of color in financial spaces. 

5. Empower people to build confidence with money
   Joe stresses that understanding your numbers gives you a competitive advantage in life. 

🔑 Key Takeaways 1. Wealth Requires Strategy, Not Accident

Joe explains that wealth is built through planning, long‑term strategy, and educated decisions—not by chance.

2. Insurance Is a Wealth‑Building Tool

Beyond death benefit, insurance can:

• Support retirement income
• Provide tax sheltering
• Protect against market downturns
  She differentiates between term (“rental insurance”) and whole life (“tool you use living and after death”).

3. High Income ≠ Financial Security

Without budgeting, allocation, and strategy, income is quickly lost. 

4. Fraud Awareness Is Essential

Joe urges clients to verify communications directly with institutions and avoid clicking suspicious links. 5. Tailored Advice by Age Group

For people in their 20s:

• Compounding interest
• Rule of 72
• Dollar cost averaging
  For older clients:
• Catch‑up contributions
• Consolidating old 401(k)s

6. Business Owners Need Dual Financial Plans

Joe emphasizes separate strategies for:

• Business planning
• Personal financial planning
  Especially for tax savings, succession, and legacy building. 

7. Representation Matters in Financial Literacy

She highlights the need for more visibility, education, and access for Black and Brown communities. 

8. Asset Allocation Depends on Risk Tolerance

Younger clients = more aggressive
Risk‑averse clients = more conservative, bond‑heavy portfolios

9. Dollar Cost Averaging Builds Wealth

Consistent, automated investing—regardless of market conditions—drives compounding. 

🗣️ Notable Quotes (Direct From Transcript) On Wealth Building

“Wealth isn’t built by accident… you have to have a plan.” 

On Big Banks vs. Her Firm

“If you don’t have at least $250,000, you weren’t considered a worthy client—so far from the truth.” 

On Community Access

“People that look like me—we need this education.” 

On Term vs. Whole Life Insurance

“Term is renting. Whole life is a tool you use when you're alive and when you die.” 

On Financial Confidence

“Financial confidence is a competitive advantage.” 

On Helping Older Clients

“We start right where you are.” 

On Increasing Black Participation in Finance

“I don’t look at your dollar amount. I have information that will make a difference in your life… you need to hear it.” 

On Her Personal Journey

“My family came from humble beginnings… but a manager encouraged me to sit for my licensing. I passed everything on the first try.” 

 

#SHMS #BEST #STRAW

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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Stacey Gholar.  

🔹 Summary of the Interview

Stacey Gholar, founder of Bloom Creative Agency, shares her journey from being a young mother in Chicago to becoming a brand strategist and creative entrepreneur with over 20 years of experience in marketing, media, and business. She emphasizes the importance of aligning personal identity with brand strategy, especially in the digital age. Stacey discusses her approach to brand audits, the role of social media, the impact of AI, and her passion for empowering women through entrepreneurship and skincare.

🔹 Key Takeaways 1. What Is a Brand Strategist?

• A brand strategist helps individuals and businesses define and articulate their brand clearly.
• “You are the brand, but you have to put the brand together in a way that people can articulate what you do.”

2. Social Media Strategy

• Stacey conducts social media audits to ensure alignment between personal and business branding.
• She recommends having separate personal and business accounts, but acknowledges blending them when appropriate.

3. Discovery Process

• Her process starts with a discovery call to understand the client’s “why” and goals.
• She believes passion must drive entrepreneurship—not just money.

4. Digital Branding & AI

• Stacey identifies as a digital brand specialist, helping Gen X women and others pivot into digital spaces.
• She uses AI tools like ChatGPT and Google Gemini to enhance productivity but values human connection.
• “AI is an asset… but I don’t solely rely on it.”

5. Email Marketing

• Email is still vital: “If you're solely on social media, you can lose your business in a minute.”
• She advocates for funnel systems and community building outside of social platforms.

6. Going Viral vs. Being Valuable

• “You don’t need to go viral. You just need to be valuable.”
• She went viral unintentionally with a review of Harold’s Chicken, but stresses the importance of sustainable value over fleeting attention.

7. Brand Refresh & Outreach

• Most of her clients come through word of mouth, but she’s expanding her reach via social media.
• She encourages clients to step out of their comfort zones and engage in community-driven initiatives.

