Multifamily Money

This is a reply from episode 51.

In this fast-paced world, financial struggles are inevitable. Listen in, discover the most common financial blunders that lead to major financial issues, and learn how to avoid them.

WHAT YOU’LL LEARN FROM THIS EPISODE 

• Why over leveraging and never-ending payment is bad?
• How lifestyle creep and excessive spending cause financial difficulties
• Why should you start investing and building good credit early?

RESOURCES/LINKS MENTIONED

• Ep14: Financial Freedom: Making Money While You Sleep (Part 3 of 6)
• Ep22: How To Pay Off Your Debt Faster
• Ep27: How To Raise Your Credit
• Ep47: 2022 Financial Goals
• Ep49: How To Get A Raise In 2022

CONNECT WITH US 

• Email: [email protected] 
• Instagram: Shawn Winslow
• YouTube: Shawn Winslow
• LinkedIn: Shawn Winslow
• Facebook: Shawn Winslow
•  

Dive into today's episode to learn about the legal aspects of syndication and the technicalities of commercial and real estate investing with Gene Trowbridge. Keep an ear out for further information on how legalities influence the outcome of any business transaction.

WHAT YOU’LL LEARN FROM THIS EPISODE 

• Syndication vs. securitization
• Common misconceptions about general and limited partnerships
• The key to attracting investors to your ventures
• Tips for maximizing your Securities and Exchange Commission accreditation
• 4 questions to ask before accepting another person's deal
• How to make your documents unbreakable

RESOURCES/LINKS MENTIONED

• Securities and Exchange Commission
• Financial Industry Regulatory Authority

ABOUT  GENE TROWBRIGE, Esq., CCIM

Gene is the co-founding partner at Trowbridge Law Group LLP. Since 1972, he has been in the real estate space as a commercial broker and investor. In 1977, he was awarded the CCIM designation and has been since an outstanding member and awardee of the institute. He was also a former syndicator, raised investor capital for 10 years, and even sent out 1,676 K1s in just a single year.  At the age of 45, he became interested in the legal world and studied law at the Western State College of Law. His law practice is focused on syndications of commercial and investment real estate. With his efforts and hands-on experience, his firm excelled and has helped numerous clients. He is the author of the book “It’s A Whole New Business!”. Gene is happily married to his wife, Kay, and lived together with their two daughters, Amy and Emily.

CONNECT WITH GENE

• Website: Trowbridge Law Group
• Youtube: Trowbridge Law
• Phone: (949) 570-1507

CONNECT WITH US 

• Email: [email protected] 
• Instagram: Shawn Winslow
• YouTube: Shawn Winslow
• LinkedIn: Shawn Winslow
• Facebook: Shawn Winslow

In today’s episode, we’ll discuss the rising cost of debt, what it means in the real estate business, why it pays to have rental assets, and how to leverage them as a hedge against inflation. Dial in 'coz it’s time to diversify your portfolio and make the most of these rate hikes!

WHAT YOU’LL LEARN FROM THIS EPISODE 

• Effects of rate hikes on property acquisitions
• The movement of mortgage rate in the US
• How the increasing demand for housing affects rental deals
• The main driver of inflation
• Opportunities from the increasing debt service

CONNECT WITH US 

• Email: [email protected] 
• Instagram: Shawn Winslow
• YouTube: Shawn Winslow
• LinkedIn: Shawn Winslow
• Facebook: Shawn Winslow

Do you want to get started in commercial real estate faster? Listen to this episode with DL Campbell as she unravels the steps in property investing and the fundamentals and development of commercial real estate investing. Stay connected and diversify your multi-units now! 

WHAT YOU’LL LEARN FROM THIS EPISODE 

• What makes commercial real estate a good investment
• The ups and downs of property investing
• What’s it like to work as a property developer
• The different types of exit strategies
• Should you get a lot of unit numbers?

RESOURCES/LINKS MENTIONED

• HubStaff
• monday.com

ABOUT DL CAMPBELL

Founded in 2006, DL Campbell has led Honors Way Group to become one of the leaders in investing and developing in Southern California, and in Dallas, TX.  From Deal-Finding, to Financial Evaluations, to Value Engineering, and Owner-Operation of commercial real estate investments,  there is no slowing down in sight.   DL Campbell and the Honors Way Group team is taking Honors Way Group to new heights. DL Campbell has over $50,000 in Commercial Real Estate formal education, including Asset Protection & Tax Reduction strategies.  DL has studied the Series 66 Law License under the SEC for investment purposes, and can do Accounting at a CPA level.    DL Campbell has Level II Security Clearances at the federal level.  Professional Commercial Real Estate  memberships include International Council of Shopping Centers (ICSC),  and the national Self-Storage Association (SSA). Former Satisfied Clients during the 30-year Engineering career include:   Lockheed Martin, Northrop Grumman, & The U.S. Army.  DL has worked as a Platinum Consultant with 5 certifications, alongside the top firms of Ernst & Young, Deloitte & Touché', and KPMG, and has delivered on-site services in multiple Countries, and many States.

