Money Tips Podcast

By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money Tips Podcast episode:

• Beware, as not all freeholds are the same and some may be un-mortgageable

• Always use a solicitor, especially when buying at auction, to check title

• New build freehold properties may include an onerous ‘rentcharge’

• Management companies can repossess your property for unpaid rent charge

• Learn about investing in property before buying anything!

Can you afford to retire?

Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

You can learn how to acquire income producing assets using other people’s money and other no money down strategies in order to become financially free.

Smart investors are using these creative finance, ‘no money down’ tools to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes. 

Before you buy another, or your first, property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth building assets using none of your money, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook. 

By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

The Universities Minister laid down a warning to a summit of student-accommodation providers to sort out the "awful and disappointing" problems that have seen more than 20 student housing schemes not completed on time, the BBC reports.

In an unprecedented move, Chris Skidmore summoned corporate housing providers after students had been put into temporary accommodation at the beginning of the autumn term.

"Students can pay significant amounts for their accommodation and it is unacceptable to let them down at a stressful time," the minister said.

Students in Portsmouth were among those affected, when a private housing block was not completed, leaving about 250 without accommodation.

Accommodation is funded from student maintenance loans - which means billions of pounds in public spending goes into the student-housing sector.

Private landlords have been increasingly undermined by the government which has favoured large corporate landlords with tax breaks denied to the smaller student accommodation providers. 

Buy-to-let investors have been quitting the market in droves since punitive property tax measures were introduced by the former chancellor George Osborne. Some estate agents claim that Osborne’s landlord tax grab, combined with the 2016 Brexit vote, has effectively killed the buy-to-let property market, with prices in some areas falling by over 20%.

However, plummeting property prices have created buying opportunities, especially among distressed and disgruntled landlords fed up with being treated like second class citizens.

Even property investors I meet who have not sold everything have held back on buying further property due to the loss of tax relief on buy-to-let mortgage loans, as well as higher rates on limited company loans.

But most traditional buy-to-let property investors are not aware of the ‘no money down’ strategies to own or control property without using mortgage lenders. 

Smart investors are using these creative finance, ‘no money down’ tools to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes. 

If you’d like more information on how to acquire wealth building assets using none of your money, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks   In the last few years, mortgage lending rules have been tightened up by UK regulators. Lenders now dig into your finances far more deeply than just looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

Word of the Day

Section 24 

Section 24, also known as the ‘tenant tax’, will restrict relief for finance costs on residential properties to the basic rate of Income Tax. This has been phased in from 6 April 2017. ... In simple terms, Landlords will no longer be able to deduct all of their finance costs from their property income when calculating their property profits.

By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money Tips Podcast episode:

• Quick sale ‘property rescue’ agents under scrutiny by Trading Standards

• Be careful when selling your property “fast” as you will get a lower price

• Estate Agents should be a regulated market as it is in America

• UK awards 5G contract to Huawei 

 Can you afford to retire?

Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

You can learn how to acquire income producing assets using other people’s money and other no money down strategies in order to become financially free.

Smart investors are using these creative finance, ‘no money down’ tools to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes. 

Before you buy another, or your first, property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth building assets using none of your money, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook. 

UK property sales hit record low in April, but market shows signs of recent activity

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period.

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution?

In this Money Tips Podcast episode:

You can learn how to build a second income, acquire cash flow generating assets using leverage in order to quit the rat race and become financially free. This crisis has taught us that the only way to be truly financially free is to build your own source of passive and semi-passive income, rather than working on someone else’s passive income.

If you’d like more information on how to quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

Is this statement made by an American politician accurate?

By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money Tips Podcast episode:

1. Do billionaires make their money paying “slave wages”, as per Alexandria Ocasio-Cortez?
2. Bill Gates and Henry Ford paid higher than average wages and made a lot of people rich
3. The rich in the UK pay millions in taxes – David Beckham, JK Rowling and Sir James Dyson
4. Top 1% of UK earners pay 28% of all income taxes
5. Taxes are necessary and should be fair

”You don’t make a billion, you take a billion and make things by paying people slave wages that they can barely live on” a politician recently claimed. 

