It is a whole new world and with the flexibility around the working environment, many people are looking at either moving or upgrading their spaces. 

How do you decide on the right property for your family? If you want to expand your space, how do you finance a renovation and what about the danger of over-capitalization? If you are renovating to sell, what should you be spending your money on? 

In this podcast Maya speaks to Andrea Tucker, director home loan originator MortgageMe about the pros and cons of building, renovating or buying. 

Stokvels are a truly African solution helping people manage their cashflow and achieve their goals, but are we doing enough to harness the power of group savings? Could stokvels be used to build wealth, fund children’s education and even leave an asset to provide intergenerational wealth?

In this podcast Maya speaks to Busi Skenjana about how stokvels can leverage their true power.

Skenjana has been running BSK Marketing for 25 years, focusing on stokvels throughout South Africa. She is also founder of the Stokvel Academy an education platform for the stokvel community.

Maya speaks to financial planner Terence Tobin of Rich Ideas about ways to cut your tax bill whilst growing your investments. They unpack the pros and cons of retirement annuities, how to use a Tax-Free Savings Account for tax planning in retirement and what products to stay clear of. 

Globally stock markets have been on a roller coaster ride, and those who thought crypto assets would offer a safer alternative, well they have been along for the same ride. There are many factors driving this volatility and these are going to be the main themes for 2022. To discuss what you should be doing with your investments, Maya is joined by Kunal Sawhney CEO of independent equity research firm Kalkine.

“It is not only a crowd funding platform, but a crowd value creation platform - an eco-system of partners rather than a conglomerate owning everything”

Farming is becoming an increasingly popular asset class. Crowd-funding for farming ticks many boxes as a “good” investment - providing market related returns, increasing food security, allowing for skills transfer and improving farming methods for better environmental outcomes. 

In previous podcasts Maya has spoken about cattle farming and in this interview, she speaks to Grant Field, CEO of Fedgroup about investing in bees, blueberries, macadamia nut trees and even lettuce.

Are you the victim of financial abuse or are you perhaps unwittingly the abuser? And how would you even know?

In this podcast we discuss a very sensitive topic - financial abuse and how money is often used to control people in relationships. In this podcast Maya speaks to financial planner and founder of Foundation Family Wealth Sunel Veldtman who writes that “the definition of financial abuse includes controlling how all the money is spent, not allowing the victim access to bank accounts, withholding money, giving an ‘allowance’, or not including the victim in banking or investment decisions”. Sunel says that while the term abuse sounds harsh, money in these relationships is typically used to control a partner, to the extent that it is detrimental to them; it is not used to convey love.

Despite the recent rate hike, interest rates since the beginning of the pandemic have fallen by around 30%. This is great news if you are borrowing money, but it is pretty dire for anyone investing in cash or relying on income from cash investments. In this podcast Maya speaks to Mabule Setwaba Corporate Cash Manager at Investec Bank Limited about whether cash is now trash, or if it still has a place in your portfolio. Where to put your cash for the best return, especially in a rising interest rate environment

In this podcast Maya speaks to Mantsha Pheeha, a business strategist at Talent Unleashed on how to bootstrap your start-up by creating a pilot project. Mantsha worked with Nocawe, this year’s Absa City Press Money Makeover Challenge to start a poultry business with just R6500. You can find out more about Mantsha at https://www.mantsha.com/

Generational wealth is passed down from one generation to the next. But ultimately it has different context for different people. Generational wealth doesn’t have to be the Oppenheimer’s legacy, it could be leaving your children enough money to buy a home, or the access to an education that you didn’t have. In this podcast Maya speaks to Carol Mazaka, Consumer Director at 1Life about the findings of their Generational Wealth survey and the different ways we can leave a legacy 

In this podcast Maya speaks to Warren Ingram, financial planner at Galileo Capital https://galileocapital.co.za/ about his new book Global Investing Made Easy. 

Warren shares his insights into the investment decisions we make, and those we should be making.