Money Tips Podcast

By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money Tips Podcast episode:

• 25% Bonus added to monthly contribution up to maximum £4000 per year
• Can be used for first time residential property purchase or for retirement
• Lifetime ISA (LISA) available between ages 18 to 40
• Always seek independent financial advice

Can you afford to retire?

Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

You can learn how to acquire income producing assets using other people’s money and other no money down strategies in order to become financially free.

Smart investors are using these creative finance, ‘no money down’ tools to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes. 

Before you buy another, or your first, property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth building assets using none of your money, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks   In the last few years, mortgage lending rules have been tightened up by UK regulators. Lenders now dig into your finances far more deeply than just looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

In this Money Tips Podcast episode:

• Nationwide cuts lending in fear of negative equity in a falling market

• Bigger deposits required from borrowers to cover future price drops 

• Maximum LTV Loan to Value cut from 95% - 85% for First Time Buyers 

• Brokers report tightening mortgage lending as banks become cautious

• Numbers claiming work-related or unemployment benefits up 126% to 2.8 million

• Economists warn of higher unemployment figures when furlough scheme ends 

• UK economy shrinks by 20% in April – biggest monthly drop in history

• UK House prices suffer biggest fall in 11 years as lockdown kills the economy

• Will your job be one of millions phased out by automation, innovation and AI?

• You don’t need your own money to create a second income in property 

• Time to your economy or Uconomy started whatever the economy is doing!

• You can create a second income during the lockdown…and come out stronger

• Learn how to make money from property without deposits, mortgages and cash

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period. 

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution? 

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on how to survive the crisis and even quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

True entrepreneurs create wealth and jobs and don’t need you to be poor for them to be rich. 

What would you do with £1 million? 

What would you do with £1 billion or one thousand times a million? How about £100 billion?

The Bank's Monetary Policy Committee (MPC) voted to pump £100 billion into the system days after governor Andrew Bailey said policymakers were ready to take action after the economy suffered its biggest monthly fall -20.4% - on record in April. 

The UK central bank also voted to keep interest rates at a record low of 0.1% after official jobs data showed the number of workers on UK payrolls plummeted by 600,000 between March and May.

However, recent indicators of economic activity suggest the economy is starting to bounce back.

The MPC's June policy meeting minutes stated: "Payments data are consistent with a recovery in consumer spending in May and June, and housing activity has started to pick up recently."

What is quantitative easing (QE) and how will it help us?

This latest round of monetary stimulus - quantitative easing or printing money - increases the Bank's asset purchase programme to a whopping £745bn.

In short, the Bank of England will “create” or print money which is then used to lend, through the purchase of bonds, to institutions. In theory, banks should in turn lend more cash - at low interest rates - to people and businesses to help grow the economy.

The QE policy was first used to the tune of £200 billion during the 2009 financial crisis to rescue the economy after the collapse of many banks. The bank has already exceeded that by almost 400%.

Critics argued that the banks failed pass on this money to small business and mortgage borrowers. In fact, mortgage money dried up, as it is now with the Nationwide and other lenders restricting house purchase borrowing.

We are not in a banking crisis so there should not be a shortage of capital. So why are the banks holding out? 

In the current economic climate, the banks are being cautious for fear of a further downturn or longer-term recession.

The financial package should see more money going into shares and business which will encourage investment and restore confidence in markets.

Would you like to learn how to buy a business using none of your own money?

You can be one of the first to learn the skill and strategies many of the most successful businesses are brought with. Expert, Bingbing Chan will teach you the step by step process that she uses to secure millions of pounds worth of high-quality businesses for little or no upfront cost.

Bingbing's webinar, Business Buying Secrets, will take place on the 23rd June @ 7:00 PM.

 
Business Buying Secrets, 23rd June @ 7:00 PMJOIN HERE: https://bit.ly/3efAoKj

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on how to survive the crisis and even quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast

In this episode:

Buyers of new build houses may be shocked to find that their freehold contains up to a dozen restrictive covenants, including needing to ask for permission carry out work on their own house.

Word of the Day

Covenant

A legally binding agreement to pay a sum of money on agreed dates to a company or charity.

Other articles at www.moneytipsdaily.com

3 Myths of Property Investment

Creative Finance Tools for Owning or Controlling Property 

5 Traits of the Rich Vs Poor

House Price Growth Slowest Since 2012, Say ONS

UK economy is slowing down and could go into recession says new report

Should you be buying Gold?

10 tips to survive and thrive in the recession - https://podcasts.apple.com/gb/podcast/money-tips-daily-by-charles-kelly-former-ifa-and-author-of/id1347175960?i=1000444007011

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money Tips Podcast episode:

• This simple tip will save you money and help the environment!

• UK to ban new petrol and diesel cars from 2035, but is that the only answer?

