This was an Open Topic day with a few tips to help your clothing budget.

Questions anwered: 

• Roth IRAs for tuition payments
• IRA contribution caps
• Saving for retirement vs cash in the bank
• 403B and Lifestyle accounts
• Banking interest rates
• IRA withdrawals and charity contributions
• Medicare plans

Clothing buying tips:

• Shop off season but NOT in April or October
• Items may go on sale after 6 weeks in the store
• Shop thrift stores
• Be careful at outlet stores - factory line: made for outlet sales NOT regular merchandise
• Treat clothing shopping like grocery shopping - make a list
• When shopping online "abandon" your cart. The site may send you a discount code to get you to come back and make a purchase
• Avoid dry-clean only clothes to save money
• Take care of your clothing so they last longer
• Buy classic clothes they stay in style
• Pay in cash and ask for a discount
• Learn the price codes:  https://lifehacker.com/know-the-secret-price-codes-at-major-retailers-to-save-921445013

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