People who go to law school are some of the most driven, hard working people, but often end up struggling the most financially. Attorneys go through a crazy journey—years of intense study, grueling exams, and relentless hours—only to enter a field where financial stability isn’t always guaranteed. The financial aspect of law can be overwhelming, whether it's managing student debt, setting up a firm, or handling the unpredictable income of legal practice. 

If trained professionals struggle to navigate these challenges, how well-prepared are you when legal trouble comes knocking?

That’s where Jess Bailey’s journey comes in. Jess, a lawyer who’s battled through the financial ups and downs of the legal world, knows exactly what it takes to safeguard yourself—both legally and financially. Through her experiences, she’s learned that the best way to stay ahead is to "lawyer yourself up" before trouble arises.

How would you navigate the financial complexities of your own legal journey? Have you ever felt unprepared when facing legal matters? What’s your next move to ensure you’re protected legally?

In this episode, Managing Attorney of the Bailey Law Firm Jess Bailey joins me to talk about the crazy journey attorneys go through, why it's so important to “lawyer up” as well as the financial aspect of law.

Things You’ll Learn In This Episode 

-Raising money privately

Privately raising money requires building trust, networking with investors, and presenting a compelling opportunity. What strategies can you use to establish trust with potential investors when raising money privately?

-The importance of KPIs

Tracking your business’s KPIs helps measure success and identify areas for improvement. How can tracking the right KPIs reveal hidden strengths or weaknesses in your business?

-The true financials

Having resources on hand doesn't guarantee financial stability. How can we ensure that available resources are backed by actual financial strength in our business?

Guest Bio

Jess is the Managing Attorney of the Bailey Law Firm. Jess focuses her practice on business and real estate transactional law, as well as finance-specific compliance and transactional deals. Her representation has covered transactions in a variety of projects, from straightforward mergers and acquisitions to complicated deals riddled with compliance and regulatory matters. Having previously worked in real estate, mortgage and property management, banking, finance, and environmental consulting, Jess developed extensive experience with a diversity of contracts and negotiations, most of which businesses encounter daily. This experience also provided her with greater insight into the many operational issues that companies face every day. Jess has built a reputation for being an informative, knowledgeable, charismatic, and passionate counsel. She understands the real-world challenges and pragmatic decisions facing numerous industries. Irrespective of the project Jess works on, she considers all positive and negative factors that may affect the deal and the client’s business. 

Visit https://baileylawfirm.com/ 

Find Jess on LinkedIn @Jess Bailey 

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

The volatility of stocks, the unpredictability of real estate, and the rising cost of living are leaving many investors searching for something stable. Gold, historically a safe haven, has hit new all-time highs—but what’s driving this surge, and what challenges lie ahead for those looking to get involved?

The truth is, the future of investing can feel like walking a tightrope. While everything around us fluctuates, gold stands as a rare asset with the potential to offer liquidity and value when other investments falter. 

But here's the kicker: the gold market isn’t foolproof. It comes with its own set of hurdles—price volatility, geopolitical risks, and accessibility issues—that could trip up even the most seasoned investor. 

So, how do we navigate these challenges while still capitalizing on the rise of gold? What can we do today to prepare our investments for a future where gold becomes the ultimate safe haven? What are the key factors driving gold's latest surge in value?

Seasoned advisor at McAlvany Precious Metals, Michael Arries, joins me for this episode to talk about the drivers behind gold’s rise and how to mitigate investment risks when it comes to precious metals. We also discuss how to take advantage of gold’s reliability.

Things You’ll Learn In This Episode 

-Portfolios and precious metals

Diversifying a portfolio with precious metals can provide stability and hedge against inflation. What percentage of a portfolio should be allocated to precious metals for optimal balance?

-Using a self-directed IRA to purchase gold

A self-directed IRA allows investors to purchase gold, though many are unaware of this option. What steps are involved in using a self-directed IRA to invest in gold?

-Silver vs. gold

Silver is more volatile than gold and has the potential to outperform it in percentage gains, but gold is generally more stable and a preferred long-term hedge. Given silver's higher volatility, is it a better investment than gold?

