Happy Thanksgiving listeners! If you pay attention to the 24 hour news cycle, the present and future economy seem pretty bleak. Luckily the actual data is a lot more promising, but less dramatic. In this episode we discuss some of the good news out there to be grateful for and how to avoid the negativity the press likes to highlight.

Gone are the days where you need pen and paper or a spreadsheet template to create your budget. Today there are apps and software tools that track your transactions and offer recommendations on how to dial in your spending the way you want. In this episode, we'll walk through some of the top rated apps out there to help you figure out which one is best for you.

Have you tried the 50/30/20 budget and found it doesn't work for you? In this episode we offer up some other ways to allocate your paycheck that help you save for your future and keep the lifestyle you want.

This season had some great questions come in. In this episode we answer a few on interest rates, buying a car, credit scores, and more. Thank you all for listening to another chunk of episodes, more to come and let us know what topics you'd like to hear.

Everyone is saying interest rates are too high to buy cars or houses, but why are rates high and who decides the rates? In this episode we'll explain how to Federal Reserve sets interest rates and what impact those rates have on everyday life.

You're sold on credit card churning and want to apply for your first card, but which type of card from which bank? This episode covers more specifics on credit card bonuses and recommendations on cards we own with the best perks available.

Credit card sign up bonuses might seem too good to be true, but you can earn some big rewards with a bit of discipline. In this episode we'll give the basics behind credit card churning and whether you should be getting into the game or not. Your regular spending habits might be able to get you hundreds or thousands in free travel or cash back.

Wondering what to do with money you need safe but isn't making any interest in your checking account? In this episode we walk through some options for shorter term investments that are safer than stocks but give more return than sitting under the mattress. We explain how to buy fixed income investments and the pros and cons of each.

Banks are always looking for ways to attract new customers, so why not take advantage? Bank account bonuses are a way to make some extra cash in exchange for a little time and effort. We'll cover the pros and cons of opening accounts to get a few hundred dollars and help you decide whether its a good option for you.

We've all done it: You're having a rough day, you go do some online shopping, you feel better for a bit, then you regret buying something you didn't need and you're stuck with credit card bills. In this episode you'll learn tips to practice self-care and treat yourself without hurting your budget and future financial goals.