Money Tips Podcast

Money Tips Podcast

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Money Tips Podcast episodes

  • Furlough Scheme Extended While Millions Return To Work

    Are you ready to adapt to the new economy? As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working, renting property or running a business, what obstacles and opportunities lies ahead? 

    By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

    In this Money Tips Podcast episode:

     

    • Furlough Scheme extended to October, but people advised to return to work
    • Rishi Sunak confirms the UK economy in recession with 6 million unemployed
    • HMRC relaunch problematic scheme to help self-employed and small businesses
    • Council taxes are rising sharply, are you being charged the correct amount of tax?
    • Building industry restart this week as will the weakened property housing market
    • The UK property market is changing rapidly and will not go back to pre-coronavirus
    • How can you benefit from the changing property market? Free seminar by experts

     

    Register for a free training session to learn more about how to survive and thrive in the changing property market - https://bit.ly/2ApM4LH

    Can you afford to retire?

    Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

    Quit the rat race and retire early

    You can learn how to build a second income, acquire cash flow generating assets using leverage in order to quit the rat race and become financially free. This crisis has taught us that the only way to be truly financially free is to build your own source of passive and semi-passive income, rather than working on someone else’s passive income. 

    If you’d like more information on how to quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

    See more articles at www.moneytipsdaily.com

    https://progressiveproperty.online/offers-property-revolution-web-2-ih-amb-2/amb1927

    15 min
  • Should Banks Control Our Spending?

    By Charles Kelly, Property Investor, former IFA, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

    Analysis has shown that people with bipolar disorder, depression or obsessive compulsive disorder (OCD) are more prone to overspending and potential problems with money management and debt, the BBC reports.

    Now the Money and Mental Health Policy Institute is calling on banks and building societies to monitor customers' data to spot signs of problems, such as sudden drops in income, dramatic increases in spending, or persistent use of unauthorised overdrafts.

    Banks argue that many customers would have more than one account, making it difficult to gather a comprehensive picture of a customer's finances.

    There are also data protection rules in place that would make any intervention difficult. The institute wants regulators to publish guidance on how customer data can be used legally and safely.

    Helen Undy, chief executive of the institute said:

    "About 100,000 people in problem debt attempt suicide each year in England, with many suffering in silence and struggling to ask for help.

    Having worked in financial services, including banks, insurance companies and my own IFA practice, for over 25 years, I have seen first-hand how people manage their money. This is why I wrote Yes, Money Can Buy You Happiness to help people feel better and manage their money more effectively.

    If you’d like more information on how to acquire wealth building assets using none of your money, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

    Other articles at www.moneytipsdaily.com

    Brexit Property Effect – Invest or Wait?

    Boris has got his deal through Parliament, but not on his timescale. Brexit Property Effect – Invest or Wait? Wait or Invest Is this a flip market? Are we due for a correction? Long term...

    There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

    15 min
  • Should Banks Control Our Spending

    By Charles Kelly, Property Investor, former IFA, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

    Analysis has shown that people with bipolar disorder, depression or obsessive compulsive disorder (OCD) are more prone to overspending and potential problems with money management and debt, the BBC reports.

    Now the Money and Mental Health Policy Institute is calling on banks and building societies to monitor customers' data to spot signs of problems, such as sudden drops in income, dramatic increases in spending, or persistent use of unauthorised overdrafts.

    Banks argue that many customers would have more than one account, making it difficult to gather a comprehensive picture of a customer's finances.

    There are also data protection rules in place that would make any intervention difficult. The institute wants regulators to publish guidance on how customer data can be used legally and safely.

    Helen Undy, chief executive of the institute said:

    "About 100,000 people in problem debt attempt suicide each year in England, with many suffering in silence and struggling to ask for help.

    Having worked in financial services, including banks, insurance companies and my own IFA practice, for over 25 years, I have seen first-hand how people manage their money. This is why I wrote Yes, Money Can Buy You Happiness to help people feel better and manage their money more effectively.

    If you’d like more information on how to acquire wealth building assets using none of your money, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

    Other articles at www.moneytipsdaily.com

    Brexit Property Effect – Invest or Wait?

    Boris has got his deal through Parliament, but not on his timescale. Brexit Property Effect – Invest or Wait? Wait or Invest Is this a flip market? Are we due for a correction? Long term...

    There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

    15 min
  • Read Financial Agreements Before You Sign Them

    By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

    Yesterday I asked, Are we richer or poorer than in past?

    In this Money Tips Podcast episode:

    • 90% of new cars and 40% of used cars are purchased with finance
    • Always read financial agreements before you sign them
    • Only sign credit agreements you fully understand
    • Avoid buying depreciating goods – cars, TV’s, Games – on high interest finance
    • Learn to Manage Your Money and Build Wealth
    • Learn more on free ‘property discovery day’

    Can you afford to retire?

    Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

    You can learn how to acquire income producing assets using other people’s money and other no money down strategies in order to become financially free.

    Smart investors are using these creative finance, ‘no money down’ tools to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes.