• Learn about investing in property before buying anything!

Can you afford to retire?

Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

You can learn how to acquire income producing assets using other people’s money and other no money down strategies in order to become financially free.

Smart investors are using creative finance ‘no money down’ tools to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes. 

Before you buy another, or your first, property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth building assets using none of your money, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook. 

The incredible story of how Colonel Tom Parker facilitated the buyout of Elvis Presley’s contract when he was a broke salesman with little industry experience or connections.  

In 1955, the mysterious Parker asked record producer and label owner Sam Phillips whether he would sell Elvis and Sam Phillips said he would “if the price was right”. He said a price of $35,000 for the contract which he thought nobody would ever pay. 

Parker was no Simon Cowell at the time and had no money, let alone $35,000, a small fortune in 1955. Colonel Tom Parker was a Dutch national who had jumped ship at age 18. He never left America and lived as an illegal immigrant with a shady past selling herbal remedies around carnivals in the South. 

He had seen Elvis sing and knew he had something special. He wanted to manage Elvis and realised that his current company, Sun Records, could only take him so far. But with no money and no industry experience how on earth was he going to pull off the deal?

Most people would have given up, but the resourceful Colonel went to the much bigger RCA Victor record company who put up the money to buy out Presley’s contract from Sun Records owner Sam Phillips for $35,000. The Colonel became his manager on an unheard of 50-50 deal and total control of the young star. 

Parker pulled off the music deal of the century, using none of his own money, by packaging Elvis Presley to a larger company and using their resources to turn his protege into a worldwide superstar. Elvis Presley went on to star in Hollywood movies and sell an estimated 600,000 to 1 billion records. He is still the best-selling solo artist of all time.

The same principle used by Colonel Tom Parker to tie up the Elvis contract also applies to other businesses and property deals. 

You don’t need your own money to buy a property and you don’t even need to buy the property to make money out of it. You can use other people’s money, joint ventures, options or package the deal to sell to another investor for a fee.

If you’d like more information on how to quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

You can create a second income and get into property during the lockdown…using other people’s money…

With all of the technology and mechanisation of household chores, we actually have more leisure and free time than ever before, so why is it that we are always so “busy”?

In this Money Tips Podcast episode:

• How many hours are there in a week?
• How many hours do you spend at work?
• How many hours do you spend sleeping?
• How many hours do you have free?
• How many hours do you spend on social media or watch TV?
• How many hours could you spend improving yourself and your future?
• Can you afford to retire?

Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

You can learn how to acquire income producing assets using other people’s money and other no money down strategies in order to become financially free.

Smart investors are using these creative finance, ‘no money down’ tools to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes.

Before you buy another, or your first, property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com
How to Use Creative Property Financing to Beat the Banks
How to Use Creative Property Financing to Beat the Banks In the last few years, mortgage lending rules have been tightened up by UK regulators. Lenders now dig into your finances far more deeply than just looking at your annual income. Self-certificated mortgages are all but...

see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

UK House prices fell by 1.7% in May from the April 2020, the biggest “monthly fall for 11 years”, leading mortgage lender Nationwide reports.

The annual growth in house prices also halved from 3.7% to 1.8%, as the coronavirus crisis hammered market activity.

HMRC data revealed that residential property transactions fell 53% in April compared with 2019.

"The medium-term outlook for the housing market remains highly uncertain," the Nationwide warned.

Economist predicts the fall "is just the start of a protracted decline over the remainder of this year,"

What does this mean for you as a home buyer or property investor?

In this Money Tips Podcast episode:

• House prices see “largest monthly fall for 11 years” in May Nationwide reports

• 8.7 million people are on Job Retention scheme, 2 million more claiming benefits

• One quarter of the workforce are now on furlough costing taxpayer multi-billions

• UK property sales hit record low in April, “asking” house prices have come down

• Learn how to take advantage of OPPORTUNITIES to make money in property 

• You don’t need your own money to create a second income in property 

• Will your job be one of millions phased out by automation, innovation and AI?

• Time to your economy or Uconomy started whatever the country is doing!

• You can create a second income or get into property during the lockdown…

• Learn from experts - free Property Network Summit 4 June 10am Register here -  

If you’d like further information on how to survive the crisis and even quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

You can create a second income and get into property during the lockdown…using other people’s money…

Learn from experts – join the Property Network Summit Thursday 4 June Register at  https://bit.ly/2zOvFQQ

What Will You Learn At The FIRST EVER NETWORK SUMMIT? 

1) Uncover the tools you need to survive in property & business post Covid 19

2) Learn the marketing insights into Social media and branding

3) Our speakers will reveal how to maximise and monetise your networking

4) Discover how to build a portfolio with no money and take the risk away

5) How to make SA work right now and how it will blow up post lockdown

Limited places available Register now - https://bit.ly/2zOvFQQ