Naked Wealth Podcast

In this two-part episode of the Naked Wealth Podcast, host Jennifer Aube welcomes Veronica Allen, a physical therapist and personal trainer specializing in pelvic floor therapy. Veronica shares her knowledge and experience in pelvic health, debunking the common misconceptions surrounding pelvic floor therapy. She emphasizes the importance of pelvic health for everyone—men, women, postpartum mothers, and individuals who have never had children. Together, they discuss the foundational role of pelvic floor muscles in overall health, how common issues like incontinence and prolapse can be addressed, and the importance of diaphragmatic breathing and proper physical therapy. Veronica also shares practical advice on when and how to engage in therapy post-pregnancy and beyond. This enlightening conversation is a must-listen for anyone looking to improve their quality of life through physical wellness.

Key Insights:

• Pelvic Floor Therapy is for Everyone: Veronica clarifies that pelvic floor therapy is not exclusive to postpartum women. Everyone has a pelvic floor, and conditions like incontinence, pain with intercourse, constipation, and prolapse can affect both men and women at any age.

• Common But Not Normal: Many pelvic floor issues are common, especially after pregnancy or as people age, but that doesn’t mean they are normal. These issues, such as incontinence and prolapse, can be treated, improving the overall quality of life.

• The Importance of Diaphragmatic Breathing: Deep breathing is essential for overall core strength and health. Veronica explains how diaphragmatic breathing engages the pelvic floor muscles and aids in physical therapy, stress relief, and injury prevention.

• Postpartum Recovery Tips: Veronica provides valuable advice for women in the postpartum phase, stressing the importance of engaging core muscles and starting pelvic floor therapy early, regardless of whether they had a vaginal birth or a C-section.

• Proactive Physical Therapy: Veronica advocates for proactive pelvic floor and orthopedic therapy to prevent future issues. She suggests seeing a physical therapist regularly for check-ups to maintain muscle health before problems arise.

• Holistic Health for Longevity: Jennifer and Veronica discuss the importance of financial and health abundance to maintain not only a long life but a healthy one. Veronica stresses the importance of maintaining a "health span" where one can enjoy life fully without being limited by health issues.

Veronica Allen's insights into pelvic floor health emphasize that addressing these common issues can significantly improve your quality of life. By being proactive and aware, anyone can benefit from the right physical therapy and daily habits, helping them live their best life. Don’t forget to check out Veronica’s social media and website for more tips on pelvic and overall physical health!

🚀 Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! 

Where to Find Veronica Lane

Website: https://wellbodypt2.com/veronica-lane

IG: https://www.instagram.com/vmlane

Book Recommendation:

Relentless: From Good to Great to Unstoppable, by Tim Grover

In this episode of Naked Wealth, host Jenn Aube sits down with Brittney Baker, the Director of Operations at Refuge Medical and Training. Brittney, a wife, mother of four, and eldest sibling of six, shares her journey from homeschooling to becoming a social media manager for a multimillion-dollar company, eventually rising to a leadership role. She discusses how her background in home birthing and her certification as a doula opened her eyes to the importance of preparedness, not only in the birthing space but also in emergency medical situations. Brittney emphasizes the importance of everyday preparedness and how training in first aid, especially for common yet potentially life-threatening emergencies, can make all the difference. Throughout the conversation, Brittney also provides practical advice for balancing a busy personal and professional life while staying mission-driven.

KEY INSIGHTS:

• Refuge Medical's Beginnings: Refuge Medical and Training started with high-quality American-made first aid kits designed to handle real-life emergencies, not just minor injuries.

• Brittney's Journey to Leadership: Brittney's journey from a doula to the Director of Operations of a multimillion-dollar company highlights her passion for preparedness in all aspects of life.

• Lives Saved Through Preparedness: Over 138 lives have been saved using Refuge Medical’s kits and training, emphasizing the importance of having and knowing how to use lifesaving equipment.

• Focus on Civilian Readiness: The company focuses on making first aid accessible to civilians, schools, and law enforcement rather than just government contracts.

• Home Birthing and Doula Experience: Brittney shares how her experience in home birthing and doula work relates to her current mission of empowering individuals with the knowledge to respond to emergencies.

• The Importance of Scenario-Based Training: Emotional resilience and the ability to handle stressful situations can be honed through practice and preparation, including scenario-based medical training.

• Work-Life Balance Strategy: Balancing work and personal life involves setting clear boundaries, such as giving 100% of your 80% while reserving energy for family and self-care.

In this episode, we learn that preparedness can be a life-saving investment, and Brittney Baker's work is proof of that. Take action today by tuning in to Naked Wealth and exploring more stories that inspire, educate, and empower.