8. Skincare Line

• Stacey founded Skin Light Skincare at age 50 to promote pro-aging and natural beauty.
• She now focuses on organic body oils that are clean, hydrating, and hormone-safe.

🔹 Notable Quotes

• “Experience has been the best teacher for me.”
• “You don’t need to go viral. You just need to be valuable.”
• “If you stop learning, you stop growing.”
• “I want you to be a part of building your brand—not just me doing it for you.”
• “Social media is great, but word of mouth is still real.”

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Chef Marcus Samuelsson.

Interviewed centered around his book:

📘 The Rise: Black Cooks and the Soul of American Food

Here are the key highlights:

🍽️ About the Book

• Purpose: To celebrate and document the legacy, creativity, and cultural impact of Black chefs in America.
• Structure: Divided into five chapters — Next, Remix, Migration, Legacy, Origin — each exploring different aspects of Black culinary history and innovation.
• Unique Feature: Includes profiles of 40 Black chefs and food storytellers, plus a directory of 200+ Black chefs and food writers with their Instagram handles — a first-of-its-kind resource.

🌍 Cultural and Historical Themes

• Black Culinary Legacy: From enslaved cooks to modern food innovators, the book traces the deep roots and wide influence of Black food culture.
• Diaspora Influence: African, Caribbean, and Southern U.S. flavors are explored, including dishes like plantains, oxtail pepper pot, and couscous with roasted figs.
• Food as Activism: Highlights figures like Georgia Gilmore and chefs who supported civil rights movements through food.

🍴 Mouthwatering Recipes Mentioned

• Coconut Fried Chicken
• Oxtail Pepper Pot with Dumplings
• Couscous with Roasted Figs
• Sweet Wild Berry Jam
• Hot Water Cornbread (Hoecakes)
• Gumbo à la Leah Chase (without a roux!)
• Shrimp & Grits with Piri Piri Sauce

💬 Conversation Highlights

• Rushion shares personal stories tied to food, family, and culture — from wild berry picking in Texas to his wife’s Belizean roots.
• Marcus emphasizes the importance of authorship and ownership in Black culinary contributions.
• They discuss the need for healthier eating, environmental awareness, and economic empowerment through food.

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Cameka Smith.

Founder of The BOSS Network, from Money Making Conversations Masterclass:

Purpose of the Interview

The interview aimed to:

• Highlight The BOSS Network’s mission to empower women of color through entrepreneurship, career development, and community support.
• Share Dr. Smith’s personal journey from layoff to leadership, inspiring others to embrace entrepreneurship.
• Discuss strategies for business success, funding opportunities, and mentorship for Black female founders.

Key Takeaways

1. Origin of The BOSS Network

   • Founded in 2009 during the recession after Dr. Smith was laid off from Chicago Public Schools.
   • Initially started as local events in Chicago; now a digital community reaching 200,000 women nationwide.
   • Mission: Bringing Out Successful Sisters (BOSS)—promoting small business spirit and career growth.

2. Impact & Achievements

   • Invested in 100 Black female founders through grants.
   • Trained 50,000 women on business strategies.
   • Coached 10,000 women on starting businesses.
   • Created Boss Business University, offering mentorship and digital programs.

3. Pivot During COVID

   • Shifted from 35% event-based revenue to 75% digital.
   • Launched Boss Impact Fund and Invest in Progress Grant:
     • $10,000 grants + 4-year scholarships for recipients.
     • Combined funding, mentorship, and marketing support for sustainability.

4. Challenges & Mindset

   • Entrepreneurship requires planning, resilience, and community support.
   • Dr. Smith saved money before leaving her job and leveraged relationships for growth.
   • Quote: “Entrepreneurs will work 80 hours for themselves but don’t want to work 40 hours for someone else.”

5. Top 3 Mistakes Entrepreneurs Make

   • Lack of research: Understand your industry, competitors, and market.
   • No revenue model: If you’re not making money, it’s a hobby, not a business.
   • Ignoring relationships: Networking and partnerships are key to success.

6. Unique Marketing & Partnerships

   • Dr. Smith built direct relationships with brands, bypassing agencies that offered “pennies on the dollar.”
   • Created a dual revenue model: B2B (corporate partnerships) + B2C (community engagement).

7. Core Philosophy

   • Motto: Believe, Plan, Win.
   • Quote: “Those that show up, go up.”
   • Success is rooted in faith, persistence, and leveraging community.

