Net Net

Lizzy and Lissa break down the hidden costs – financial and otherwise – of quiet vacationing. Quiet vacationing is a modern trend in which workers rebel against their employers by taking vacations without telling them. Some find it unethical, while others consider it an empowered act of rebellion against a toxic work culture. Is quiet vacationing worth it?

Main Topics

00:00 What is Quiet Vacationing?

01:45 Running The Numbers Segment

03:27 Quiet Quitting vs. Quiet Vacationing

07:23 The Evolution of Work Culture

21:35 Ethics and Implications

26:44 Navigating Micromanagement

30:50 Remote Work and Quiet Vacationing

32:48 Unlimited Vacation

36:02 The Future of Work with AI

46:56 20 Cents Segment

References for Statistics

https://theharrispoll.com/wp-content/uploads/2024/05/OOO-Culture-Report-May-2023.pdf

Co-Hosts

Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

Credits

► Produced by Lizzy Marie and Lissa Lumutenga

► Artwork by Lizzy Marie

► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

Talk to us

Hit us up, let us know what you think: IS IT WORTH IT? 💸

• DM us on Instagram: @netnetpodcast
• Email us at [email protected]

Disclaimer

This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of content creation. While creating content can be an exciting and rewarding venture, it doesn’t come without costs. Financial costs can add up quickly between quality equipment, software, tools, and other production costs. And then, there’s burnout, creative pressure, and the challenges of building and maintaining an audience. If you’re considering diving into the world of content creation, this episode is for you.

Main Topics

00:00 The Creator Economy

01:10 Running The Numbers Segment

04:06 The Evolution of Content Creation

11:03 Monetizing Content & Brand Partnerships

16:11 The Hidden Costs of Content Creation

20:53 Balancing Passion and Profit

26:07 The Power of Evergreen Content

27:22 Navigating TikTok's Unpredictability

29:12 The Mental and Emotional Costs of Content Creation

31:56 Understanding YouTube's Algorithm

37:33 Legal Considerations

48:17 20 Cents Segment

References for Statistics

https://linktr.ee/creator-report/static/Linktree-CreatorReport-2022-02f3aa05a27be6fecb3537b13d5ec9de.pdf

https://influencermarketinghub.com/creator-earnings-benchmark-report/

Co-Hosts

Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

Credits

► Produced by Lizzy Marie and Lissa Lumutenga

► Artwork by Lizzy Marie

► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

Talk to us

Hit us up, let us know what you think: IS IT WORTH IT? 💸

• DM us on Instagram: @netnetpodcast
• Email us at [email protected]

Disclaimer

This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of pets. We know that furry friends and other pets offer us things money can’t buy. But when you really look closely at the numbers, does having pets make financial sense? Let’s talk about it!

Main Topics

00:00 Introduction

01:08 Running The Numbers Segment

02:48 Meet Buckets

03:27 Childhood Pets

06:47 Becoming a Pet Owner

11:57 The Financial Costs

18:36 Unexpected Expenses and Emergencies

23:22 Pet Insurance

24:18 Time and Freedom

30:39 The Impact of Pets on Relationships

35:34 Legal and Emotional Costs

40:38 The Joys and Benefits of Having Pets

45:17 20 Cents Segment

Our dogs' Instagrams!

🐶 Buckets - https://www.instagram.com/officialbucketsthedog/

🐕 Miles - https://instagram.com/officialmilesprower

🐶 Rocko - https://www.instagram.com/rockoprower/

References for Statistics

https://www.forbes.com/advisor/pet-insurance/pet-ownership-statistics/#sources_section

https://www.marketwatch.com/guides/pet-insurance/pet-spending-trends/

Co-Hosts

Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

Credits

► Produced by Lizzy Marie and Lissa Lumutenga

► Artwork by Lizzy Marie

► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

Talk to us

Hit us up, let us know what you think: IS IT WORTH IT? 💸

• DM us on Instagram: @netnetpodcast
• Email us at [email protected]

Disclaimer

This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of collecting stuff. From classic collections like stamps and coins to more modern-day collecting, like Funko Pops and NFTs, people have a long-standing relationship with collectibles. People are drawn to nostalgia, the thrill of the hunt, and of course – the potential for financial gain. But is it worth the time, effort, and money? In this episode Lizzy and Lissa welcome a long-time mutual friend, Alex, who is an expert at collecting vintage tees.