    Before you buy another, or your first, property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

    If you’d like more information on how to acquire wealth building assets using none of your money, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

    See more articles at www.moneytipsdaily.com

    How to Use Creative Property Financing to Beat the Banks

    How to Use Creative Property Financing to Beat the Banks   In the last few years, mortgage lending rules have been tightened up by UK regulators. Lenders now dig into your finances far more deeply than just looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

    There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

    15 min
  • 10 Tax Saving Tips in 10 Minutes - How to pay less tax

    Death and Taxes - Life’s two certainties!

    From the moment we are born until we die we are taxed in one form or another. With UK government borrowing expected to rise by £500 billion in the next few months if the lockdown on the economy continues, the debt will have to be paid by higher taxes and will take decades to pay off. Britain’s second world war debt of £21 billion owed to America took until 2006 to repay or over 60years.

    By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

    In this Money Tips Podcast episode:

    10 tax saving tips in 10 minutes!
  • See also - 10 things you can do to thrive during Covid 19 isolation

    10 Tax Tips

    Check your tax code, which indicates how much tax HMRC will collect from your salary.
  • Claim tax credits, for extra money to those looking after children, disabled workers and other workers on low incomes
  • Pay contributions to your employer's or your personal pension scheme
  • Meet the tax return deadline and pay tax bills on time to avoid a fine and penalties
  • Claim marriage allowance, which a tax perk that benefits couples where one partner earns less than the personal allowance
  • Reclaim overpaid taxes if you are a non-taxpayer, or your income unexpected falls during a year
  • Claim Landlord’s Domestic Replacement Items Tax Relief – not ‘Wear and Tear’ allowance
  • Claim for the tax-free childcare scheme to claim back 25% of your childcare costs, up to £500
  • Change to a low-emission car
  • Maximise your annual Isa allowance tax-free allowance of up to £20,000 2020/21 and look at Junior and Lifetime Isas
  • Finally, make a Will to mitigate IHT Inheritance Tax liabilities.

     

    Can you afford to retire?

    Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

    Quit the rat race and retire early

    You can learn how to build a second income, acquire cash flow generating assets using leverage in order to quit the rat race and become financially free. This crisis has taught us that the only way to be truly financially free is to build your own source of passive and semi-passive income, rather than working on someone else’s passive income.

    Smart investors take advantage of creative finance ‘no money down’ tools in order to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes.

    Free property investment taster day

    Before you any property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

    If you’d like more information on how to quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

    See more articles at www.moneytipsdaily.com

    11 min
  • One in Four Buy-to-Let Landlords Plan to Sell Property in the Next 12 Months

    One in four buy-to-let landlords plan to sell property in the next 12 months

    500,000 buy-to-let landlords in the UK want to sell up due to punitive tax hikes and red tape.

    By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

    In this Money Tips Podcast episode:

    EU migrants will have to qualify under points system to work in the UK after January 2021
  • 500,000 buy-to-let landlords and property investors UK plan to sell in 12 months
  • Taxes such as 3% stamp duty surcharge and removal of tax reliefs deter investors
  • Landlord tax grab will start to bite after April particularly for higher rate taxpayers
  • Learn about investing in property before buying anything!

    Can you afford to retire?

    Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

    You can learn how to acquire income producing assets using other people’s money and other no money down strategies in order to become financially free.

    Smart investors take advantage of creative finance ‘no money down’ tools in order to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes.

    Free property investment taster day

    Before you any property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

    If you’d like more information on how to acquire wealth building assets using none of your money, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

    See more articles at www.moneytipsdaily.com

    There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

    15 min
  • Who will the winners or losers following the coronavirus crisis?

    Who will the winners or losers following the coronavirus crisis?

     

    Winners

    - Technology - Zoom, Cloud services

    - Netflix 16 million new subscribers

    - Amazon recruiting 100,000 extra staff

    - Drug and pharmaceutical

    - Utilities

    - small luxuries – Coke, drinks, cigarettes all prospered during the great depression

    - FAANGS – Facebook, Amazon, Apple, Netflix, Google (Alphabet)

    - Oil record lows - indicator of global economic activity

     

    Losers

    Travel

    Airlines, cruise operators

    Commercial and office landlords. Will companies retain more workers at home and dispense with expensive offices?

    Buy to let rental demand down 42%

    -------------------------------------------------------------------------------------------------------------

    What do you think?

    - 1.5 million more claims for Universal Credit in UK

    - Councils warned about holding up grants

    - John Lewis, Stella McCartney, Victoria Beckham, Richard Branson

    - Tesco  - market cap £22 billion, revenue £63 billion CEO earns £4.9 million

     

    Is real American dream turning into a nightmare?

    - LA Has 45,000 rough sleepers. It is estimated that they are half a million short of affordable housing.

    - Based on a minimum wage you would need to work 100 hours per week to afford a one bedroom apartment in Los Angeles.

    - Thousands of people living in tents, cars and vans on the streets of LA

    - 22 million people are now unemployed in America with hundreds of thousands registering every day whilst the country is in lockdown.