Notable Quotes

• “I was born to be an entrepreneur. My mother told me, until you become your own boss, you have to follow the rules.”
• “Less than 1% of Black women get VC funding—so we created our own fund.”
• “Relationships are your key to success. When social media goes away, your audience remains.”
• “If you have a business and you don’t have money, you’ve got a hobby.”
• “God will not birth anything inside of you that He will not give you the tools to deliver.”

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Bamidele Farinre.

Founder of No Ceiling Consulting, a biomedical scientist, STEM expert, agile project manager, and advocate for professional development, mentorship, and removing internal and systemic limitations (“ceilings”).

They discuss her STEM background, the evolving role of AI in science, the meaning of “no ceilings,” navigating personal and professional barriers, mentorship, setbacks, agile leadership, and how individuals—especially people of color—can create opportunity even in the face of bias and structural limitations.

🎯 Purpose of the Interview

The purpose of having Bamidele on the show was to:

1. Highlight her work at No Ceiling Consulting

Her firm helps individuals and organizations unlock potential, elevate performance, and lead with purpose, specializing in STEM leadership, DEI, professional development, and agile project management.

2. Explore the concept of “No Ceilings”

She provides a framework for breaking through personal and professional barriers—emphasizing that many “ceilings” are internal, learned, or based on access and systemic issues.

3. Discuss STEM, AI, and the future of work

She explains the growing role of automation and AI, how it reshapes STEM roles, and why professionals must upskill, adapt, and embrace professional development.

4. Provide strategies for career advancement

Her insights include mentorship, persistence, self‑advocacy, managing setbacks, and adopting agile mindsets.

💡 Key Takeaways

1. STEM + AI = New Opportunities, Not Job Loss

Automation and AI enhance efficiency, reduce manual labor, and create new roles—especially in labs and diagnostics. Instead of replacing workers, AI demands that professionals upskill and leverage technology for faster, better outcomes.
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2. “No Ceilings” Means Removing Internal + External Barriers

Bamidele distinguishes between:

Personal ceilings

• Internal doubts
• Imposter syndrome
• Feeling “not enough” despite capability
• Learned perceptions from bias or discouraging environments

Professional ceilings

• Being overlooked for opportunities
• Lack of access to resources (even when resources exist)
• Systemic barriers, bias, and limited upward mobility

“No ceilings” means operating from a mindset of possibility, not limitation.

3. Mentorship Is the Missing Link in Many Careers

Mentorship provides:

• Guidance
• Access
• A blueprint from those who have “been there”
• Confidence building

She explains that while mentorship is more visible today, access to the right mentorship still matters.

4. Setbacks Are Strategies in Disguise

She argues setbacks can redirect you to more aligned paths. Her personal example:

• She failed her A‑level science subjects in the UK
• A lecturer told her to “rethink her career”
• Instead, she re‑enrolled, tried again, and succeeded

Setbacks force reassessment, new strategies, and new paths—if you don’t let them define you.

5. Professional Success Requires Initiative and Advocacy

She emphasizes:

• Don’t wait for opportunities—go after them
• Knock on multiple doors
• Apply for roles even if you don’t feel 100% ready
• Learn from interviews even if you don’t get the job

Rushion supports this point with his IBM story: opportunity started when he stopped complaining and clearly shared his goals.

6. Agile Leadership Applies Beyond Technology

Agile principles help leaders:

• Think quickly and adapt
• Focus on collaboration and accountability
• Encourage self‑management
• Support teams through “servant leadership”
• Reflect and iterate rather than waiting for perfect plans

Agile mindset = resilience + responsiveness.

7. Faith, Vision, and Purpose Drive Her Journey

Bamidele speaks candidly about:

• Faith guiding her through rejection and setbacks
• Conversations with God grounding her
• Believing her life is a “living testimony” of grace and perseverance
  
  

🗣 Notable Quotes (with citations) On AI and automation

“Automation makes life easier… without it, manual methods take hours, weeks, months to get results.”
.txt) [Bamidele F…(Podcast) | Txt]

On embracing AI

“AI is not taking your jobs, but those that ignore the AI will be left behind.”

On personal ceilings

“You’re thinking to yourself, ‘I can’t do it,’ even though you have the evidence to show you can.”

