In today’s CalmCast, Pete breaks down three essential tools for staying steady in a shaky economy. First, we look at how diversification can protect your portfolio from market swings — because when one sector zigs, you want another to zag. Then, we wade through the latest economic data and recession chatter to explain what a slowdown really means and how often it actually happens. Finally, we spotlight the unsung hero of financial calm: the sinking fund. It’s not glamorous, but it is how you survive a car repair, a vacation, or the holidays without panic.

This episode is your friendly reminder: you can’t predict the economy, but you can prepare for it.