Guest Bio

Michael Arries is an experienced advisor in the field of precious metals, having traded gold and silver for almost 25 years. A native of Colorado, Michael Arries graduated Magna Cum Laude from Fort Lewis College with a bachelor's degree in Accounting and Computer Science. He has studied economics and politics as a hobby for two decades, which is how he found his way into the precious metals space. In 2010, he embarked on his professional career with McAlvany Precious Metals, a family-owned business with a 50-year legacy in the industry, where he currently manages 1,500 clients. Renowned for their unwavering integrity, time-tested strategy, and personalized service, McAlvany represents the pinnacle of excellence among precious metals firms.

Michael has been featured on Kerry Lutz's Financial Survival Network_, Alternative Investor Mastermind, The Agent of Wealth, _Money Focused Podcast, Conversations From The Capitol radio show, broadcasted by America Matters Media and Fixing the Money Thing TV show with Gary Keesee.

Visit https://mcalvany.com/michael/ 

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

Too often, giving is tied to personal gain—whether it’s a tax deduction, public praise, or a sense of obligation. But real generosity isn’t about what you get in return. It’s about giving with pure intentions, fueled by love and passion, not by what you stand to benefit.

Imagine what would happen if every act of kindness came from a place of true selflessness. How much more impact would your giving have? How much more fulfillment would you feel?

The ultimate purpose in life is to give—not for accolades, not for financial incentives, but because it’s the right thing to do. When you give with the right heart, the rewards come naturally: deeper connections, a stronger community, and a life filled with purpose.

In this episode urologist and pilot Dr. Brian Rambarran joins me to talk about the act of giving, its importance and the great impact it can have. We also talk about his rescue foundation and the difference he’s making.

Things You’ll Learn In This Episode 

-Impact of actions

Actions can inspire others and create a ripple effect, especially with the reach of social media. How can a single positive action influence a larger audience in today’s digital world?

-More than meets the eye

Success in a profession doesn’t always mean financial stability—many doctors and other professionals struggle with savings and retirement. Why do some high-earning professionals still face financial difficulties despite their income?

-Establishing a perfect balance

Setting boundaries between work and personal life is essential, as work can be never-ending. Why do so many people struggle with balance?

Guest Bio

Dr. Brian Rambarran is a Buffalo-based urologist and licensed pilot renowned for his dedication to rescuing animals from high-euthanasia shelters. Over the past 12 years, he has utilized his Cirrus SR22 aircraft to airlift over 500 dogs from shelters in New York and North Carolina to foster and adoption homes, often partnering with organizations like Noah’s Advocates for Animals and Nickel City Canine Rescue. 

Beyond his medical and rescue work, Dr. Rambarran founded Rambarran Rescues, Inc., a nonprofit organization dedicated to saving shelter dogs through air transport. The organization collaborates with rescue groups to provide vulnerable animals with a second chance at life. 

Dr. Rambarran's life-saving efforts have garnered national attention, including features on ABC News and Good Morning America. He plans to continue flying to save animals and bring joy to families welcoming new pets. 

Visit https://rambarranrescues.org/ to make a donation

Follow Dr Brian on Instagram @brambarran 

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

Losing a job or facing an unexpected life shift can feel like the biggest curse—no income, no direction, and no clear path forward. But what if this so-called curse was actually the best thing that ever happened to you?

Have you ever considered that hitting rock bottom might be the push you need to rise higher than ever before?

The truth is, when everything you thought was certain is taken away, you’re forced to look beyond your comfort zone. You start seeing opportunities where before, you only saw routine.

The question is—will you embrace the change or stay stuck in fear? What if the loss of something familiar could lead you to something even greater?

In this episode, StoreIt founder Wayde Elliott joins me to share his journey from smooth sailing to sudden hardships—and how he turned it all around by striking gold in real estate self-storage. We also talk about the importance of being a life-long learner, being your own bank and why it's so important to grow and give intentionally.

Things You’ll Learn In This Episode 

-Navigating the learning curve

Transitioning careers comes with a learning curve, and mistakes are essential for growth. How do we ensure that these mistakes propel us forward and not hold us back?

-Lean on those with experience

Learning from experienced people accelerates growth and decision-making. How can mentorship help you avoid common pitfalls and reach your goals faster?

