The podcast highlights the challenges of navigating the 2025 housing market, emphasizing high-interest rates, new commission structures, and insurance implications in disaster-prone states. Listeners are urged to remain proactive and informed to achieve successful homeownership.

• Discussion of current interest rates and their impact on purchasing power 
• The significance of budgeting for long-term affordability 
• New commission structures introduce transparency in real estate transactions 
• Importance of buyer broker agreements for clarity in agent relationships 
• Insurance challenges in California and Florida due to natural disasters 
• Steps to mitigate risks and prepare for insurance costs 
• Encouragement to stay informed and proactive throughout the buying process 
• Final thoughts on realistic goals and being prepared financially

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Contact Information:
Philip Mastroianni – Loan Officer & Real Estate Agent
(949) 357-5029
[email protected]

NMLS# 2141541
DRE# 02141890

Monica Mastroianni – Real Estate Agent
(951) 395-1848
[email protected]
DRE# 02099257
Legacy Homes Realty