🚀 Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! 

Where to Find Brittney Baker and Refuge Medical:

Website: https://www.refugemedical.com

YouTube: https://www.youtube.com/@RefugeMedical

Book Recommendation:

Smart Brevity: The Power of Saying More with Less

When is the right time to start working with a financial adviser? What if the answer is simpler than you think – the moment the thought crosses your mind? What opportunities could you be missing by delaying? 

Discover the optimal time to engage with a financial adviser – the moment the thought crosses your mind. Waiting until later in your adult life may result in overlooked opportunities and financial mistakes. Don't postpone optimizing your financial situation. If you lack a relationship with an adviser, make this the year to develop one. For further insights on collaboration, contact the adviser directly.

What you’ll hear:

Ideal Time to Consult a Financial Adviser:

• The right time to engage with a financial adviser is the moment the thought arises.

Avoiding Mistakes and Oversights:

• Waiting until later in adult life may lead to financial mistakes and overlooked opportunities.

Optimizing Financial Situation:

• Don't postpone the chance to optimize your financial situation with professional guidance.

Take Action Now. If lacking a relationship with an adviser, make the current year the one to develop that connection.  Ready to take the first step?

You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849

Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights!

Connect with Jennifer Aube:

W: https://www.wawm.lpl.com

IG: https://www.instagram.com/jenniferwaube

NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

In this episode of Naked Wealth, host Jenn invites Bre Johnson, founder of Full Bloom Mama, to explore women’s health and the often overlooked yet vital fourth trimester—the 40-day postpartum period that is pivotal for a mother’s long-term physical and mental health. Bre shares her wealth of knowledge on postpartum care, drawing from global practices and her personal experiences as a cultural anthropologist.

Key topics discussed include:

• What is the Fourth Trimester? Bre explains the significance of the fourth trimester, emphasizing that many cultures worldwide prioritize this period as much, if not more, than pregnancy itself. She highlights how this sacred window can impact a mother's health and longevity for decades.

• The Power of a Support System: Bre outlines how other cultures rally around new mothers, providing them with nourishment, rest, and emotional support. In contrast, she notes that the U.S. often glorifies "bounce-back" culture, which can neglect the essential recovery process for new moms.

• Nutrition and Wellness Post-Birth: Bre discusses the importance of nutrition, advocating for nutrient-dense, warming foods to help moms recover after childbirth. She also emphasizes mental well-being, sharing how meditation, journaling, and breathing exercises can aid in postpartum recovery.

• Movement After Baby: A slow, intentional return to movement is crucial in the postpartum phase. Bre encourages new mothers to start with gentle breath work and focus on reconnecting with their bodies before resuming any strenuous exercise routines.

• Preventing Postpartum Depression: Bre shares research-backed insights that show how holistic postpartum care—nutrition, mental health practices, and gentle movement—can significantly reduce the risk of postpartum depression.

• Full Bloom Mama: Bre also talks about her subscription service, Full Bloom Mama, designed to support women throughout pregnancy and postpartum. Full Bloom Mama offers curated boxes filled with items to educate and nurture new moms physically and mentally.

🚀 Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! 

Where to Find Bre Johnson:

• Website: https://www.fullbloommama.com

• Instagram: https://www.instagram.com/fullbloom.mama

• Pinterest: https://www.pinterest.com/fullbloommama

Bre is passionate about connecting women with resources and practitioners to empower them in their postpartum journey.

Book Recommendation:

The Midnight Library by Matt Haig

Contemplating the mysterious world of trusts? Wondering if setting up a trust is the right move for you? What if you could demystify this crucial aspect of estate planning and make informed decisions about your financial future?   

On this week's Financial Quick Tips we demystify the realm of trusts and decide if setting up one is right for you. Understand that a trust is a legal arrangement providing control of assets to a trustee for the benefit of others. Trusts can offer tax benefits, prevent inheritance disputes, and ensure fair treatment of beneficiaries. Explore the various types of trusts, such as those minimizing inheritance taxes, avoiding probate, or providing for specific family situations. Consult a professional team, including financial advisers and estate planning attorneys, to determine the best path for your short and long-term interests. Maintain an ongoing relationship with these professionals to adapt to life changes and legal updates.

What you’ll hear:

Understanding Trusts:

• A trust is a legal arrangement granting control of assets to a trustee for the benefit of others.

• It can offer tax benefits, prevent inheritance disputes, and ensure fair treatment of beneficiaries.

Types of Trusts:

• Various trusts serve different purposes, such as minimizing inheritance taxes, avoiding probate, and maintaining financial privacy.