On professional ceilings

“You may have access, but you don’t have access to access.”

On initiative

“I don’t wait for opportunities—I always go for it. Worst case, you’ll say no.”

On setbacks

“When you have a setback, you’re thinking: what can I do? This can’t stop me.”

On mindset

“Life is all about risk. You have to look for solutions; there has to be another way.”

On faith

“Grace carried me to where I am today… my life is a living testimony.”

On the meaning of ‘No Ceilings’

“Why do we even have a ceiling in the first place? Let’s operate in a world where we don’t see the ceiling—only possibilities.”
.txt) 

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Bevelle-Orange.

Retired Chief Information Officer (CIO) of FedEx Custom Critical and author of The Courage to Continue: Navigating Your Corporate Journey, shares her inspiring story of rising from humble beginnings in Bessemer, Alabama, to becoming a high-ranking executive in a Fortune 500 company. The conversation centers on her book’s core themes: mentorship, advocacy, and sponsorship.

🔑 Key Themes & Highlights

1. Why She Wrote the Book

• Cheryl is a first-generation corporate American whose parents were a coal miner and a teacher.
• Initially written as a guide for her children, the book evolved into a broader resource for anyone navigating corporate life, especially first-generation professionals.
• The pandemic inspired her to add a section for leaders managing first-gen employees.

1. Career at FedEx

• Spent 26 years at FedEx, culminating in her role as CIO of FedEx Custom Critical.
• FedEx Custom Critical handles specialized logistics, such as transporting refrigerated COVID-19 vaccines.
• Her role involved overseeing IT infrastructure, data, and systems—a rare position for African-American women in tech.

1. Mentorship, Advocacy, and Sponsorship

• Cheryl breaks down the differences:
• Mentors help build skills and confidence (like background singers preparing the lead).
• Sponsors are like PR agents who open doors and promote you.
• Advocates speak up for you in rooms where you’re not present.
• These three pillars were essential to her success and are critical for young professionals, especially minorities.

1. Overcoming Barriers

• Cheryl shares how racism and gender bias in tech were real challenges.
• Her first mentor was a white male who saw her potential and helped her navigate corporate culture.
• She emphasizes the importance of resilience, perspective, and turning frustration into action.

1. Personal Motivation

• A pivotal childhood moment: seeing her grandfather sign an “X” at the bank because he couldn’t write.
• That experience ignited her drive for education and excellence.
• She wanted to see the world beyond Bessemer and use her knowledge to help others do the same.

1. Diversity & Inclusion at FedEx

• Cheryl co-founded the FedEx African-American Committee, now a Business Resource Group (BRG).
• Initiatives included:
• Resume building and interview prep
• Black History Month events with speakers like Donna Brazile and Ben Hooks
• Creating safe spaces for Black employees to grow and connect

📘 About the Book

• Title: The Courage to Continue: Navigating Your Corporate Journey
• Available at: CherylBevelleOrange.com, Amazon, Barnes & Noble

#BEST

#STRAW

#SHMS

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser.

Interview Purpose

The purpose of this interview is to educate, challenge, and mobilize listeners—particularly within the Black community—toward financial literacy, economic empowerment, and generational wealth creation. Dr. Fraser uses his platform to stress that financial freedom is not accidental; it is the result of disciplined habits, strategic thinking, and collective economic action. He also emphasizes the critical role of networking, education, and ownership in shifting long‑standing economic disparities.

Core Themes Discussed 1. Financial Literacy as a Survival Skill

Dr. Fraser repeatedly emphasizes that financial illiteracy is dangerous and self‑defeating. He notes that many people are never formally taught how money works, leading to avoidable financial hardship. He argues that talking openly about money—in families, churches, and communities—is essential for progress.

2. The Three Rules of Financial Freedom

Dr. Fraser outlines three foundational rules that, if consistently followed, lead to financial stability and independence:

• Housing costs should not exceed one week’s income
• Only borrow money to make money
• As income increases, cost of living should stay the same or decrease

These rules are positioned as practical guardrails that protect individuals from overextension and debt traps.

3. Habits That Keep People Broke

The interview details six destructive financial habits, including impulse buying, misuse of credit cards, paying minimum balances, and failing to build an emergency fund. Dr. Fraser stresses that these habits compound over time and prevent long‑term wealth accumulation.txt). 