CONNECT WITH DL

• Website: Honors Way Group | The Prestige
• LinkedIn: DL Campbell
• Facebook: DL Campbell
• Email: [email protected]

CONNECT WITH US 

• Email: [email protected] 
• Instagram: Shawn Winslow
• YouTube: Shawn Winslow
• LinkedIn: Shawn Winslow
• Facebook: Shawn Winslow

In today's episode, Grant Dougherty will change your perspective on the tax code and uncover all of the secret loopholes that the wealthy utilize to cover up their wealth. Discover your tax

WHAT YOU’LL LEARN FROM THIS EPISODE 

• Tax advantages and depreciation misconceptions in real estate investing
• How to use cost segregation analysis
• Actions to transform passive income into active income
• Ways for avoiding the depreciation recapture tax
• Repairs vs. Improvements

RESOURCE/LINK MENTIONED

• Inflation Reduction Act
• S Corps

ABOUT GRANT DOUGHERTY

Founder & CEO, Grant Dougherty has always understood the value of teamwork. He grew up playing team sports and noticed the power of what a team could accomplish together. This sense of teamwork stayed with him went to play baseball collegiately at “the” Prairie View A&M University, where he also studied business and eventually obtained his MBA. Grant noticed in his studies that he had a gift for understanding numbers, a talent that many Americans lack today, and decided this was his way to help by being a good teammate to his community. Grant has spent the last 5 years dedicating himself to understanding the tax code and all of the hidden loopholes that the wealthy use to shelter their money. Using this new profound knowledge, he plans to spread Financial Literacy to as many fellow teammates as possible and grow a community.

CONNECT WITH GRANT

• Website: www.doughertytaxsolutions.com
• Twitter: @doutaxsolutions
• Facebook: Dougherty Tax Solutions
• Instagram: @doughertytaxsolutions
• Contact Number: (281) 217 6767

CONNECT WITH US 

• Email: [email protected] 
• Instagram: Shawn Winslow
• YouTube: Shawn Winslow
• LinkedIn: Shawn Winslow
• Facebook: Shawn Winslow

Underwriting is essential in real estate, but are you doing it correctly? Today, we'll go over some common mistakes and how to eliminate them, so pay more attention to learn more!

WHAT YOU’LL LEARN FROM THIS EPISODE 

• Loss to lease: What it is, why it is important and how to avoid
• How to keep a reasonable return projection
• 2 major factors to consider when underwriting

CONNECT WITH US 

• Email: [email protected] 
• Instagram: Shawn Winslow
• YouTube: Shawn Winslow
• LinkedIn: Shawn Winslow
• Facebook: Shawn Winslow

Can you fund your business through an insurance policy? Mark Willis, our returning guest, shares his unique financial solution of capitalizing on insurance policies and banking on yourself. Tune in to know and understand how to become self-sufficient investors in a two-step rocket approach!

WHAT YOU’LL LEARN FROM THIS EPISODE 

• Traits a financial planner should possess
• Infinite Banking: How to invest in yourself and why should you hire a banker
• Infinite banking policy vs. true banking policy
• The pros and cons of single premium policy
• How depreciation and depletion affects dividends
• Tax Exemption for Modified Endowment Contract (MEC) Policies
• Reasons why people don't do infinite banking and insurance restrictions

RESOURCES/LINKS MENTIONED

• Bank on Yourself Professionals Training and Credentialing Program (no official link)
• Self-directed IRAs
• The Employee Retirement Income Security Act of 1974
• Roth IRA
• Ep41: Developing Your Own Financing Sources - Mark Willis

ABOUT MARK WILLIS

Mark Willis is a man on a mission to help you think differently about your money, your economy and your future. After graduating with six figures of student loan debt and discovering a way to turn his debt into real wealth as he watched everybody lose their retirement savings and home equity in 2008, he knew that he needed to find a more predictable way to meet his financial objectives and those of his clients. Mark is a CERTIFIED FINANCIAL PLANNER, a two-time #1 Best Selling Author and the Owner of Lake Growth Financial Services, a financial firm in Chicago, Illinois. Over the years, he has helped hundreds of his clients take back control of their financial future and build their businesses with proven, tax-efficient financial solutions. He specializes in building custom-tailored financial strategies that are unknown to typical stock-jockeys, attorneys, or other financial gurus. As co-host of the Not Your Average Financial PodcastTM, he shares some of his strategies for investing in real estate, paying for college without going broke, and creating an income in retirement you won’t outlive. Mark works with people who want to grow their wealth in ways that are safe and predictable, to become their own source of financing, and create tax-free income in retirement.

