1. Create filing system.
2. Budget.
3. Deactivate inactive accounts.
4. Use credit cards to keep track of spending and get rewards.
5. Establish a bill-paying day every week or two.
6. Open your mail over the trash can. Throw away junk mail immediately.
7. Have a Checklist for Bills You Are Expecting.
8. Make a list of all your usernames and passwords.
9. Set up automated payments for your regularly scheduled bills.
10. Consult with Anyone with Whom You Share Accounts. 

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