4. Generational Wealth Requires Structure

Dr. Fraser introduces four pillars necessary for intergenerational wealth transfer:

1. Proper management of accumulated wealth
2. Real estate ownership
3. Business ownership
4. Intentional investing

He explains that income alone does not create wealth; systems and ownership do.txt).

5. From Consumption to Ownership

A recurring message is the need to shift from being a consumer class to becoming a producer and merchant class. Dr. Fraser encourages entrepreneurship at every level—no matter how small—to build ownership and control economic outcomes.txt). 

6. Networking and Collective Economics

Dr. Fraser highlights the importance of strategic networking and introduces concepts behind FraserNet and virtual economic ecosystems designed to connect Black professionals, businesses, and intellectual capital globally. He frames networking as an economic strategy, not a social activity.

Key Takeaways

• Financial freedom follows rules, discipline, and education, not luck
• Talking openly about money is essential to breaking cycles of poverty
• Debt should only be used as a tool to produce returns
• Living below one’s means creates capital for investing
• Generational wealth requires planning, ownership, and systems
• Multiple income streams are no longer optional—they are necessary
• Networking is a vehicle for wealth creation and scale

 

Notable Quotes

“Your rent or mortgage should be no more than what you make in a week.”

“Only borrow money to make money.”.

“As your income increases, your cost of living should decrease or stay the same.”.

“Stop living above your means. Stop living within your means. Live below your means—and invest the rest.”.

“We are at the bottom of every economic statistic that matters. Education is the answer.”.

“There should not be a Black person in America with a single stream of income.”

“In America, somebody is always buying and somebody is always selling. Stop doing all the buying—sell something.”.

Conclusion

Dr. George C. Fraser’s interview serves as a call to action. It challenges listeners to confront unhealthy financial habits, embrace education, prioritize ownership, and build networks that support long‑term economic empowerment. The conversation underscores that true wealth is not about income alone, but about control, discipline, and legacy

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brett Chestnut.

Managing Director of Northwestern Mutual Goodwin, Wright Gwinnett. The conversation centers on Brett’s mission as a financial leader, his journey from engineering to financial planning, his commitment to mentoring, and his focus on expanding diversity in the financial services industry.

Brett describes how he transitioned from engineering in 2015 to financial planning because he wanted to help people regain the ability to dream—not just survive. He discusses his work in recruiting diverse advisors, supporting career‑shifting professionals, mentoring, and educating people on foundational financial decision‑making.

The interview also explores money mindsets, budgeting, the challenges of building wealth in communities of color, and the often‑overlooked emotional side of money. Brett emphasizes starting with the basics, not skipping steps (e.g., jumping straight to cryptocurrency), and building strong financial foundations.

Rushion repeatedly highlights Brett as a powerful brand and role model, underscoring the importance of Black leadership in financial fields and the role of representation in increasing trust and access.

Purpose of the Interview

The interview’s purpose is to:

1. Introduce Brett Chestnut as a trusted financial leader

Rushion aims to elevate Brett’s visibility as a Black managing director in financial services—an industry where representation has traditionally been limited.

2. Educate listeners on financial empowerment

Brett provides practical, relatable guidance on budgeting, investing, career transitions, and developing financial discipline.

3. Highlight Northwestern Mutual’s diversity initiatives

Brett explains how the company is intentionally investing in diverse advisors and underserved markets.

4. Inspire career‑based and financial self‑reflection

He encourages people to examine their spending habits, consider new career paths, and align decisions with long-term goals.

5. Promote mentorship and community uplift

Both Brett and Rushion stress the transformative power of mentorship and generational investment.

Key Takeaways

1. Financial empowerment starts with awareness

Brett urges everyone to analyze their last 2–3 months of spending to understand what their habits really prioritize.

2. You must “choose your hard”

Saving and planning may be difficult now, but the alternative is harder later. Financial success requires discipline, not magic formulas.

3. Wealth building is emotional as much as logical

Money connects to family, relationships, self‑worth, stress, and confidence. Advisors must understand clients emotionally, not just mathematically—especially women and diverse communities.

4. Don’t skip steps (especially with investing and crypto)

Many want to “get rich fast,” but Brett warns that skipping foundational steps (budgeting, savings, retirement planning) leads to confusion and poor decisions.

5. Mentorship works only with real relationship

True mentorship requires understanding someone’s full life story, not just giving advice.