Main Topics

00:00 Introduction to Collecting

00:43 Intro to Hosts and Special Guest

01:45 Running The Numbers Segment

03:29 Things We Collect

06:21 The Value and Challenges of Collecting

09:25 Collecting Things While Traveling

20:35 Downsides and Risks

25:05 The Thrill of the Hunt

29:00 Financial Investments in Collections

34:01 Digital Collectibles and NFTs

40:06 20 Cents Segment

References for Statistics

https://www.statista.com/statistics/1243205/share-of-us-adults-who-collect-physical-items-as-a-hobby-by-generation/

https://www.mdpi.com/2076-0760/12/12/671

Co-Hosts

Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

Credits

► Produced by Lizzy Marie and Lissa Lumutenga

► Artwork by Lizzy Marie

► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

Talk to us

Hit us up, let us know what you think: IS IT WORTH IT? 💸

• DM us on Instagram: @netnetpodcast
• Email us at [email protected]

Disclaimer

This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of dating apps. Whether free or paid, dating platforms help connect people who are looking for love. But behind the convenience lies a range of costs, from subscription fees to the emotional toll of endless swiping and ghosting. Lizzy and Lissa explore how these apps can impact your wallet, mental health, and even your approach to relationships.

Main Topics

00:00 Introduction

01:19 Running The Numbers Segment

03:20 Personal Experiences with Dating Apps

06:06 Financial Costs

11:01 How Much Time and Energy Is Spent

28:47 Stigma

30:33 Safety Concerns

32:00 Catfishing and Deception

35:03 Why is Height Such A Big Deal?

43:59 Success Stories and Challenges

50:04 20 Cents Segment

References for Statistics

https://www.forbes.com/health/dating/dating-statistics/

https://www.pewresearch.org/short-reads/2023/02/02/key-findings-about-online-dating-in-the-u-s/

https://www.morganstanley.com/ideas/online-dating-2030

https://www.businessofapps.com/data/dating-app-market/

Co-Hosts

Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

Credits

► Produced by Lizzy Marie and Lissa Lumutenga

► Artwork by Lizzy Marie

► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

Talk to us

Hit us up, let us know what you think: IS IT WORTH IT? 💸

• DM us on Instagram: @netnetpodcast
• Email us at [email protected]

Disclaimer

This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of credit cards. When managed wisely, credit cards can unlock amazing perks like travel rewards and cash back. But they can also be a slippery slope into consumer debt. Are credit cards really worth it?

Main Topics

00:00 Maxed Out Cards

01:33 Running The Numbers Segment

03:44 How We Use Cards

10:03 Credit Card Strategies and History

20:51 The Evolution of Interest Rates

23:10 Unexpected Expenses

26:20 The Slippery Slope

28:40 Strategies for Managing Credit Card Debt

38:58 Benefits and Rewards

44:13 20 Cents Segment

References for Statistics

https://www.npr.org/2024/05/14/1251295805/credit-cards-debt-inflation

https://www.forbes.com/advisor/credit-cards/credit-card-statistics/

https://www.lendingtree.com/credit-cards/study/credit-card-debt-statistics/

https://www.experian.com/blogs/ask-experian/how-credit-card-usage-differs-by-generation/#s1

Co-Hosts

Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

Credits

► Produced by Lizzy Marie and Lissa Lumutenga

► Artwork by Lizzy Marie

► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

Talk to us

Hit us up, let us know what you think: IS IT WORTH IT? 💸

• DM us on Instagram: @netnetpodcast
• Email us at [email protected]

Disclaimer

This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury brands. Beyond the price tag of luxury goods and services they delve into the psychology behind why we, as a society, care about luxury. There’s no denying that luxury brands have a huge influence on many aspects of our lives such as our spending habits and our self-perception. But are they worth it?

Main Topics

00:00 Introduction

01:22 Running The Numbers Segment

02:51 The Origins and Evolution of Luxury Brands

04:36 The Definition of Luxury

11:01 Personal Stories and Identity

23:35 Luxury Brand Strategies

28:49 Quality vs Quantity of Jewelry

32:44 Consciously Spending on Luxury

36:56 Luxury Goods as Investments

38:18 High-Low Fashion Mix

39:23 20 Cents Segment

42:17 Final Thoughts

References for Statistics

https://www.statista.com/outlook/cmo/luxury-goods/worldwide

https://www.vox.com/money/23728283/luxury-designer-boom-nike-lvmh-pandemic-le-creuset

https://www.jpmorgan.com/insights/global-research/retail/luxury-market

Co-Hosts

Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

Credits

► Produced by Lizzy Marie and Lissa Lumutenga

► Artwork by Lizzy Marie

► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

Talk to us

Hit us up, let us know what you think: IS IT WORTH IT? 💸

• DM us on Instagram: @netnetpodcast
• Email us at [email protected]

Disclaimer

This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of living abroad. Moving far from home can have tons of benefits, like the ability to start fresh and explore what the world has to offer. But it isn’t a decision to take lightly! In this episode Lizzy and Lissa welcome a special guest: Lissa’s fiancé Allan, who moved abroad to start a life with her.