• Trusts can provide for disabled family members, address second marriage situations, or support charitable giving.

Consulting Professional Team:

• Engage with a professional team, including financial advisers, estate planning attorneys, and accountants, to determine the most suitable trust for your needs.

• Regularly update your plan based on life changes, tax laws, and other legal considerations.

Ready to secure your legacy?

You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849

Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights!

Connect with Jennifer Aube:

W: https://www.wawm.lpl.com

IG: https://www.instagram.com/jenniferwaube

NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

Finding yourself caught in the financial squeeze of caring for both aging parents and children simultaneously? What if you could navigate this complex terrain without sacrificing your retirement dreams?  

 Discover the unique financial challenges faced by the "sandwich generation," individuals caring for both aging parents and children simultaneously. Juggling the costs of eldercare and childcare often creates a tight financial squeeze, leading to neglect of retirement savings. Don't let your retirement dreams slip away amid these responsibilities. Explore tips to navigate this financial balancing act and secure your retirement. For more insights, visit the website.

What you’ll hear:

Introduction to the Sandwich Generation:

• Adults caring for aging parents and children simultaneously are known as the sandwich generation.

• Financial challenges arise as they juggle the costs of eldercare and childcare.

Tight Financial Squeeze:

• The sandwich generation often experiences financial strain due to multiple caregiving responsibilities.

• Saving for retirement may take a back seat amid these financial pressures.

Risk to Retirement Dreams:

• The financial challenges faced by the sandwich generation can jeopardize retirement savings.

• Neglecting retirement planning amid caregiving responsibilities may impact future financial security.

Tips for Financial Balancing:

• Explore tips to navigate the financial challenges of the sandwich generation.

• Ensure that retirement savings are not neglected amid caregiving responsibilities.

Ready to find balance in the sandwich generation?

You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849

Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights!

Connect with Jennifer Aube:

W: https://www.wawm.lpl.com

IG: https://www.instagram.com/jenniferwaube

NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

Ready to learn the secrets to maximizing your Social Security benefits? What if you could unlock the potential of thousands of dollars over time by making the right decisions?

Unlock the potential of your Social Security retirement benefits by making informed decisions at crucial milestones. Learn key points to maximize your benefits, starting with an annual review of your Social Security statement between ages 25 and 60. Understand the option to claim benefits before full retirement age and the impact on monthly benefits. With the guidance of a financial professional, navigate the complexities of Social Security, calculate benefits at milestone ages, and tailor a plan to suit your unique situation.

What you’ll hear:

Importance of Social Security Decision:

• The decision on when to start Social Security can impact financial outcomes significantly.

• Thousands of dollars over time hinge on making informed choices.

Annual Social Security Statement Review:

• If between ages 25 and 60, annually review your Social Security statement for accuracy.

• Request current statements through financial professionals or www.ssa.gov

Claiming Benefits Before Full Retirement Age:

• Understand that claiming benefits before full retirement age may result in reduced monthly benefits.

• The suitable decision varies for individuals, emphasizing the importance of determining benefits at full retirement age

Navigating Social Security Complexity:

• Social Security decisions can be confusing, requiring professional guidance.

You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849

Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights!

Connect with Jennifer Aube:

W: https://www.wawm.lpl.com

IG: https://www.instagram.com/jenniferwaube

NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

Wondering how recent legislation could transform your retirement planning? What if you could unlock penalty-free withdrawals, catch-up contributions, and a groundbreaking option for excess education savings?

Discover the impactful changes brought by the Secure Act 2.0 in the realm of retirement planning for participants. Effective from December 29, 2022, this legislation introduces penalty-free withdrawals of up to $1,000 annually for unforeseeable financial needs. Notably, the mandatory RMD age increases from 72 to 73 and eventually to 75. The Act reduces tax penalties for failing to take RMDs and introduces catch-up contributions for individuals over 50. Additionally, a groundbreaking feature allows transferring excess funds from 529 plans to Roth IRAs for tax-exempt growth starting in 2024.

What you’ll hear:

Introduction to Secure Act 2.0:

• Enacted on December 29, 2022, with 90+ new retirement plan provisions.

• Focus on retirement plan enhancements for participants.

Penalty-Free Withdrawals:

• Participants can make one penalty-free withdrawal of up to $1,000 per year for unforeseeable financial needs.

• Repayment within three years is permitted, with one withdrawal allowed per three-year repayment period.

Mandatory RMD Age Increase:

• RMD age increases from 72 to 73, with a proposed future increase to 75.

• Legislation proposes RMD age increases to 73 by 2023 and 75 by 2033, allowing individuals to save longer.