6. Representation matters in financial services

Northwestern Mutual is investing heavily in diverse advisors not just for optics, but because entire markets have been historically underserved.

7. Closing the wealth gap requires generational strategy

One generation must be willing to be selfless, disciplined, and intentional with assets to move future generations forward.

8. Brett sees his work as multiplying impact

By developing new advisors and helping create “15 millionaires,” he hopes to create compounding community uplift.

Notable Quotes 

On financial empowerment

• “I want people to dream again. We’re not dreaming no more—we’re living because of obligation.”
• “When we’re born we look like our parents, but when we die, we look like our decisions.”

On career purpose

• “I help people who are successful but career‑disturbed. They want more.”

On money habits

• “Look at your last three months of spending. Your money tells you what your real priorities are.”

On investing and crypto

• “People want to skip steps… going from no savings straight to crypto.”
• “If you don’t understand it, maybe it’s not time for you to invest in it.”

On mentorship

• “To give someone feedback without relationship is harassment.”
• “Let me hear your story… mentorship starts with knowing the inner person.”

On diversity and empowerment

• “Their growth strategy is diversity… whole markets haven’t even been called on yet.”

On community and identity

• “We’re special… if we regain that confidence and approach the marketplace with courage, everything changes.”

On wealth-building reality

• “You have to choose your hard. Hard now or hard later.”

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jasmine Hood

Founder of Better Bodies Massage in Atlanta (originally from Greenville, South Carolina), joined Rushion McDonald on Money Making Conversations Masterclass to share her journey from CNA to licensed massage therapist, the realities of being a traveling service provider, and the wellness benefits of massage therapy.

She discusses body alignment, stress, trauma release, the differences between massage modalities, alternative treatments like cupping, entrepreneurship during COVID‑19, safety considerations for mobile therapists, corporate/wellness partnerships, and her long‑term goal of building a scalable massage brand supported by contractors.

🎯 Purpose of the Interview

The interview aims to:

• Highlight how massage therapy supports physical and emotional wellness, including stress, posture, and pain relief.
• Educate listeners on the types of massages, proper stretching techniques, and how body tension accumulates.
• Explore entrepreneurship in the wellness space, including launching a business during COVID‑19.
• Discuss safety and professionalism in mobile massage therapy.
• Show how Jasmine is building a sustainable small business through networking, corporate events, and contractor partnerships.

🔑 Key Takeaways 1. Career Shift & Fearless Beginnings

• Jasmine switched from working as a CNA to moving to Atlanta alone with no support system—motivated by a desire for change and inspired by her mother’s independence.
• She emphasized overcoming fear and taking leaps even when circumstances are uncertain.

2. Massage Therapy Is Both Physical & Emotional Healing

• Massage releases tension, trauma, and stress stored in the body, especially in the neck, shoulders, and lower back.
• Many people carry pain from work, daily habits, or emotional strain—and massage helps restore balance.

3. The Three Most Popular Massage Types

Jasmine explained the differences clearly:

• Swedish Massage — Gentle, relaxing, ideal for beginners and stress relief.
• Deep Tissue — Targets chronic pain and trigger points but may be intense for clients who are not accustomed to it.
• Sports Massage — Faster movements, stretching, and ideal for athletes.

She stressed that deep tissue should not be rushed—the muscle needs warming before intense pressure.

4. Stretching Is Critical—Most People Do It Wrong

• Stretching should be held 30 seconds to 1 minute, not quick movements or rolling the neck.
• Consistent stretching prevents the “tight forward lean” posture many people develop.
• Lower‑body stretches (glutes, hamstrings, hips) dramatically improve back pain.

5. Travel Massage: Safety, Boundaries & Professionalism

• Jasmine screens new clients by phone before accepting appointments.
• She immediately declines inappropriate requests (e.g., sexualized services).
• She only sees first‑time clients during daylight and shares her location with trusted contacts.
• She maintains a clear, therapeutic-only brand despite public misconceptions.

6. Entrepreneurship Journey & Business Model

• She built her business during COVID‑19, initially offering lower prices, then raising them as her brand grew.
• Corporate wellness events and golf tournaments became a major revenue stream.
• She hires contractors to scale for events.
• Her long‑term goal is “mailbox money”—a business run by a team while she steps away from hands-on work.