     

    Discussion – Who will the winners or losers following the coronavirus crisis?

    By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

    In this Money Tips Podcast episode:

    Which businesses will the winners or losers following the coronavirus pandemic?
  • For instance - FAANGS – Facebook, Amazon, Apple, Netflix, Google (Alphabet)
  • Small luxuries – Coke, drinks, cigarettes all prospered during the great depression
  • John Lewis, Stella McCartney, Victoria Beckham, Richard Branson on support
  • The American dream turns into a nightmare for millions homeless and unemployed
  • Oil market in turmoil as prices reach 18 year low indicating economic growth
  • Opportunities – stock market, options trading, business and buying cheap assets
  • Learn insider secrets on buying and selling in auctions from leading experts
  • See full interview with auction expert https://www.facebook.com/CharlesKellyUK
  • 10 things you can do to thrive during Covid 19 isolation

    Can you afford to retire?

    Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

    Quit the rat race and retire early

    You can learn how to build a second income, acquire cash flow generating assets using leverage in order to quit the rat race and become financially free. This crisis has taught us that the only way to be truly financially free is to build your own source of passive and semi-passive income, rather than working on someone else’s passive income.

    Smart investors take advantage of creative finance ‘no money down’ tools in order to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes.

    Free property investment taster day

    Before you any property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

    If you’d like more information on how to quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

    See more articles at www.moneytipsdaily.com

     

    31 min
  • Should the Government bailout Richard Branson’s Virgin Atlantic?

    Should the Government bailout Richard Branson’s Virgin Atlantic?

    By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

    In this Money Tips Podcast episode:

    Should the Government bailout Richard Branson’s Virgin Atlantic?
  • Branson does not personally own the airline – Delta, KLM and others
  • Branson is asking Government for a loan offering his Necker Island as security
  • Burger King withholds rent on 500 stores as private rental demand drops by 42%
  • Crude Oil prices reaches and 18 year low as demand collapse and storages runs out
  • Learn insider secrets on buying and selling in auctions from leading experts
  • See full interview with auction expert https://www.facebook.com/CharlesKellyUK
  • 10 things you can do to thrive during Covid 19 isolation

    Can you afford to retire?

    Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

    Quit the rat race and retire early

    You can learn how to build a second income, acquire cash flow generating assets using leverage in order to quit the rat race and become financially free. This crisis has taught us that the only way to be truly financially free is to build your own source of passive and semi-passive income, rather than working on someone else’s passive income.

    Smart investors take advantage of creative finance ‘no money down’ tools in order to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes.

    Free property investment taster day

    Before you any property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

    If you’d like more information on how to quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

    See more articles at www.moneytipsdaily.com

     

    20 min
  • Day 36 Of French National Strike Highlights Pensions Timebomb Facing Western Governments

    By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

    In this Money Tips Podcast episode:

    1. French workers strike for pension rights government’s can no longer afford
    2. Learn to cook and eat fresh food to save a fortune and feel better
    3. Spring clean direct debits for memberships you no longer want
    4. Banks warned to stop short-changing loyal savers

    Can you afford to retire?

    Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

    You can learn how to acquire income producing assets using other people’s money and other no money down strategies in order to become financially free.

    Smart investors are using these creative finance, ‘no money down’ tools to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes.

    Before you buy another, or your first, property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

    If you’d like more information on how to acquire wealth building assets using none of your money, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

    See more articles at www.moneytipsdaily.com

    How to Use Creative Property Financing to Beat the Banks

    How to Use Creative Property Financing to Beat the Banks   In the last few years, mortgage lending rules have been tightened up by UK regulators. Lenders now dig into your finances far more deeply than just looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

    There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

    16 min
  • Boris Johnson Rules Out End of Lockdown as Employers Apply For Furlough Aid to Meet Payday Run

    In this Money Tips Podcast episode:
    1. PM rules out early end to Coronavirus lockdown despite falling death numbers
    2. Thousands of employers apply for government furlough aid to meet payday run
    3. Markets up 20% recovering from March falls but well short of January peak
    4. Oil down, Gold reaches highest price since 2012 but physical Gold liquid?
    5. Learn insider secrets on buying and selling in auctions from leading experts
    6. See full interview with auction expert https://www.facebook.com/CharlesKellyUK
    7. 10 things you can do to thrive during Covid 19 isolation

    Can you afford to retire?
    Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?
    Quit the rat race and retire early
    You can learn how to build a second income, acquire cash flow generating assets using leverage in order to quit the rat race and become financially free. This crisis has taught us that the only way to be truly financially free is to build your own source of passive and semi-passive income, rather than working on someone else’s passive income.
    Smart investors take advantage of creative finance ‘no money down’ tools in order to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes.
    Free property investment taster day
    Before you any property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.
    If you’d like more information on how to quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.
    See more articles at www.moneytipsdaily.com

    18 min

About Money Tips Podcast

From the publisher's feed

Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness.  Charles spent over 25 years in financial services working for banks, Insurance companies and as a qualified Independent…

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