Net Net

Net Net

By Lizzy Marie, Lissa LumutengaBusiness
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Net Net episodes

  • Is changing your name worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing your name. From surprise fees and bureaucratic headaches to the unexpected social and professional ripple effects, they uncover what really goes into making the switch. Whether you’re thinking about a name change for marriage, divorce, or just for fun, this episode will help you navigate the process with fewer surprises.

     

    Main Topics

    00:00 Introduction

    01:25 Running The Numbers Segment

    02:55 Our Experiences Changing Our Names

    09:47 Challenges and Frustrations

    15:30 Why Change Your Name?

    20:17 How Your Personal and Professional Identity is Impacted

    27:32 Cultural Identity and Last Names

    33:18 Legal and Administrative Hurdles

    36:57 The Emotional Impact of Changing Names

    43:06 20 Cents Segment

     

    References for Statistics

    https://www.pewresearch.org/short-reads/2023/09/07/about-eight-in-ten-women-in-opposite-sex-marriages-say-they-took-their-husbands-last-name/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    47 min
  • Is networking worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of networking. Schmoozing is known as a means to drive connections and potentially lead to business opportunities. While career breakthroughs and financial benefits are a possibility, they also aren’t guaranteed. Lizzy and Lissa go beyond the surface of a “coffee chat” to dig into whether or not networking is worth the effort.

     

    Main Topics

    00:00 Introduction

    01:00 Running The Numbers Segment

    02:38 The Emotional and Mental Costs of Networking

    09:49 The Art of Building Genuine Connections

    18:29 Overcoming Networking Challenges

    28:40 How to Find Common Ground

    29:26 The Art of Asking Questions

    34:12 Exclusive Networking Events

    37:05 Professional Associations and Volunteer Organizations

    46:00 Creative Networking Strategies

    50:41 20 Cents Segment

     

    References for Statistics

    https://www.universitylabpartners.org/student-voices/importance-of-networking

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    54 min
  • Are concerts worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of concerts. From skyrocketing ticket prices to hidden costs like fees and merch, they weigh the value of these unforgettable experiences against their various costs. 

     

    Main Topics

    00:00 Introduction: The Rising Cost of Concerts

    01:18 Running The Numbers Segment

    03:04 The Cost of Attending Concerts

    06:16 The Emotional and Logistical Costs

    18:58 Our Favorite Concerts

    23:07 Front and Center: VIP Experiences

    25:43 Concert Preferences and Priorities

    27:19 Concert Pet Peeves

    30:06 Post-Pandemic Concert Experiences

    37:08 Music Festivals

    41:26 20 Cents Segment

     

    References for Statistics

    https://www.statista.com/statistics/272756/the-most-successful-music-tours-worldwide/

    https://www.statista.com/statistics/380106/global-average-music-tour-ticket-price/

    https://www.hollywoodreporter.com/business/business-news/live-nation-concert-attendance-revenue-soars-1235833051/

    https://www.innerbody.com/concert-attendance-and-enthusiasm

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    46 min
  • Is Valentine's Day worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of Valentine's Day. They unwrap the real cost of Valentine’s Day—financially, emotionally, and socially. Is it worth the hype, or just a commercial trap dressed in pink and red?

     

    Main Topics

    00:00 Valentine's Day and Credit Card Debt

    01:08 Running The Numbers Segment

    04:12 Historical Origins of Valentine's Day

    05:49 Personal Takes

    10:18 Navigating Expectations

    18:27 Social Media and Valentine's Day

    22:51 Valentine's Day As A Kid

    26:37 Creating Your Own Traditions

    28:02 The Costs of Valentine's Day

    29:08 20 Cents Segment

     

    References for Statistics

    https://www.census.gov/programs-surveys/sis/resources/fun-facts/valentines.html

    https://wallethub.com/blog/valentines-day-survey/57387

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    34 min
  • Is changing careers worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing careers. Many people grow tired of their jobs and want something new. Others base their career choices primarily on financial opportunities. Regardless of your motivation to change careers, is taking the leap worth it? Lizzy and Lissa discuss when to pivot, how to weigh the costs (and benefits), and why some career changes lead to success while others stall out.

     

    Main Topics

    00:00 The Job Change Phenomenon

    01:08 Running the Numbers Segment

    04:22 Our Job Counts

    09:29 Costs and Sacrifices of Career Changes

    13:49 Emotional and Social Impacts

    18:22 Balancing Passion and Practicality

    24:13 Balancing Passion and Stability

    26:13 The Dilemma of Job Hopping

    27:28 Chasing Promotions

    29:37 The Cost of Overcommitment

    31:51 Arbitrary Deadlines and Burnout

    33:36 Planning a Career Change

    36:22 Exploring New Career Paths

    44:45 20 Cents Segment

     

    References for Statistics

    https://www.zippia.com/advice/career-change-statistics/

    https://www.bls.gov/news.release/pdf/nlsoy.pdf

    https://www.bls.gov/ooh/fastest-growing.htm

    https://www.weforum.org/stories/2023/05/workers-multiple-careers-jobs-skills/

    https://www.apollotechnical.com/career-change-statistics/

    https://novoresume.com/career-blog/career-change-statistics

    https://www.luminafoundation.org/campaign/todays-student/ 

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    50 min
  • Is day trading worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of day trading. Many people are curious as to whether or not trading in the stock market can be their ticket to wealth as opposed to grinding at their 9-5 jobs. Is it really the fast track to financial freedom, or are the risks too big to ignore? In this episode, Lizzy and Lissa unpack the myths and realities around day trading in financial markets.