CONNECT WITH MARK

• Website: Kick Start with Mark
• LinkedIn: Mark Willis
• Podcast: Not Your Average Financial Podcast

CONNECT WITH US 

• Email: [email protected] 
• Instagram: Shawn Winslow
• YouTube: Shawn Winslow
• LinkedIn: Shawn Winslow
• Facebook: Shawn Winslow
•  

Learn how to finance your deals from Paul Winterowd, who shares methods of obtaining funds from his standpoint as an expert debt provider. Listen to this episode if you want to increase the value of your business and fund your way to success!

WHAT YOU’LL LEARN FROM THIS EPISODE 

• Debt: Finding the right leverage, terms, and  prepayment penalties
• Why you should always seek help from a mortgage broker
• Long-term prospects of the evolving market
• Capitalization and structuring of bridge loans
• Factors that affect the stability of the market 
• Types of debt and investment terms you should look for
• How does the business plan affect incoming investments?

RESOURCES/LINKS MENTIONED

• Wells-Fargo
• Profit First by Mike Michalowicz Kindle | Hardcover
• Rich Dad Poor Dad by Robert T. Kiyosaki Kindle | Paperback

ABOUT PAUL WINTEROWD

Paul is both an expert debt provider and an active multi-family practitioner with real-world experience investing in multifamily assets both as a general and limited partner. Because of this experience on the investment side of the business, he has deep insight and empathy for his client's needs as he helps them navigate through the financing process. Paul has successfully sourced financing across the country for market-rate and affordable apartment buildings, student housing, and senior housing projects. The funding sources include HUD/FHA, Fannie Mae, Freddie Mac, Insurance Companies, CMBS, private capital, and bank/credit union lenders. Paul is a CCIM (Certified Commercial Investment Member) and has achieved the Mortgage Bankers Association “AMP” (Accredited Mortgage Professional) status. Paul has been a featured guest on several real estate investing podcasts, including “The Real Estate Guys,” and is frequently asked to share best practices with multifamily investors in various Real Estate Investor Associations and networking meetups. He has been published in the Rental Housing Journal and has authored dozens of articles to help investors improve their knowledge of financing multifamily assets. Prior to joining Stack Source, Paul was a part of the Bonneville Multifamily Capital team. His tenure at Bonneville enabled his passion for the multifamily industry to grow and expand. He majored in Economics at The University of Utah and received his MBA from Brigham Young University with an emphasis in Finance.

CONNECT WITH PAUL

• Website: StackSource
• LinkedIn: Paul Winterowd
• Email: [email protected]

CONNECT WITH US 

• Email: [email protected] 
• Instagram: Shawn Winslow
• YouTube: Shawn Winslow
• LinkedIn: Shawn Winslow
• Facebook: Shawn Winslow
•  

If you want to pay off your debt faster, assess whether the current financial strategy is appropriate for you. Check out today's episode and find out how to expedite your loan and what to consider before paying it off early.

WHAT YOU’LL LEARN FROM THIS EPISODE

• Average student loan debts versus outstanding loan debts 
• How does deferred payment work?
• Understanding the impact of negative amortization 
• Refinancing your loan
• Paying more than the minimum due 

CONNECT WITH US

• Email: [email protected] 
• Website: GREENBRIAR Capital Group
• Instagram: Shawn Winslow
• YouTube: Shawn Winslow
• LinkedIn: Shawn Winslow
• Facebook: Shawn Winslow

Today, Becca Hintergardt joins us to reveal the actual steps for running and investing passively overseas. Stay tuned to discover the secrets to moving internationally and living off your passive income.

WHAT YOU’LL LEARN FROM THIS EPISODE 

• Mental hurdles to overcome when living overseas 
• The key to earning money while resetting your life
• How to live in a blue zone as an expat investor?
• Criteria for choosing trustworthy operators in emerging markets
• 3 green flags when purchasing a hotel for conversion
• Things to keep in mind before starting a renovation project

RESOURCE/LINK MENTIONED

• 6 Steps to Put Your Income on Autopilot and Move Overseas by Becca Hintergardt eBook

ABOUT BECCA HINTERGARDT

Becca helps investors by investing alongside them in multifamily properties that have high returns and great tax benefits. After working 15 years at a Fortune 500 company in medical device and biotech sales, it became clear this was not the road to passive income. While hacking / investing in her first apartment building, she fell in love with the passive income and the tax benefits of multifamily real estate. For over 2 decades, she has been investing in multifamily buildings, including a San Francisco multifamily condo conversion, a 12-unit multifamily in Kansas City, 100 unit Quality Inn Motel to multifamily property conversion, 450 units as a passive investor in Texas, in addition to other past and pending projects. Currently, she is scaling her business and continues to form strategic partnerships with general partners and investors in Arizona, Texas, and other emerging real estate markets.

CONNECT WITH BECCA

• Website: www.hintinvestments.com
• LinkedIn: Becca Hintergardt
• Email: [email protected]

CONNECT WITH US 

• Email: [email protected] 
• Instagram: Shawn Winslow
• YouTube: Shawn Winslow
• LinkedIn: Shawn Winslow
• Facebook: Shawn Winslow