Money Talks

Money Talks: Open Topic and Clothes Buying Tips


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This was an Open Topic day with a few tips to help your clothing budget.

Questions anwered: 

  • Roth IRAs for tuition payments
  • IRA contribution caps
  • Saving for retirement vs cash in the bank
  • 403B and Lifestyle accounts
  • Banking interest rates
  • IRA withdrawals and charity contributions
  • Medicare plans

Clothing buying tips:

  • Shop off season but NOT in April or October
  • Items may go on sale after 6 weeks in the store
  • Shop thrift stores
  • Be careful at outlet stores - factory line: made for outlet sales NOT regular merchandise
  • Treat clothing shopping like grocery shopping - make a list
  • When shopping online "abandon" your cart. The site may send you a discount code to get you to come back and make a purchase
  • Avoid dry-clean only clothes to save money
  • Take care of your clothing so they last longer
  • Buy classic clothes they stay in style
  • Pay in cash and ask for a discount
  • Learn the price codes:  https://lifehacker.com/know-the-secret-price-codes-at-major-retailers-to-save-921445013

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Money TalksBy MPB Think Radio

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