The Property Podcast

Mortgage Market Update - August 2025


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This week, Rob B is joined by Kelly from Sirius Finance to tackle the big mortgage questions on every investor’s mind. From product ranges to market predictions, she shares her expert insights and top advice for navigating today’s property market. 

  • (1:21) - A quick overview of the current mortgage market  
  • (2:58) - Kelly’s rate cut predictions 
  • (4:40) - The best product ranges for investors 
  • (8:19) - The return of 80% LTV mortgages 
  • (10:39) - What would Kelly do? 
  • (13.49) - “Further advances” explained 
  • (15:16) - Are we out of the down valuation slog? 
  • (17:05) - How are investors adjusting their strategies as rates fall? 
  • (20:08) - Kelly’s top advice for investors navigating the current market 
  • Links mentioned:

    • Kelly Rule, Senior Associate, Sirius Finance 
    • https://siriusfinance.co.uk/ 

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        The Property PodcastBy Rob Bence and Rob Dix from The Property Hub

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