Mortgage renewals in Canada are becoming a breaking point — not just financially, but emotionally. For many homeowners, higher payments aren’t just a budget issue. They trigger stress, shame, and sleepless nights — especially when the numbers suddenly stop working at renewal time. This week, Vince challenges the most dangerous advice in today’s market:
the narrative - “Just hang on.” Sometimes waiting makes things worse. Options shrink, interest compounds, and stress builds. Selling, restructuring, or even renting isn’t failure — it’s a financial decision.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/