7. Alternative Treatment: Cupping Therapy

• Cupping uses suction to pull stagnant blood, loosen muscle tissue, and improve circulation.
• Cups can remain stationary or be moved along the back to flush tension.

8. The Jasmine Experience

• Sessions are designed around clients’ comfort, in their own homes, with their preferred music and ambiance.
• Post‑massage, clients can immediately rest—no stress of getting dressed or driving home.

🗣️ Notable Quotes ✔ On taking risks

“I just jumped up and moved. I didn’t know anyone… I just said I’m going to start over.”

✔ On stress in the body

“We all carry trauma. When you’re stressed, it all ends up in your body.”

✔ On deep tissue massage

“If it gets to be too much, let me know. Don’t be afraid to speak up.”

✔ On stretching

“If you don’t use it, you’re going to lose it.”

✔ On business growth

“Some days are easy and some days are like… alright, don’t know. But you keep going.”

✔ On long‑term goals

“I don’t plan on being hands-on forever. The goal is to build my brand and have a team I can send out—like Amazon.”

#SHMS #STRAW #BEST #AMI

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kelsey Nicole Nelson.

Award‑winning sports media personality, and entrepreneur.  She joins Rushion McDonald to discuss her journey in sports journalism, entrepreneurship, branding, and building a successful multi‑hyphenate career. She details how she built her media presence from the DMV area, launched her branding and digital communications company, navigated a male‑dominated industry, and leveraged authenticity, work ethic, and strategic networking to grow both her journalism and business ventures.

🎯 Purpose of the Interview

The interview was designed to:

• Highlight how Kelsey built a career in sports journalism, on‑air talent, content creation, and entrepreneurship.
• Explore the creation and mission of her digital branding and communications company, KryptiaNN.
• Provide guidance for aspiring journalists and entrepreneurs navigating today’s evolving media landscape.
• Discuss the importance of authenticity, networking, representation, and strategic risk‑taking in developing a long‑term career.

🔑 Key Takeaways 1. Building a Media Career Starts with Identity, Roots & Confidence

• Her upbringing in the DMV and her HBCU‑rich family culture shaped her early exposure to sports.
• She emphasized being confident in spaces where representation is limited and carrying the responsibility of opening doors for others.

2. Entrepreneurship Grew Out of Demand for Her Skills

• KryptiaNN was born when people repeatedly sought her help for branding, social media, and communications—and her tax professional advised formalizing it as an LLC.
• The name “KryptiaNN” is a tribute to Black history, Egyptian culture, and her own branding identity.

3. Career Growth Comes from Work Ethic + Relationships + Visibility

• She built her national profile after a podcast interview with LaVar Ball went viral, leading to coverage on major platforms.
• Networking, showing up at events, and being active in the sports community helped her become a Heisman Trophy voter.

4. Journalism Today Requires Branding, Storytelling & Ethical Grounding

• She teaches sports media at George Washington University and stresses ethics, objectivity, and authenticity.
• She explained that today’s journalists must also be content creators, with employers evaluating social media presence as part of hiring.

5. Entrepreneurship Requires Client Base, Visual Branding & Courage

• She advised new entrepreneurs to secure initial clients before launching.
• Strong online visuals and consistent content creation are essential for credibility.

6. Relationship‑Building Matters in Athlete and Nonprofit Work

• Working with athletes requires trust, knowledge of sport, and navigating personal brands.
• A decade of nonprofit communications experience helped her develop the communications and relationship‑management skills that fuel her company today.

🗣️ Notable Quotes from the Interview On Career Confidence & Identity

• “There’s never been a room I haven’t walked in with confidence… I own being a Black woman and love it.”

On Journalism

• “There are two things no one can teach you—work ethic and passion.”
• “Ethics means being unbiased, being objective… leaving your biases at the door.”

On Entrepreneurship

• “Fear is always real… but the field called me into entrepreneurship.”
• “You need to have some clientele—you don’t want to start entrepreneurship with your bank account negative.”.

On Branding & Social Media

• “Brand yourself. Don’t think people are just going to come to you.”
• “Have at least one piece of content posted every day.”

On Athletes & Image

• “The first thing people do is look you up—your track record matters.”
• “Some things you have to soak in silence and take the higher road.” (Discussing athlete PR mistakes).

On Her Purpose

• “I’m driven by one word—legacy.”

#SHMS #STRAW #BEST

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