-The 5 Finger Gratitude technique

The 5 Finger Gratitude technique uses each finger to remind us of things to be grateful for, fostering a positive mindset. How can taking a moment to reflect on five things you're grateful for impact your mindset?

Guest Bio

Dr. Wayde Elliott founded StorelT, who began working in self-storage development in 2009, after practicing dentistry for over two decades. His first project was in St. Helens, OR, and involved working directly with the highway department, railroad, and Oregon State’s land division. From this project, Elliott learned a great deal about self-storage, including all of the ins and outs of developing and maintaining storage units.

Once he saw the ROI of his initial project, Elliott knew he created something that filled a need, and he wants to help others do the same! With over $68 million worth of self-storage units developed and sold, rest assured that Elliott knows what he is talking about.

Visit https://storeit.com/ 

Find Wayde on LinkedIn @Wayde Elliott 

Find Wayde on FaceBook @Wayde Elliott 

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

You have big dreams. You know where you want to be. But somehow, the gap between where you are now and where you want to go feels massive. Progress seems slow—sometimes painfully so.

Life throws obstacles in your way, and before you know it, doubt creeps in. Naysayers whisper that you’ll never make it. Maybe you’ve even thought about quitting.

The truth is, most people give up not because they’re incapable but because they don’t have a clear, strategic approach. They expect a straight path, but success is full of twists, turns, and setbacks. The key? Taking the right first step and staying committed even when things don’t go as planned.

So, how do you cut the difference down? What if you could shorten the time between where you are now and the life you dream of?

In this episode, I talk about the important steps to take when it comes to erasing the distance between where you are and where your goals and dreams are. I also comment on the importance of focus and eliminating distractions.

Things You’ll Learn In This Episode 

-The power of a great mentor.

A mentor provides guidance, experience, and support to accelerate growth and success. How can having the right mentor help close the gap between you and your dreams?

-The universal secret

Belief in your dreams is the first step to achieving them. How does belief influence your ability to succeed?

-Why daily visualization is key

Daily visualization reinforces your goals, keeping you focused and motivated. How can making visualization a daily habit improve your progress?

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

Generational wealth is something many people want. As parents, we fight to build a legacy that future generations can benefit from. We want to take care of our family long after we’re gone. 

The problem is, the traditional banking system doesn’t support generational wealth. Banks want to take people’s money and multiply it for themselves, not for their customers. 

What if you could create your own family banking system that does all the things banks do but it’s all working in your favor? 

Infinite Banking makes this possible. 

Instead of having your children borrow money from banks, what if they could borrow money directly from the family business. This doesn’t just provide for their current financial needs, but helps them build wealth in the long run. How do you build a family bank without turning your kids into entitled brats? 

How did Hannah Kesler buy a million dollar penthouse using the family bank? In this episode, 2nd generation Infinite Banking coach, speaker and entrepreneur, Hannah Kesler shares how their family leverages the method, and why a family bank beats even the best traditional banks.   

Things You’ll Learn In This Episode 

-Teaching beats selling 

Most financial advisors are always trying to drive people towards the sale. Is it better to take the approach of educating and empowering people?

-What many families get wrong

We’ve all heard stories of kids who deplete the family’s wealth by spending irresponsibly. How do you build a banking system with guardrails against this? 

-The power of a family business backed by Infinite Banking 

How did Hannah buy a million dollar penthouse using the family banking system? 

Guest Bio

Hannah Kesler “The Single Millionaire Chick” is a 2nd generation Infinite Banking Concept expert, speaker and author. Hannah and her father travel all around the country to teach; how to recycle, recapture, and keep total control of your hard-earned dollars. Hannah has been mentored since a young child about how money REALLY works. She has been implementing the Infinite Banking Concept since she was 18 years old and has been involved in real estate since 20 years of age. Her dreams are to build a real estate empire and become a fashion designer to start her own clothing line/boutique. With this wealth management tool, she knows those dreams will become a reality sooner than later.

Website: https://www.hannahkesler.com/ 

Podcast: https://themoneymultiplier.com/resources/tmm-podcast 

Instagram: https://www.instagram.com/hannah_kesler/

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

In the world of real estate investing, there are so many entry points, vehicles and paths we can chase down. But trying to chase down too many paths can take you out of business. Is it smarter to focus on one thing instead? 