     

    Main Topics

    00:00 Introduction to Day Trading

    01:11 Important Disclaimer

    01:37 Running the Numbers Segment

    02:24 Longevity and Success Rates

    03:22 Understanding Day Trading

    04:56 Retail vs. Institutional Traders

    07:44 Technical vs. Fundamental Analysis

    12:28 The Risks of Day Trading

    24:31 Our Personal Views

    29:23 Emotional and Social Effects

    35:45 Alternatives to Day Trading

    41:04 20 Cents Segment

     

    References for Statistics

    https://www.unbiased.com/discover/banking/day-trading-statistics

    https://www.newtrading.io/is-day-trading-profitable/

    https://www.zippia.com/day-trader-jobs/demographics/

    https://finmasters.com/day-trading-statistics/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    45 min
  • Are certifications worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of certifications. Education and specialized training in adulthood can lead to many new opportunities, but it does require time, energy, and money. Regardless of your career field, are certifications worth the time, effort, and cost? Let’s talk about it.

     

    Main Topics

    00:00 Introduction

    01:09 Running The Numbers Segment

    02:35 Certifications, Licenses, and Designations

    06:53 Why Even Pursue Certifications?

    11:05 Financial Costs of Certifications

    18:42 Personal Experiences and Challenges

    22:32 Legitimacy 

    29:31 The Value of Specific Certifications

    36:41 In-Demand Certifications Across Industries

    49:03 20 Cents Segment

     

    References for Statistics

    https://nces.ed.gov/surveys/ctes/tables/index.asp

    https://nces.ed.gov/ipeds/TrendGenerator/app/answer/4/24

    https://luminafoundation.org/wp-content/uploads/2020/04/professional-certifications-offer-a-pathway-to-good-jobs.pdf

    https://www.coursera.org/articles/certificate-programs

    https://www.usnews.com/education/best-colleges/paying-for-college/articles/paying-for-college-infographic

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    55 min
  • Are luxury apartments worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury apartments. From granite countertops and rooftop pools to skyrocketing rent and hidden fees, they break down the true costs of high-end living. Is it an investment in your lifestyle or just a shiny trap for your budget? 

     

    Main Topics

    00:00 Introduction to Luxury Apartments

    01:05 Running The Numbers Segment

    03:10 What Exactly Are Luxury Apartments?

    04:21 The Amenities You Get

    07:40 Corporate vs. Individual Ownership

    15:32 Deal Breakers

    24:36 Luxury Apartment Vibes

    26:43 Social Dynamics in Luxury Living

    38:05 Location and Convenience

    40:30 Space and Storage Priorities

    41:24 20 Cents Segment

     

    References for Statistics

    https://www.nmhc.org/research-insight/research-notes/2024/why-building-luxury-apartments-brings-down-rent-for-all/

    https://www.globest.com/2024/04/15/luxury-multifamily-rent-growth-weakest-in-recent-memory/?slreturn=20241129160246

    https://www.thepgrgroup.com/p/the-real-impact-of-luxury-apartment

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    46 min
  • Is marriage worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of marriage. They discuss everything from financial pros and cons to social dynamics, unpacking what marriage means in today’s world. Whether you're team marriage or questioning the whole institution, this episode dives into the practical and personal aspects of tying the knot. What do you think, is marriage worth it?

     

    Main Topics

    00:00 Introduction

    01:42 Running the Numbers Segment

    04:14 The History of Marriage

    10:48 Our Personal Experiences with Marriage

    23:20 Financial Implications

    28:59 Benefits and Practicalities of Marriage

    34:27 Legal Rights and Responsibilities

    36:45 Domestic Partnerships vs. Marriage

    38:05 Divorce

    41:40 Social Perceptions

    55:33 20 Cents Segment

     

    References for Statistics

    https://www.pewresearch.org/short-reads/2024/02/08/for-valentines-day-facts-about-marriage-and-dating-in-the-us/

    https://www.census.gov/newsroom/press-releases/2024/families-living-arrangements.html

    https://www.cnbc.com/2024/03/23/why-gray-divorce-is-a-significant-financial-risk-for-women.html

    https://www.cdc.gov/nchs/fastats/marriage-divorce.htm

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    1 hr 1 min
  • Are birthday gifts worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of birthday gifts. From the financial strain of gift-giving expectations to the emotional and social pressures that come with it, they break down how birthdays can impact your wallet and your well-being. Should you splurge, stick to a budget, or opt-out altogether?

     

    Main Topics

    00:00 Introduction

    01:14 Running The Numbers Segment

    02:39 The Emotional Impact of Gift Giving

    06:00 Gift Giving in Relationships

    11:06 Balancing Budget and Thoughtfulness

    22:46 Budgeting for Gifts

    23:54 How Much to Spend on People

    24:27 Are Gift Cards Lazy?

    34:17 Family Dynamics of Giving Gifts

    41:03 20 Cents Segment

     

    References for Statistics

    https://blog.snappy.com/posts/employee-birthday-celebrations-and-gifting-higher-morale-and-increased-retention

    https://capitaloneshopping.com/research/gift-card-statistics/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    45 min

About Net Net

From the publisher's feed

Net Net Podcast analyzes hidden costs and empowers you to make your own damn decisions – financial and otherwise. In each episode, best friends Lizzy and Lissa talk about a different facet of life to…