You might be forgiven for thinking that the statement came from Jeremy Corbyn or somebody in Venezuela, but it actually came for an American Congresswoman Alexandria Ocasio-Cortez. 

She has been accused of promoting dangerous radical left-wing policies, not that different from European social democratic views - free healthcare, college education, higher taxes for the very wealthy and more control over the financial sector. 

She won her seat against all the odds with little or no funding and was actually working as a waitress before being elected.

However, to say that all billionaires make their money off the back of slave labour and below minimum wage pay is a little unfair.

Henry Ford actually increased wages and attracted thousands of workers to Detroit area, building forward into a multibillion-dollar company which produced cars for the masses. He was instrumental in building the American economy into a superpower through innovative mechanisation and assembly line manufacturing methods.

I don’t think you could accuse Bill Gates of paying low wages when the company has actually created thousands of millionaires through their stock options.

People are queueing up to work for the likes of Google and Facebook because their pay and benefits are out of this world.

According to the Sunday Times new tops taxpayer list, Stephen Ruben the majority shareholder of JD sports paid £181 million in tax last year.

British billionaire Denise Coates, who built her own business from a small family concern to multi-billion company, just paid £156 million in taxes.‬

Sunday Times list of highest taxpayers in the UK demonstrates that high earners contribute billions to the UK economy in productivity and net taxes.

Richest 1% in the UK contribute 28% of all income tax with notable high taxpayers like Sir Janes Dyson, David and Victoria Beckham and J. K. Rowling.

Billionaire businessman so Jim Ratcliffe have a tax liability of £110.5 million and Mike Ashley, founder of sports direct and owner of Newcastle football club paid over £30 million in taxes last year.

Politicians who go on about the rich “paying their fair share “should focus on the amount of tax collected rather than the tax rate.

If you hike up the tax rate to a top rate of 98%, as it was in the 1970s, all you do is drive away wealthy people and more importantly investment.

This has nothing to do with politics, it’s just common sense.

It has been recently demonstrated by the increase in stamp duty for multi million pound properties. What happened? The tax take went down.

Of course, we need taxes to run the country, but they need to be fair and balanced so that people have an incentive to work hard and build businesses. Countries like Hong Kong and Singapore attract businesses because they have an attractive tax system, which taxpayers have no need to evade.

If you subscribe to the politics of envy, believing that all rich people are evil and crooked, how can you be wealthy and successful yourself?

I talk about this in my book, yes, money can buy happiness, where we explore the mindset of money and success.

Can you afford to retire?

Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

You can learn how to acquire income producing assets using other people’s money and other no money down strategies in order to become financially free.

Smart investors are using these creative finance, ‘no money down’ tools to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes. 

Before you buy another, or your first, property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth building assets using none of your money, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks   In the last few years, mortgage lending rules have been tightened up by UK regulators. Lenders now dig into your finances far more deeply than just looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

The number of people claiming unemployment benefit has soared by 856,500 to over 2 million months, according to figures released by the Office for National Statistics (ONS), after the UK had recorded record numbers of people in work. Add this to over 6 million on furlough and 2 million self-employed claiming the bounce back loan or other support programmes we now have 10 million economically inactive workers in the UK.

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period. 

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution? 

In this Money Tips Podcast episode:

• 2.1 million now claiming state benefits such as Universal Credit

• Self-employed grant claims top 2 million with £6 billion paid out in claims

• 6 million on job furlough scheme but 1 in 5 firms plans job cut this summer

• US jobless reach 33 million, while Germany, Japan join UK in deep recession 

• Most people have zero savings or back-up plan to cope with unemployment

• Property market up and running again but prices could plummet 20% this year

• Tenant demand increases after a quiet period in the early stages of lockdown 

• VE Day gives Children opportunity to learn about wartime rationing and values 

• Will your job be one of millions phased out by automation, innovation and AI?

• You can create a second income or get into property during the lockdown…

Can you afford to retire?

Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

Quit the rat race and retire early

You can learn how to build a second income, acquire cash flow generating assets using leverage in order to quit the rat race and become financially free. This crisis has taught us that the only way to be truly financially free is to build your own source of passive and semi-passive income, rather than working on someone else’s passive income. 

If you’d like more information on how to quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

With leaders driving the economy into almost certain depression by shutting down their country’s economies, you’d be forgiven for believing in the Coronavirus conspiracy theorists, like David Icke, that this is a deliberate plan to destroy the world order as we know it!

Cash is King!

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money Tips Podcast episode:

• Where can you put your money that is safe from the coming depression?

• BoE predict 30% fall in first 6 months and 15% fall in 2020 - highest ever

• I’m telling it like it is and do not dress up the facts with “positive” crap!

• Stock market prices are still way overvalued are likely to crash deeper

• “Buffett predictor” of imminent market crash is at highest level for 50 years

• What about shares, Bonds, Gold, Silver, Bitcoin, Property and bank deposits?

• UK Bank deposits government protected up to £85,000 per depositor per bank 

• Chancellor is bound to slash government aid for business furlough scheme soon

• Businesses need end to lockdown to get back to work now to come off state aid

• 6.3 million furloughed on Job Retention Scheme costing us billions every month

• Builders stuck due to lack of materials while supermarket chains can sell everything

• Why opening a shop in the High Street is financial suicide for most business start-ups

• Your best investment could be investing in yourself through education to make money

Can you afford to retire?

Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

Quit the rat race and retire early

You can learn how to build a second income, acquire cash flow generating assets using leverage in order to quit the rat race and become financially free. This crisis has taught us that the only way to be truly financially free is to build your own source of passive and semi-passive income, rather than working on someone else’s passive income. 

If you’d like more information on how to quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money Tips Podcast episode:

• Tesla overtakes Volkswagen to become the world’s second largest car manufacturer 

• People who say “it can’t be done nowadays” or “it was alright in your day” are wrong!

• Most valuable companies, Apple, Microsoft, Amazon are relatively new to the market

• Never too late for you to get started investing in property, e.g. to build a pension

• Contact me if you want to get started in property using none of your own money

See also my YouTube Channel: Will house prices rise or fall in 2020?

Can you afford to retire?

Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

You can learn how to acquire income producing assets using other people’s money and other no money down strategies in order to become financially free.

Smart investors are using these creative finance, ‘no money down’ tools to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes. 

Before you buy another, or your first, property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth building assets using none of your money, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook. 

Are you ready to adapt to the new economy? Build a second income source fast. Register for a free training session to learn more about how to survive and thrive in the changing property market - https://bit.ly/2ApM4LH

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money Tips Podcast episode:

• Cost of Coronavirus to the UK government has risen to £123 billion

• Borrowing for this year expected to reach a staggering £298 billion!

• The UK’s World War 2 debt to the US took 61 years to be paid off by 2006

• UK annual borrowing will hit 15.2% of economy, highest since WW2’s 22%

• Further billions will be spent by taxpayers to cover bad bank debt and benefits

• Rishi Sunak confirms the UK economy is in recession with 6 million unemployed

• 1 in 4 US workers now claiming benefits as jobless figures soars by 3 million to 36M

• As WHO says Coronavirus will “never go away” we need to adapt to a new economy

• The UK property market is changing rapidly and will not go back to pre-coronavirus

• How can you benefit from the changing property market? Free seminar by experts

Register for a free training session to learn more about how to survive and thrive in the changing property market - https://bit.ly/2ApM4LH

Can you afford to retire?

Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

Quit the rat race and retire early

You can learn how to build a second income, acquire cash flow generating assets using leverage in order to quit the rat race and become financially free. This crisis has taught us that the only way to be truly financially free is to build your own source of passive and semi-passive income, rather than working on someone else’s passive income. 

If you’d like more information on how to quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

https://progressiveproperty.online/offers-property-revolution-web-2-ih-amb-2/amb1927