It’s no coincidence that most investors struggle the most when they have their hands in too many pies. We would make a lot more money if we freed up our cash and mental bandwidth and applied it to one proven path. 

That’s what speaker, 2x UltraMarathoner, Real Estate Developer and the CEO of Barefoot Land Co, Brady McDonald did. Instead of spreading himself too thin, he concentrated his efforts in the self-storage development space. His secret? Choosing to do hard things on purpose. 

As an ultra-endurance runner, he overcame addiction, conquered the pressures of real estate, and scaled businesses across borders. 

Brady talks about how real estate challenges mirror ultra-endurance events and how the mindset of overcoming massive obstacles translates into real-life success.

Things You’ll Learn In This Episode 

-Do hard things on purpose 

Brady McDonald challenges himself to do difficult things, how does this lead to success in his business?

-How to build a valuable business in real estate

Solving a problem very few people want to solve is one of the fastest paths to wealth. How is Brady McDonald doing this in the self-storage space?

-Focus on what you know and understand

Most real estate investors fail to achieve their goals because they can’t focus on one thing. How do we choose what to double down on? 

Guest Bio

Brady McDonald is a keynote speaker, 2x 100 Mile UltraMarathoner, Real Estate Developer and the CEO of Barefoot Land Co. At Barefoot Land Co., they understand the complexities of selling undeveloped land. They specialize in acquiring vacant land and collaborating with sellers to ensure a seamless and fair transaction. 

Follow Brady: https://www.instagram.com/brady.mcdonald84/?hl=en

Join the Zero to 100 Challenge: https://zeroto100.com/. 

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

Are you tired of handing over control of your hard-earned money to traditional banks? You’ve worked hard, only to find your dollars barely working for you. Every paycheck you deposit, every investment you make—where does that money go? It ends up fueling someone else’s bank.

The banking system is built to make the banks richer by lending out your money at higher interest rates while paying you a fraction in return. But what if you could flip the script and take back control?

That’s where the Infinite Banking Concept (IBC) comes in. This game-changing strategy puts you in the driver’s seat of your financial future. Imagine a world where you become your own bank—able to grow your wealth while leveraging your money to create more opportunities. Today, I’m going to break this concept down in a way anyone can understand and share all the advantages you can gain from it.

Things You’ll Learn In This Episode 

-Control your own capital 

Most people park their paychecks in banks someone else controls. The bank then leverages that money to make more money. How can you get all the benefits the banks get for yourself? 

-The beauty of Infinite Banking 

People often have to choose between going after opportunities and saving their money. How does Infinite Banking give you the best of both worlds? 

-How to transform your financial life forever 

Instead of taking a bank loan when you need to invest in a car, a home, or even the stock market, why is it better to borrow money from your own bank?

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

We’ve all heard the buzz about blockchain, but how much do we really understand its potential to transform our everyday lives? Right now, we live in a world dominated by centralized systems—banks control our finances, corporations hold our data, and middlemen dictate transactions.

But what if there were a better way?

Centralized systems have dominated for decades but are riddled with significant flaws, including single points of failure that can lead to catastrophic system-wide failures, a lack of transparency that undermines trust and accountability, and inefficiencies that hinder optimal performance and adaptability.

Blockchain isn't just a buzzword—it’s the key to solving some of the biggest inefficiencies in finance, healthcare, supply chains, and beyond. Blockchain flips the script by introducing a decentralized model. Instead of placing trust in a single entity, it uses a distributed ledger where every transaction is verified and recorded by multiple participants.

In this episode, five-time TEDx speaker, co-founder of SydTek DAO and a professor at Penn State University, Justin Goldston joins me to talk about decentralization and its impact. We also talk about bringing education and finance to people in a new and different way.

Things You’ll Learn In This Episode 

-The truth about Universal Basic Income

Universal Basic Income provides a guaranteed minimum income to all individuals, aiming to reduce inequality and poverty. Could UBI become a necessity in a future shaped by automation and economic shifts?

-How to drive success

Gamification motivates engagement and drives success by turning tasks into rewarding experiences. How does gamification enhance motivation and create opportunities for profit?

