Our guest for the show today is Adam Black, Senior Mortgage Loan Specialist with First Commercial Bank. We’ll talk about getting a home loan in today’s climate. Are you considering buying a home or refinancing?

https://www.firstcommercialbk.com/

• S&P Case-Shiller home price index
• recent history of mortgages
• length of time
• types
• credit score
• down payment
• shopping for a mortgage

7/14/2020 Money Talks: First Mortgage http://moneytalks.mpbonline.org/episodes/money-talks-first-mortgage

6/11/2019 Money Talks: Refinancing Mortgages http://moneytalks.mpbonline.org/episodes/money-talks-refinancing-mortgages

6/19/2018 Money Talks: Mortgage Loans

http://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d7e

3/15/2022 Money Talks: Increase Your Credit Score http://moneytalks.mpbonline.org/episodes/money-talks-increase-your-credit-score

10/2/2018 Money Talks: Credit Score http://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d6f

Questions:

• HELOC
• HUD home: FHA $100 down program, 203K renovation loan
• Title insurance
• Homeowner's insurance
• School debt / equity loan

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