Tax Penalty Reduction:

• Tax penalty for failing to take RMDs reduced from 50% to 25%.

• Excise taxes further reduced from 25% to 10% for promptly corrected RMD failures.

Catch-Up Contributions and Education Savings:

• Individuals over 50 can make salary reduction catch-up contributions to employer plans.

• Secure 2.0 introduces a new option for transferring funds from certain 529 plans to Roth IRAs

You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849

Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights!

Connect with Jennifer Aube:

W: https://www.wawm.lpl.com

IG: https://www.instagram.com/jenniferwaube

NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

In this inspiring episode of the Naked Wealth Podcast, Jennifer sits down with Alyssa Young, the founder of Katura Inc. and author of the Unlimited Refills blog. Alyssa shares her deeply personal journey of overcoming anxiety and finding balance in her life through various tools and techniques. Alyssa's story is a testament to the power of resilience and the significance of building a toolbox of strategies to navigate life's challenges.

In this episode:

• State Change: Alyssa discusses the concept of "state change," a strategy introduced by her mentor, Ryan, which involves altering one's environment or engaging in physical activity to alleviate anxiety. This technique helps shift focus and reduce stress, offering a practical approach to managing anxious moments.

• Support System: Emphasizing the critical role of a strong support network, Alyssa explains how having reliable people and resources can significantly aid in managing stress. She highlights the importance of creating a robust support system that one can turn to in times of need.

• Medication: Alyssa shares her personal experience with using medication to manage anxiety during her younger years. She conveys an important message that seeking help through medication should be viewed as a positive and courageous step, free from shame or stigma.

• Katura Inc.: Alyssa provides insight into her business, Katura Inc., which supports high-level executives in achieving balance between their professional and personal lives. Her approach focuses on addressing both aspects simultaneously to maintain overall equilibrium and effectiveness.

• Building Relationships: Throughout the conversation, Alyssa underscores the value of building and nurturing relationships. She believes that strong connections are vital for both personal well-being and professional success, reflecting on how relationships have played a pivotal role in her journey.

• Personal Growth: Alyssa recounts her transformative journey from experiencing severe anxiety in high school to achieving her current success. She shares the lessons learned along the way, illustrating the power of resilience and the continuous process of personal growth.

Feeling inspired by Alyssa's story? Discover more about her journey and the valuable tools she offers by visiting her blog at unlimitedrefills.blog. Follow her on social media at @AlyssaYoung to stay connected and receive ongoing insights and support. Remember, you don’t have to navigate life's challenges alone—build your own toolbox and reach out to your support network today. Share this episode with anyone who might benefit from Alyssa's wisdom and encouragement. Together, we can create a community of resilience and growth.

🚀 Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! 

Connect with Alyssa Young

W: https://www.unlimitedrefills.blog

IG: https://www.instagram.com/alyssaayoung_/

Curious about the latest changes in retirement planning laws for employers? Wondering how the Secure Act 2.0 could impact your business's retirement offerings?  

Explore the key provisions of the Secure Act 2.0, a comprehensive update to the Secure Act, focusing on retirement plan enhancements for employers. Effective for plan years beginning after December 31, 2020, employers with over ten employees must provide automatic enrollment and escalation for new 401k or 403b plans. The new law encourages Roth accounts within employer plans, aligning them with Roth IRAs and eliminating required minimum distribution rules. Small businesses benefit from increased tax credits for plan start-up costs, fostering retirement planning accessibility.

What you’ll hear:

Introduction to Secure Act 2.0:

• Enacted on December 29, 2022, with 90+ new retirement plan provisions.

• Focus on retirement plan enhancements for employers.

Automatic Enrollment and Escalation:

• Employers with over ten employees offering new plans must implement automatic enrollment.

• New employees start with a 3% salary reduction, escalating annually to 10-15%.

• Employees can opt-out of auto-enrollment and escalations.

Encouragement of Roth Accounts:

• Roth accounts within 401k, 403b, and 457 plans no longer subject to required minimum distribution rules.

• Aligns Roth accounts within employer plans with Roth IRAs.

Tax Credits for Small Businesses:

• Small businesses with up to 50 employees eligible for a 100% tax credit for plan start-up costs, capped at $5,000 per employer annually for three years.

• Businesses with 51-100 employees eligible for the original Secure Act's tax credits.

Let's explore the Secure Act 2.0 and its implications for your retirement plans!

You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849

Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights!

Connect with Jennifer Aube:

W: https://www.wawm.lpl.com

IG: https://www.instagram.com/jenniferwaube

NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849