-What we can learn from kids  

Kids often grasp gamification better than adults due to their familiarity with game mechanics and immersive digital experiences. How can adults bridge the gap in understanding gamification to engage more effectively?

Guest Bio

Justin Goldston is the co-founder of SydTek DAO and a Professor at Penn State University. He serves on the Graduate Advisory Boards at Georgetown University and USC and is a recipient of the 2022 Educational Leadership Award from the Education 2.0 Conference in Dubai. A five-time TEDx speaker, Goldston co-authored the first academic case studies on the metaverse and hybrid finance (HyFi).

Find Justin on LinkedIn @Justin Goldston

Follow Justin on Instagram @justingoldston.phd

Watch the TED talk mentioned in this episode here 

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

Have you ever felt like no matter what you do, you’ll never break free from your current financial situation? Do you catch yourself thinking, “This is just how my life is meant to be”?

If so, you're not alone. Many people are born into circumstances that shape their beliefs about money, success, and their own potential. But what if those beliefs are holding you back?

The truth is, your mindset around money could be the very thing keeping you stuck. Thinking you’re destined to fail because of where you started in life is a broken mindset. And yet, so many people live their entire lives believing they are trapped, unable to break the cycle.

The problem isn’t where you come from—it’s how you think about money. If you don’t understand your views on money or address the deep-rooted psychology behind them, you’ll continue to repeat the same patterns.

What could be accomplished if people broke free from limiting beliefs about money? What’s stopping us from taking the first step toward change?

Bradley T. Klontz, Psy.D., CFP® is an expert in financial psychology, financial planning, and applied behavioral finance and he joins me for this episode to share on financial psychology and how to change the money mindset so many people are conditioned to.

Things You’ll Learn In This Episode 

How to deal with roadblocks 

Overcoming roadblocks is essential to achieving wealth—persistence is key. How can we stay motivated when facing obstacles on our path to financial success?

Rich vs. poor mindset

Surrounding ourselves with those who have a poor mindset can hinder our financial growth and future. How does the mindset of those around us influence our financial success?

If others can achieve it, so can we

Seeing others succeed proves that achieving our goals is possible for us too. What steps can we take today to follow in the footsteps of those who inspire us?

Guest Bio

Bradley T. Klontz, Psy.D., CFP® is an expert in financial psychology, financial planning, and applied behavioral finance.  He’s an Associate Professor of Practice at Creighton University Heider College of Business, Co-Founder of the Financial Psychology Institute, and Managing Principal of YYMW Advisors.

Dr. Brad is co-author/co-editor of 8 books on the psychology of money: Psychology of Financial Planning (Wiley, 2023), The Practitioner's Toolkit (Wiley, 2023), Money Mammoth (Wiley, 2020) Facilitating Financial Health (NUCO, 2008; 2016), Financial Therapy (Springer, 2015), Mind Over Money (Broadway Business, 2009), Wired for Wealth (HCI, 2008), and The Financial Wisdom of Ebenezer Scrooge (HCI, 2005; 2008).

He is a Fellow of the American Psychological Association, and a Former President of the Hawaii Psychological Association. He was awarded the Innovative Practice Presidential Citation from the American Psychological Association for his application of psychological interventions to help people with money and wealth issues and his innovative practice in financial psychology for practitioners across the country.

Dr. Brad has been a columnist for the Journal of Financial Planning, On Wall Street, and Psychology Today: Health, Help, Happiness + Find a Therapist . His work has been featured on ABC News’ 20/20, Good Morning America, and in USA Today, The Wall Street Journal, New York Times, Washington Post, Los Angeles Times, Time, Kiplinger’s, Money Magazine, NPR and many other media outlets and professional magazines and journals.

He was appointed to the CNBC Financial Advisor Council in 2023 and received the 2018 and 2021 Montgomery-Warschauer Awards from the Journal of Financial Planning, honoring the most outstanding contribution to the betterment of the financial planning profession. He has partnered with organizations including Capital One, JP Morgan Chase, Mutual of Omaha, and H&R Block in efforts to help raise public awareness around issues related to financial health and financial psychology.

Visit https://www.bradklontz.com/ 

Email Brad [email protected]

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

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