Housing costs may be a big portion of your budget. Our expert is going to give his opinion on ways to cut some of your expenses associated with how you live. 

A recent article on the website: https://www.moneycrashers.com/jobs-provide-free-housing/ has a list of ways to save money on housing costs. The suggestions range from easy to drastic. 

• reduce water and electricity usage
• make sure your home is insulated and well maintained
• do your own maintenance and repairs
• improve your credit before getting a mortgage
• remove PMI from your mortgage payment
• House Hack - find a way for someone else to cover your housing expenses (Here's our podcast about Airbnb http://moneytalks.mpbonline.org/episodes/5cd31f1633f6c1be55607d95 )
• Move to a More Affordable Housing Market
• Buy a multifamily property and move into one unit and rent out the others.
• Downsize to a Smaller Home
• Move into an Attached Home
• Consider Renting
• Buying a house to flip and living in it until you sell it
• find a job that provide free housing

Calls:

• paying off mortgage early
• ADU
• how much money to put into a house

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