This is a follow up episode to last week's "journey" through the world of pet insurance. Annie mentions some companies she's heard good things about from listeners in the wake of the episode airing, and dives deep into what insurance will cover in terms of dealing with behavior issues. Her guest is trainer Briana Balogh, who is the Client Care Coordinator at Behavior Vets. 

https://behaviorvetsnyc.com/our-team/briana-b/

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Partial Transcript:

[intro and music]

Annie:

Hey there. So this is sort of a follow-up last week’s mammoth pet insurance episode. I just wanted to mention or reiterate a few things and respond to some feedback I’ve gotten. And then I do have an interesting interview to share.

But I just wanted to reiterate that I think it’s a good idea to get pet insurance as early in your dog’s life as possible, because I don’t think there are any companies out there that are really gonna cover preexisting conditions. So you want to get a plan that you like before your dog or cat has any conditions.

And the sooner that you start out with one company, and the more time you may have to stop working with that company, try a different company, et cetera, et cetera, once your dog or cat has any kind of pre-existing conditions, you’re going to kind of be locked into working with whichever brand you’re with because you’re not going to be able to switch and get that stuff covered.

If you do have a dog who has a pre-existing condition, definitely check out the pet assure discount code, which I talk about in the episode, which is probably the best option in those cases.

I also got some feedback that I was a little dismissive of companies that offered different kinds of insurance. And I think that’s totally true. I was just trying to narrow the field a little bit, set some parameters, arbitrary as they may be. But a couple of people have reached out to me for instance, and said that they have Nationwide and said they’re really happy with Nationwide.

I ran a quote and it looks like Nationwide would cover just about everything that the the company I ultimately chose would cover. They don’t have tons of options to toggle and choose from, which I actually really like. I think it simplifies things. And the quote that I got from them looks like it would be about what I’m going to end up paying per month with a plan I chose with the company I chose, except the deductible would be lower.

I have a thousand dollar deductible. The nationwide one would be 250. The wellness visit would still be covered. And they would cover 90% of bills. Although the plan I got is a hundred percent of bills. So I think definitely that’s one worth checking out.

And as I did mention in the last episode, if you already have insurance that you like, a lot of people already have Nationwide for their home insurance or renter’s insurance or car insurance or whatever.  You might be able to get a deal bundling your insurances together. So again, that is one of my major recommendations.

Full Transcript at SchoolfrotheDogs.com/podcast

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