Main Topics

00:00 Introduction

00:37 Today’s Special Guest

01:43 Running The Numbers Segment

03:16 Personal Experiences of Living Abroad

06:40 Challenges and Logistics of Moving Abroad

27:18 Visa Challenges

29:12 Identity and Cultural Intersectionality

33:28 Cross Border Financial Planning

36:13 Local Economies, Identity, and Belonging

43:24 Homesickness

52:18 20 Cents (And More) Segment

References for Statistics

https://www.fvap.gov/info/interactive-data-center/overseas

https://www.un.org/en/desa/international-migration-2020-highlights

https://www.statista.com/statistics/978134/share-americans-living-abroad-household-income/

https://www.statista.com/statistics/946822/expats-living-abroad-age/

Co-Hosts

Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

Credits

► Produced by Lizzy Marie and Lissa Lumutenga

► Artwork by Lizzy Marie

► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

Talk to us

Hit us up, let us know what you think: IS IT WORTH IT? 💸

• DM us on Instagram: @netnetpodcast
• Email us at [email protected]

Disclaimer

This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of financial advisors. Working with a financial advisor can be a great way to advance your financial goals but they also come with fees. In this episode, Lizzy and Lissa share their experiences and thoughts on working with financial professionals.

Please keep in mind that this episode is informational and educational in nature and should not be misconstrued as financial advice. We are sharing our experiences to help educate, but you should consult a professional for guidance as needed.

Main Topics

00:00 Introduction

01:34 Running The Numbers Segment

07:20 Types of Financial Advisors

15:28 Our Personal Experiences

26:32 What Is Wealth Management?

26:50 Big Banks vs. Independent Firms

29:27 Navigating Financial Advisory Services

38:39 Benefits of Financial Advisors

44:55 Diversity in the Financial Industry

47:55 20 Cents Segment

References for Statistics

https://smartasset.com/advisor-resources/how-many-financial-advisors-in-the-us

https://www.sec.gov/newsroom/press-releases/2024-57

https://news.northwesternmutual.com/planning-and-progress-study-2023

https://www.prnewswire.com/news-releases/two-thirds-of-americans-say-their-financial-planning-needs-improvement-301881539.html

Co-Hosts

Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

Credits

► Produced by Lizzy Marie and Lissa Lumutenga

► Artwork by Lizzy Marie

► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

Talk to us

Hit us up, let us know what you think: IS IT WORTH IT? 💸

• DM us on Instagram: @netnetpodcast
• Email us at [email protected]

Disclaimer

This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of alcohol and drinking. We all know that a good drink can mean a great time for some people, but there are a number of costs that go along with alcohol consumption. A fter weighing the pros and cons, is drinking worth it?

Main Topics

00:00 Introduction

02:09 Running The Numbers Segment

04:36 Our Own Stories and Experiences

15:34 What It Costs To Drink

20:55 Is The Industry Predatory?

24:52 Alcohol and Its Impact on Culture

25:41 The Legal and Financial Costs of Alcohol

28:04 The Social Costs of Drinking vs Not

44:45 20 Cents Segment

Resources

Substance Abuse and Mental Health Services Administration's Helpline - 1-800-662-HELP

https://www.aa.org/

https://www.niaaa.nih.gov/alcohols-effects-health/niaaa-middle-school/helpful-resources

References for Statistics

https://www.niaaa.nih.gov/alcohols-effects-health/alcohol-topics/alcohol-facts-and-statistics/alcohol-use-united-states-age-groups-and-demographic-characteristics

http://Sleepfoundation.org

Co-Hosts

Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

Credits

► Produced by Lizzy Marie and Lissa Lumutenga

► Artwork by Lizzy Marie

► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

Talk to us

Hit us up, let us know what you think: IS IT WORTH IT? 💸

• DM us on Instagram: @netnetpodcast
• Email us at [email protected]

Disclaimer

This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!